FabSwingers.com forum: Rip of Britian

By (user no longer on site) OP
over a year ago

Is the rest of Europe laughing at us?

Gas,electric,water,food, banks screwing us on every chance they get, trains that are so expensive its cheaper to fly , and a government that just keeps adding to our problems .

Most of the world seems to limit what interest rates card companies apply, whilst our government does nothing!

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!

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By (user no longer on site)
over a year ago

Have you seen prices across Europe? Some are far higher and the tax in France is incredible. If it was that good there they wouldn't come to the UK to live.

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By (user no longer on site)
over a year ago

Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country.

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By *illycarrolCouple
over a year ago

n/cle on tyne

"Is the rest of Europe laughing at us?

Gas,electric,water,food, banks screwing us on every chance they get, trains that are so expensive its cheaper to fly , and a government that just keeps adding to our problems .

Most of the world seems to limit what interest rates card companies apply, whilst our government does nothing!

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!"
39.9% interest wonga is 1400% or even more!!

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By (user no longer on site)
over a year ago

i think my credit card is just under 12% and i hardly use it..

if i cant manage my money properly without going overdrawn everymonth, which i keep in the black.

there must be something wrong with u

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By (user no longer on site)
over a year ago

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!"

You mean nobody actually forced you to sign it and return it? Shock, horror, probe! What is the world coming to!

'Most of the world' ... hmmm... does most of the world have the infrastructure we have over here that makes life a luxury compared to what 'most of the world' has?

I seem to remember non-smokers saying that if pubs were smoke free they'd use them. They don't.

I wonder how many people would use trains more if they were cheaper. Not many more, I bet. My car gets me where I need to be when I need to be there, in comfort, and in private. Many people use their cars for much the same reason. Tax on fuel needs addressing and this fuel price stabiliser has been a red herring so yes, the govt have that to answer to.

Gordon Brown said in 2010 that he should have regulated the banks but he didn't. He admitted it on national TV during the election, so it's hardly the current govt's fault for the things the banks did prior to 2010. They can'd do it again though because, guess what, they've been regulated. By the current govt.

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

0% for purchases and BT's is the norm these days for new customers if your credit rating is ok

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By (user no longer on site)
over a year ago

The more I see and learn about politicians - the more in favour I am of armed revolution

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By (user no longer on site) OP
over a year ago

"Have you seen prices across Europe? Some are far higher and the tax in France is incredible. If it was that good there they wouldn't come to the UK to live.

Isn't that just the super rich paying the higher tax?

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By (user no longer on site)
over a year ago

"Is the rest of Europe laughing at us?

Gas,electric,water,food, banks screwing us on every chance they get, trains that are so expensive its cheaper to fly , and a government that just keeps adding to our problems .

Most of the world seems to limit what interest rates card companies apply, whilst our government does nothing!

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!"

An APR 39.9% is a nice return on anyone's investment but most offer half of a third off that rate.

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By (user no longer on site)
over a year ago

I would happily use the train far more if it were cheaper.

But £130 for two people to do a return journey to London - on a Sunday? If the trains are even running?

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

the ones with the APR of 39% are usually focused to people wanting to rebuild their credit rating

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By *unky monkeyMan
over a year ago

in the night garden

The rest of Europe is wishing they were us actually!

The whole of Europe has gone to shit in a hand basket!

The sooner China takes over the better.

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By (user no longer on site) OP
over a year ago

"Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country."

I believe the free banking maybe ending soon.

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By (user no longer on site)
over a year ago

"The more I see and learn about politicians - the more in favour I am of armed revolution "

John Bird, the founder of the Big Issue was talking about the public taking the power of democracy from the 'political classes' and doing good for the country with it just the other day on the telly.

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By (user no longer on site) OP
over a year ago

"The rest of Europe is wishing they were us actually!

The whole of Europe has gone to shit in a hand basket!

The sooner China takes over the better."

What you mean they haven't already

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By (user no longer on site)
over a year ago

[Removed by poster at 15/01/13 16:30:16]

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By (user no longer on site)
over a year ago

"The more I see and learn about politicians - the more in favour I am of armed revolution "

Revolution against who?

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By *unky monkeyMan
over a year ago

in the night garden

"The rest of Europe is wishing they were us actually!

The whole of Europe has gone to shit in a hand basket!

The sooner China takes over the better.

What you mean they haven't already

Good point. Our Eastern masters are already pulling the strings.

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By (user no longer on site) OP
over a year ago

"i think my credit card is just under 12% and i hardly use it..

if i cant manage my money properly without going overdrawn everymonth, which i keep in the black.

there must be something wrong with u"

Don't use credit cards at all these days , the card started at 0% , the rest was in the small print!

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"The more I see and learn about politicians - the more in favour I am of armed revolution

Revolution against who?

they say they will revolt.... if it rains, they won't

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By *xodussxMan
over a year ago

sheffield

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!"
...Wrong decision. Next time pack their pre-paid envelope with some unwanted take away liflets and post it back to them

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

and they do start at 0% for a promo period, at the end of the promo... move to another 0% with another bank

called 'tarting'

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By (user no longer on site) OP
over a year ago

"the ones with the APR of 39% are usually focused to people wanting to rebuild their credit rating"

If I can't afford it I don't buy it ....debit cards only me

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By (user no longer on site)
over a year ago

"The more I see and learn about politicians - the more in favour I am of armed revolution

Revolution against who?

they say they will revolt.... if it rains, they won't"

Tuh.....Peasants... sheeezzz..... what are they like eh!....

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By (user no longer on site) OP
over a year ago

"and they do start at 0% for a promo period, at the end of the promo... move to another 0% with another bank

called 'tarting'

Love it , fabsters have a word for everything

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By *iewMan
Forum Mod
over a year ago

Angus & Findhorn

"and they do start at 0% for a promo period, at the end of the promo... move to another 0% with another bank

called 'tarting'

Love it , fabsters have a word for everything

no Martin Lewis

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By (user no longer on site)
over a year ago

"Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country.

I believe the free banking maybe ending soon. "

Free banking will always be available to people who have savings of £50k or more and are high earners. These people provide the bank with revenue to invest.

The less well off don't provide the bank with a suitable amount to invest so they will charge.

Unfair I know but is sound business sense

It will be the less well off that will have to pay for the privilege of a bank account!

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By (user no longer on site) OP
over a year ago

"The more I see and learn about politicians - the more in favour I am of armed revolution

Revolution against who?

they say they will revolt.... if it rains, they won't

Tuh.....Peasants... sheeezzz..... what areo they like eh!....

Guess this snows really put the plans to sleep

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By (user no longer on site)
over a year ago

"Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country.

I believe the free banking maybe ending soon. "

That doesn't surprise me. The banks need to recover the cost of everyone's PPI claims and I honestly believe that the cartel of the major banks will do it by leveraging a charge for everyone to have a bank account.

Plus they will want to re-coup the cost of the infrastructure for running accounts for 60 million people!

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By (user no longer on site) OP
over a year ago

"Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country.

I believe the free banking maybe ending soon.

Free banking will always be available to people who have savings of £50k or more and are high earners. These people provide the bank with revenue to invest.

The less well off don't provide the bank with a suitable amount to invest so they will charge.

Unfair I know but is sound business sense

It will be the less well off that will have to pay for the privilege of a bank account!"

Don't consider my self poor by a long stretch but to have 50k sat in a bank.....Oh I wish

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By *nfieldishCouple
over a year ago

Enfield

"the ones with the APR of 39% are usually focused to people wanting to rebuild their credit rating

If I can't afford it I don't buy it ....debit cards only me

same as...

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By (user no longer on site) OP
over a year ago

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!...Wrong decision. Next time pack their pre-paid envelope with some unwanted take away liflets and post it back to them"

Lol, will do

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By (user no longer on site)
over a year ago

[Removed by poster at 15/01/13 16:49:24]

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By (user no longer on site)
over a year ago

Tax, --- How can they put VAT on after the duty, that means you are paying a tax on the tax. VAT stands for value added tax, taxing duty is not taxing the value of the product

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By (user no longer on site)
over a year ago

"Agreed that many aspects are, or seem, to be a rip-off.

But, since gas, electric, rail and most transportation is now privatized, together with VAT makes for very high prices. But as everything is privatized, there's a profit to be made to shareholders.

However, when it comes to Bank Accounts, I'm amazed that we still get free banking in this country.

I believe the free banking maybe ending soon.

Free banking will always be available to people who have savings of £50k or more and are high earners. These people provide the bank with revenue to invest.

The less well off don't provide the bank with a suitable amount to invest so they will charge.

Unfair I know but is sound business sense

It will be the less well off that will have to pay for the privilege of a bank account!

Don't consider my self poor by a long stretch but to have 50k sat in a bank.....Oh I wish

All banks run as a business most people forget that.

Yes I know they have a bad rep more so with the credit crash.

Banks don't care about the average person that's why they get screwed.

But if you have money they will bend over backwards ! I will always have free banking, but only because I have money and am in a position to negotiate or move my funds abroad.

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By (user no longer on site)
over a year ago

You'll find it's more a case of reshuffling of regulatory authority with no more protection for the future

The wonderful Tory press machine at it's best!!!!

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By (user no longer on site)
over a year ago

You'll find it's more a case of reshuffling of regulatory authority with no more protection for the future

The wonderful Tory press machine at it's best!!!!"

I think you'll find that the banks have been ordered to separate their investment operations from their retail operations. They cannot gamble with money intended for use in the High St, thus they can no longer rely on Joe Taxpayer to bail them out if they fuck up with their investment strategies.

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By (user no longer on site)
over a year ago

You'll find it's more a case of reshuffling of regulatory authority with no more protection for the future

The wonderful Tory press machine at it's best!!!!

Spot on wishy.

That's why they will nail the hat on small account holders and low range investors.

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By *B9 QueenWoman
over a year ago

Over the rainbow, under the bridge

"Is the rest of Europe laughing at us?

Gas,electric,water,food, banks screwing us on every chance they get, trains that are so expensive its cheaper to fly , and a government that just keeps adding to our problems .

Most of the world seems to limit what interest rates card companies apply, whilst our government does nothing!

Just had a visa application fall on my door mat , APR 39.9%, lol .....filed that in the bin!"

From the few countries/places I have visited (France, Spain, Greece, Italy, Belgium, Netherlands, Germany, Poland, Czech Republic, Austria, Irish Republic, Gibraltar, USA, Australia, Singapore) I have learned that:

the grass is not actually greener on the other side - it just looks like that from this perspective.

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By (user no longer on site)
over a year ago

the grass is not actually greener on the other side - it just looks like that from this perspective."

Best post on here for a long, long time - BECAUSE IT IS TRUE

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By (user no longer on site)
over a year ago

"I would happily use the train far more if it were cheaper.

But £130 for two people to do a return journey to London - on a Sunday? If the trains are even running?

Crikey ! Is that First Class? I never pay more than £40 return

and £20 on National Express

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By *B9 QueenWoman
over a year ago

Over the rainbow, under the bridge

German train travel can be done very very cheaply, if you know how. But that is the same as here in Britain. Their ICE trains, however, are quite expensive. Don't know how they compare to here, but I would not be surprised if it was similar.

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By *ouple in LancashireCouple
over a year ago

in Lancashire

You'll find it's more a case of reshuffling of regulatory authority with no more protection for the future

The wonderful Tory press machine at it's best!!!!

Thatcher started the deregulation, the rest of them just continued it as it suited the economy..

something like 24% of gdp was through 'financial services' in 2008 before it went pear shaped..

just like the tories were fully behind Blairs illegal war and would have done the same had they been in power, they would have gone down the same path as Brown did..

ok he fecked it on the gold reserve sell off, but Gideon fecked it with Northern Rock..

As for splitting the casino element from 'traditional banking', when did it happen.. just more smoking mirrors..

this lot have bottled it by not being strong enough with the banks loaning out funds from BOE to SME etc..

they're all complete cocks whatever colour they 'represent'..

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