FabSwingers.com forum: Credit cards of the 70s and 80s

By *lder A Wiser Passion OP Woman
over a year ago

morecambe

Do you remember how hard they was to get back then

Do you remember how much income you had to have before they gave you

These day you can be on the dole and have one

I think part of this cost of living crisis we having at present

Is down to much Credit

sAnd Credit killing high streets

Folk would have more money if didnt use Credit as much

I'm 52 never had one wouldnt even know how to use one

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By *ora the explorerWoman
over a year ago

Paradise, Herts

Access

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By *UGGYBEAR2015Man
over a year ago

BRIDPORT

"Access

Your flexible friend.

I was a bit more flexible myself back then

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By *ora the explorerWoman
over a year ago

Paradise, Herts

"Access

Your flexible friend.

I was a bit more flexible myself back then

Ha. Me too!

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By *obilebottomMan
over a year ago

All over

I used them a lot. Since they started talking about the possibility of the wthdrawal of cash, I always pay in cash now as far as possible and so do lots of people I know who started to do the same

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By *lder A Wiser Passion OP Woman
over a year ago

morecambe

"I used them a lot. Since they started talking about the possibility of the wthdrawal of cash, I always pay in cash now as far as possible and so do lots of people I know who started to do the same

"
Cash you have more to spend

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By *obyn GravesTV/TS
over a year ago

1127 walnut avenue

Never had one...and it's unlikely I ever will..

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By (user no longer on site)
over a year ago

The crazy thing is you need some sort of credit/borrowing to get your credit rate high. Madness.

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By *obilebottomMan
over a year ago

All over

Just to add, I only really use it when I feel I need the security of the guarantee. Otherwise I take my bag of 1p and 2p coins for my costa coffee

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By *UGGYBEAR2015Man
over a year ago

BRIDPORT

"The crazy thing is you need some sort of credit/borrowing to get your credit rate high. Madness."

Yeh, people who manage their finances so they don’t have borrowings are seen as a bad risk.

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By (user no longer on site)
over a year ago

My dad was massively anti debt and drummed it into me to not have a credit card I remember him going mad when he seen I had a debit card he didn’t understand I could only spend one money on it haha.

I’m thankful for him though have zero debt only debt I ever had was my mortgage most my mates are ticked up to the eyeballs

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By *ophieslutTV/TS
over a year ago

Central

The government push more borrowing onto the public at certain times too

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By *ife NinjaMan
over a year ago

Dunfermline

You use to have to have a reference. My mum was mine when I got my first credit card. Only use it for online purchases

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By *mmmMaybeCouple
over a year ago

West Wales

"The crazy thing is you need some sort of credit/borrowing to get your credit rate high. Madness."

It’s crazy our rating was crap as we had no mortgage & own our home outright, no debt (Did well out of previous home) so no credit trail.

I had to get a C/C & spend a bit on it to watch my credit score go up above “Poor” to “Good” & upwards.

Total crap really. If you have no debt your score should be “Stunning” not bloody “Poor”.

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By *ife NinjaMan
over a year ago

Dunfermline

"The crazy thing is you need some sort of credit/borrowing to get your credit rate high. Madness.

It’s crazy our rating was crap as we had no mortgage & own our home outright, no debt (Did well out of previous home) so no credit trail.

I had to get a C/C & spend a bit on it to watch my credit score go up above “Poor” to “Good” & upwards.

Total crap really. If you have no debt your score should be “Stunning” not bloody “Poor”.

It's a fix to keep you tied into the financial system

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By (user no longer on site)
over a year ago

"The crazy thing is you need some sort of credit/borrowing to get your credit rate high. Madness.

It’s crazy our rating was crap as we had no mortgage & own our home outright, no debt (Did well out of previous home) so no credit trail.

I had to get a C/C & spend a bit on it to watch my credit score go up above “Poor” to “Good” & upwards.

Total crap really. If you have no debt your score should be “Stunning” not bloody “Poor”.

Haha yes it should be. I got refused for a mobile phone contract once due to having no history it’s still in the exes name to this day

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

"Just to add, I only really use it when I feel I need the security of the guarantee. Otherwise I take my bag of 1p and 2p coins for my costa coffee

The guarantee (section 75) can be really hard to claim on now, similar to charge back on debit card. Since Brexit attitudes in banks have moved to American / libertarian way ‘caveat emptor’ which values business over consumer rights even though the EU retained law exists, it’s only applicable now when buying from uk not EU based businesses. Beware

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By *obilebottomMan
over a year ago

All over

"Just to add, I only really use it when I feel I need the security of the guarantee. Otherwise I take my bag of 1p and 2p coins for my costa coffee

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