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By *irthy89888 OP   Man
over a year ago

Barnsley

Any advice anyone please.

I have come back from holiday our property has been broken into ransacked , smashed up and flooded all the bungalow. Everything has had to be chucked . Council won’t help as I work , insurance for the landlord doesn’t cover my stuff.

Basically I have been left to hang.

All advice welcome

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By *ad NannaWoman
over a year ago

East London

Speak to Citizens Advice.

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By *reyToTheFairiesWoman
over a year ago

Carlisle usually

Do you not have renters/contents insurance?

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By *oecutterMan
over a year ago

Clonakilty


"Any advice anyone please.

I have come back from holiday our property has been broken into ransacked , smashed up and flooded all the bungalow. Everything has had to be chucked . Council won’t help as I work , insurance for the landlord doesn’t cover my stuff.

Basically I have been left to hang.

All advice welcome "

Did you not get contents insurance?

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By *obilebottomMan
over a year ago

All over

That sounds so awful for you. I am so sorry. I hope you find the right help.

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By (user no longer on site)
over a year ago

Sounds horrendous, I don’t know the legalities (sorry) but wish you all the best and hope you get some proper resolution

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By (user no longer on site)
over a year ago

Citizens advice poor you!

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By *reyToTheFairiesWoman
over a year ago

Carlisle usually

I think citizens advice is your best bet.

If you haven't chosen to have contents insurance then really your only hope of getting any of the value of your stuff back is if the perpetrators are caught and have the assets to repay if sued for it.

But CAB should be able to help you get enough sorted to scrape by.

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By (user no longer on site)
over a year ago

There’s a great agency that can help you with what you’re legally able to do but without contents insurance I’m afraid you’re likely not able to get much assistance.

http://www.legalmentor.co.uk/

You can speak to them for free and it’s £150 if there is something they can take action on in your behalf.

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By (user no longer on site)
over a year ago


"Any advice anyone please.

I have come back from holiday our property has been broken into ransacked , smashed up and flooded all the bungalow. Everything has had to be chucked . Council won’t help as I work , insurance for the landlord doesn’t cover my stuff.

Basically I have been left to hang.

All advice welcome "

Local paper and gofundme

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By *issmorganWoman
over a year ago

Yorks

I'm so sorry op,that's horrible for you.

I don't know who to direct you to ,maybe shelter could give you some advice ?.

Were the police able to give you any assistance.

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By *irthy89888 OP   Man
over a year ago

Barnsley


"Do you not have renters/contents insurance?"

No my landlord said anything in the house would be covered by insurance he had

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By *irthy89888 OP   Man
over a year ago

Barnsley


"I'm so sorry op,that's horrible for you.

I don't know who to direct you to ,maybe shelter could give you some advice ?.

Were the police able to give you any assistance."

Thank you .

The police was about as much use as a chocolate fireguard

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By *irthy89888 OP   Man
over a year ago

Barnsley

[Removed by poster at 25/09/23 14:43:38]

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By *wist my nipplesCouple
over a year ago

North East Scotland, mostly

Short term, nothing you can do without appropriate insurance in place as others have said (sorry, it’s an awful situation). Longer-term (much longer) you MAY have a claim against your landlord but you’ll need to speak to a specialist solicitor about that.

Mr TMN

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By (user no longer on site)
over a year ago

The only real way to reimburse such a loss would be contents insurance, which is usually down to the home owner or tenant to pay for and provide themselves. So in the absence of that your likely to be stuffed unfortunately.

The only real consideration is your landlord, if you have any documents or evidence that they had told you prior to this incident, that you was covered then you have that. You should speak to them first, if they dispute this then you could consider taking them to a small claims court.

Although as a renter myself, I'd be worried what impact that would have on my tenancy. They could easily screw you over later down the line, one way or another.

I wish you all the best pal.

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