FabSwingers.com forum: One Pay Check from Homelessness

By *ssex_tom OP Man
over a year ago

Chelmsford

A report is saying that nearly half of those who rent are only one pay check from being homeless. Is this true? What's going on here guys. It's all over the news.

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By (user no longer on site)
over a year ago

Always thought it was 3 pay checks, but regardless Tom - life is quite precarious isn’t it, for everyone

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By *ong-leggedblondWoman
over a year ago

Next Door

Probably the same for people with mortgages.

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By (user no longer on site)
over a year ago

Man the price of rent is an absolute joke. I’m not going to say any more than that

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By *rumpyMcFuckNuggetMan
over a year ago

Den of Iniquity

"A report is saying that nearly half of those who rent are only one pay check from being homeless. Is this true? What's going on here guys. It's all over the news."

Yes it's not far off tbh

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By *urvySub87Woman
over a year ago

Near Wellingborough

My landlord will only give me a 6 Month contract at a time. It's a constant worry that I could be given an eviction notice at any time when I've got a one year old to think about

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By *wist my nipplesCouple
over a year ago

North East Scotland, mostly

"Man the price of rent is an absolute joke. I’m not going to say any more than that

Landlords eh Pickle

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By *ogo1189Man
over a year ago

Rossendale

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

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By *ogo1189Man
over a year ago

Rossendale

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area"

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage

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By (user no longer on site)
over a year ago

"Man the price of rent is an absolute joke. I’m not going to say any more than that

Landlords eh Pickle"

You’re good. Oh you’re good.

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By (user no longer on site)
over a year ago

Get yourself a hot landlord and you're winning.

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By (user no longer on site)
over a year ago

Everyone is whether you rent or own unless you are fortunate enough to have no money concerns. Not everyone has a family to fall back on or savings to help them on a rainy day. It's so easy in the world we live in now to fall into hard times, people should remember that when they make assumptions about homeless people too.

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By (user no longer on site)
over a year ago

"Get yourself a hot landlord and you're winning. "
pay for rent with sex like in the movies.

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By (user no longer on site)
over a year ago

"Get yourself a hot landlord and you're winning. pay for rent with sex like in the movies. "

If it happens in movies it's true pickles!!

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset

"Man the price of rent is an absolute joke. I’m not going to say any more than that

Yep.

It's why I chose an alternative.

Not looking forward to winter though.

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By (user no longer on site)
over a year ago

The way my mortgage,household bills and insurance costs are flying up in price it could well be true in the future.

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By (user no longer on site)
over a year ago

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area"

This is not true in all areas though, neither is the discount on bills.

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By *inky_couple2020Couple
over a year ago

North West

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage "

Do you?! How?? We certainly don't! We pay the normal rates for metered water and whatever Octopus charge for gas and leccy. Plus full council tax at whatever band we're in (D?)

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

Is this American news ? Or local ..... ?

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By *ranny-CrumpetWoman
over a year ago

The Town by The Cross

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage "

I don't get discounts for any services but car and house insurance is more expensive in certain postcodes where the risk is higher ..... got nothin to do with home ownership though ...

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By (user no longer on site)
over a year ago

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage

Do you?! How?? We certainly don't! We pay the normal rates for metered water and whatever Octopus charge for gas and leccy. Plus full council tax at whatever band we're in (D?)"

Have you tried becoming a landlord and getting people to pay for it for you?

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By *inky_couple2020Couple
over a year ago

North West

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage

Do you?! How?? We certainly don't! We pay the normal rates for metered water and whatever Octopus charge for gas and leccy. Plus full council tax at whatever band we're in (D?)

Have you tried becoming a landlord and getting people to pay for it for you? "

We were accidental landlords for a while (not any more, thankfully) but the tenants paid their own utilities in exactly the same way as we had done when we lived in the same flat.

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By *reakShow90Man
over a year ago

Manchester/halifax

I would say maybe 2 pay days then iam fucked but I have a great deal with where I am sadly not many can say the same

Me and the Mrs both work part time (for me they have got rid of all the full timers to save cash and for her it worked around the kids and such when they was younger)and well it's not living it's surviving I mean going to a club or meal or something is a treat and well thankfully we can do this maybe once a month if I have had over time but apart from that we do have to watch our money maybe we are just in the same boat as everyone else and iam just moaning I don't know lol

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By *entle_lover_xMan
over a year ago

Great Dunmow

"Probably the same for people with mortgages.

Doubtful. Rent is three times higher than mortgage payments in my area

You also get discounts on insurance, water, loans, and a bunch of other things if you own your home - even under a mortgage

Do you?! How?? We certainly don't! We pay the normal rates for metered water and whatever Octopus charge for gas and leccy. Plus full council tax at whatever band we're in (D?)

Have you tried becoming a landlord and getting people to pay for it for you? "

Oh yea the soliton to everyone’s problems - become a landlord. If you are struggling to pay bills etc just buy a house and rent it out

Interestingly heard on news yesterday that for the first time in many years it is now cheaper to rent than buy at current mortgage rates (I think that was for south east or perhaps national average). There have been long periods in the past where this has been the case the last 10 years or so of very low interest rates have made it seem like a one way bet.

My son is currently negotiating to rent a two bed flat in Wesr London and rent is less than the interest on a mortgage at current rates (never mind the full mortgage payment including capital repayment portion)

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By (user no longer on site)
over a year ago

The whole situation is terribly sad. Its Britain for goodness sake. People should not be queuing at food banks, frightened to death of been homeless, working endless hours to keep the power on, veterans sleeping rough. List is endless. Don't get me started

Mrs C

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By *oggoneMan
over a year ago

Derry

"The whole situation is terribly sad. Its Britain for goodness sake. People should not be queuing at food banks, frightened to death of been homeless, working endless hours to keep the power on, veterans sleeping rough. List is endless. Don't get me started

Mrs C "

It's in no small part the consequences of (voting) decisions.

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By *hePerkyPumpkinTV/TS
over a year ago

Bristol

"A report is saying that nearly half of those who rent are only one pay check from being homeless. Is this true? What's going on here guys. It's all over the news."

Yeah I would say that's a reality for a lot of people in this country.

I'm not far from it myself

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By (user no longer on site)
over a year ago

I wouldn't say it's just renters few more interest rate increases and I'm sure a lot will struggle.

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By (user no longer on site)
over a year ago

For me that's probably not far off the truth.

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By *olf and RedCouple
over a year ago

Nr Cardiff or at Chams Darlaston

Many of us are only a couple of months away generally from being homeless. If you’re renting the process to be forced to move out is quicker than if you’re a home owner. Having said that, even if you have been given notice to quit, you’d usually be advised to stay in situ until the landlord actually gets possession.

Rents are crazy expensive now. Sad times.

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By (user no longer on site)
over a year ago

"I wouldn't say it's just renters few more interest rate increases and I'm sure a lot will struggle."

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By *ssex_tom OP Man
over a year ago

Chelmsford

Mrs C

It's in no small part the consequences of (voting) decisions. "

Is Brexit to blame here ?

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By (user no longer on site)
over a year ago

I’d say people paying a mortgage aren’t that far behind to be fair… I’m saving for a plot of land. And build my own log cabin, somewhere with a decent water table and a bit of woodland

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By *mDeethatsmeWoman
over a year ago

Bucks

From someone who has been homeless whilst pregnant & with a toddler (many years ago) it’s a horrible scary situation to be in. I work 2 jobs to do my absolute best not to be in that situation again. I feel grateful & blessed that I have a roof over my head.

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By *atnip make me purrWoman
over a year ago

Reading

But it's OK. CEOs have awarded themselves huge pay rises and we all know how well trickle down economics work so we will soon all be rolling in it.

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By *iberatedduoCouple
over a year ago

Ashbourne

People go on about how expensive things are but this is nothing new.

It’s fair to say we don’t know the true meaning, Imagine living in the 1930’s for example.

When our grandparents got married they had to live with their parents until they could put money down on a house. It was several years after that before they could buy a car. I think some people want everything. Before anyone says it’s 2023 Politicians run this country today as they did back then so for that reason we’ll always be taxes to pay and face price increases. The only people well to do are the elite as it always has been.

We make our own look in this world.

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By *tylebender03Man
over a year ago

Manchester

A lot of people live to cheque to cheque

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By (user no longer on site)
over a year ago

"People go on about how expensive things are but this is nothing new.

It’s fair to say we don’t know the true meaning, Imagine living in the 1930’s for example.

We make our own look in this world. "
This

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By *ools and the brainCouple
over a year ago

couple, us we him her.

This is nothing new.

People have been living paycheck to paycheck for decades.

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By *odgerMooreMan
over a year ago

Nowhere

"But it's OK. CEOs have awarded themselves huge pay rises and we all know how well trickle down economics work so we will soon all be rolling in it."

The only thing trickling down here is the piss that businesses are taking- recently saw fish& chips £13.60 - despite repeated cuts in the price of crude oil on the trading market- prices are going back up and banks will be-the subject of s hundred more threads im guessing

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