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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." I'd do it, but see if you can rent out the property | |||
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"I once thought about selling up and going travelling the only problem is when you come back again you have to start all over. " This is very much a potential problem. Its bad enough for youngsters with deposits to get on the property ladder but for someone in their mid to late 40s there are fewer mortgage options. I can't see house prices increasing much in the next few years which is one positive. In fact, they could have dropped. I would look at the option of renting the property out. It could be remortgaged and some of the equity taken out. One for an expert to advise though ! | |||
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"Thanks for the replies, appreciate it. I have equity in my house & would save a deposit for another house I'm not silly with money.. I wouldn't spend it all travelling, just feel like I'm paying for a house nobody will benefit from if anything happens to me so should I spend a bit while I'm able to do so. The other half of me likes routine & I feel out of my comfort zone anything further than 20 miles of where I live maybe I need to stop dreaming & just keep plodding on.. " As someone else suggested, could you take a sabbatical, maybe a month off and go travel? If you hate it you have your house and job to come back to. | |||
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"I'm actually doing this myself. Im 43, single, no kids, never married and got no ties. I've decided to quit my job in March, and have let my manager know already. So have set the ball rolling It's giving me enough time to sort stuff here, sell all I've got, and plan my travels I'm a bit apprehensive because I've a steady job and consistent income. But I'm not fulfilled and want to see and experience more of life, countries and new cultures" Eeeeeee good luck !! | |||
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"Makes me even nervous reading my post lol" I think it’s amazing you’ve made that step! That’s so exciting! | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." I did when I was 25 to 29 , it was such an adventure I ended up starting a business in New Zealand. I’m at the point of possibly doing again in next couple of years . Plenty of people do , I’ve met people on here with no permanent homes just travelling country to country, | |||
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"Makes me even nervous reading my post lol I think it’s amazing you’ve made that step! That’s so exciting!" Thank you. It is exciting. Like some have said. Life is for living. | |||
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"I'm actually doing this myself. Im 43, single, no kids, never married and got no ties. I've decided to quit my job in March, and have let my manager know already. So have set the ball rolling It's giving me enough time to sort stuff here, sell all I've got, and plan my travels I'm a bit apprehensive because I've a steady job and consistent income. But I'm not fulfilled and want to see and experience more of life, countries and new cultures" There are lots places in Indonesia and Thailand, small villages where you can teach English and live for free completely off the grid - pm me if you want details of how to do this | |||
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"Thanks for the replies, appreciate it. I have equity in my house & would save a deposit for another house I'm not silly with money.. I wouldn't spend it all travelling, just feel like I'm paying for a house nobody will benefit from if anything happens to me so should I spend a bit while I'm able to do so. The other half of me likes routine & I feel out of my comfort zone anything further than 20 miles of where I live maybe I need to stop dreaming & just keep plodding on.. " ROFL, I could be having this convo in my head! I have no kids, only my brothers kids to leave money to, but they are already well looked after... So my plan is also sell up, realise the equity, buy 2 staric caravans in opposite end of the country for rent /base and then get a van and travel. I'm doing my first camping trip in a couple of weeks - going to Dorset LOL.. Really excited. | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. (Miss Vanilla) I can't send you a private reply as I'm outside your age range, but message me and I'll give you some information and advice. I've done it and I have to say I've never looked back. Message. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." (Miss Vanilla) I can't send you a private reply as I'm outside your age range, but message me and I'll give you some information and advice. I've done it and I have to say I've never looked back. Message me | |||
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"I'm actually doing this myself. Im 43, single, no kids, never married and got no ties. I've decided to quit my job in March, and have let my manager know already. So have set the ball rolling It's giving me enough time to sort stuff here, sell all I've got, and plan my travels I'm a bit apprehensive because I've a steady job and consistent income. But I'm not fulfilled and want to see and experience more of life, countries and new cultures There are lots places in Indonesia and Thailand, small villages where you can teach English and live for free completely off the grid - pm me if you want details of how to do this " Thank you. I might actually take you up on that. Will PM you shortly _issvanilla - if you can sort something with your place, then I'd say go for it too. Worst case scenario, you dont enjoy it. You can always come back. I've a hippie VW camper in Greece, so I plan to start exploring this country first. Then I think south east Asia, and south America are on my bucket list. Where do you want to go? | |||
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"Thanks for the replies, appreciate it. I have equity in my house & would save a deposit for another house I'm not silly with money.. I wouldn't spend it all travelling, just feel like I'm paying for a house nobody will benefit from if anything happens to me so should I spend a bit while I'm able to do so. The other half of me likes routine & I feel out of my comfort zone anything further than 20 miles of where I live maybe I need to stop dreaming & just keep plodding on.. " You will benefit from your house when it comes to retirement. I can't stress enough the benefits of not having to pay rent or a mortgage when you're on a fixed income. There's also the option to downsize and put money in your pocket that way. But, life is a one time experience. We're pushed onto the merry go round of job and mortgage from early on and most of us jump on without really thinking about it. There are options. Could you afford to take off for a month without changing anything radically? Could you sell your house and buy something cheaper, freeing up money to travel? How about planning a couple of extended breaks somewhere. Sort of try before you buy. We often say that if we knew in our twenties what we know now we'd be living a very different life. On balance my take on it would be don't step off the housing ladder now but do all you can to experience life in whatever way you want to knowing you have somewhere to come back to. Good luck to you, whatever your decision | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.. You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option" Myself and girlfriend had enough after 4 years. We’d seen it all , tried everything and wanted careers, children, home life, community. Did that for the 15-20 and it was just as thrilling an adventure. Wherever you are you can have the adventure of your life, it’s mindset. | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.. You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option Myself and girlfriend had enough after 4 years. We’d seen it all , tried everything and wanted careers, children, home life, community. Did that for the 15-20 and it was just as thrilling an adventure. Wherever you are you can have the adventure of your life, it’s mindset. " That is very true. We live what to the casual observer is a very mundane life. However our daughter on being asked how we were recently replied "Oh you know. Living their best retired life". | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.. You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option Myself and girlfriend had enough after 4 years. We’d seen it all , tried everything and wanted careers, children, home life, community. Did that for the 15-20 and it was just as thrilling an adventure. Wherever you are you can have the adventure of your life, it’s mindset. That is very true. We live what to the casual observer is a very mundane life. However our daughter on being asked how we were recently replied "Oh you know. Living their best retired life"." I think the same too | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." No point selling, if you're considering it then rent it out. Have an agency find the tenants so responsibility is on them. It means your mortgage is getting paid and you potentially have an income when abroad, though think about potential repair costs too. I travelled years ago and met many from all walks of like who'd sold up or upped sticks for a year out as they wanted a change. You can get work visas so can earn whilst abroad, just be prepared to get your hands dirty if you can't find anything in your sector. I did everything from pot washing to tele-sales, most were 3 month contracts though you could leave with a weeks notice or whenever if you found something better. | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.. You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option Myself and girlfriend had enough after 4 years. We’d seen it all , tried everything and wanted careers, children, home life, community. Did that for the 15-20 and it was just as thrilling an adventure. Wherever you are you can have the adventure of your life, it’s mindset. " I think it is just a mindset, I was somewhat worried that taking so much time out of the job market would mess up my job prospects but it didn’t. | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.. You only live once so do it. I took just under 5 years off work and just did the things I wanted. I got bored of it in the end though and went back to work. Where would you want to go and what would you want to do? Traveling round in a camper van might be an option Myself and girlfriend had enough after 4 years. We’d seen it all , tried everything and wanted careers, children, home life, community. Did that for the 15-20 and it was just as thrilling an adventure. Wherever you are you can have the adventure of your life, it’s mindset. " | |||
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"I left England when I was 19. Moved to Amsterdam then Sweden, Italy, south of France, Dublin, Florida, Texas and some time travelling the world on the cruise ships. Loved the entire decade I was away. The reason for me was the boring mundane routine of the 9-5. Made me think what stories am I going to tell me grandchildren when they sit on my knee if I had no lived life. “Grandad tell us that time you sent that email again” is never gonna be as much find “tell us what it was like evacuating a cruise ship during a hurricane” " | |||
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"Life is about having experiences not ties. Although I’m pretty much in the same boat OP. So fed up! I went travelling alone around the world when I was 25. bought a back pack, a cheap flight to South America, and off I fucked. I think it would be a much different experience now. I’d be looking for the local nude Beaches Can you rent your home out? Have you got another base you could stay if you have tenants? " Hey I tried to message you but I'm not a site supporter, I'd love to hear about your experience of travelling.. The house is bigger than I need so was going to sell up, spend some equity & save the rest as a deposit on something smaller, I'd only be paying more on my mortgage when the fixed terms ends plus the cost of living etc so it seems a good idea to sell up & see the world! | |||
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"Not sure if this is a mid life crisis coming up but.... I'm fed up with working 9 to 5 just to pay a mortgage & bills. My fixed rate ends shortly so my mortgage will increase by at least £200 a month (my wages haven't) & I'm seriously considering selling up and travelling. Has anyone done this? I'm single with no ties & a bit apprehensive of doing it alone. Would you think fuck it & go for it or do I need to stop dreaming and get a 2nd job?! Advise please you lovely lot.." Do it i travel every week in this country, enjoy your life, you've been tied to that mortgage for what, whats the purpose of a mortgage by time you've finished paying it you're too old to enjoy life, you either die and your kids pay inheritance tax on what they sell it for or you give it to them before you die so they get the benefit of it now, keep some back for yourself and enjoy life...... Wise words | |||
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