FabSwingers.com forum: Self employed or employed

By (user no longer on site) OP
over a year ago

It would be nice to hear people's thoughts on this

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By *ustamanMan
over a year ago

weymouth

Depends on your industry, for me I've been s/employed them employed and I'm about to go back to self employed. Plusses and minuses both ways but currently I want the flexibility of my time back - the trade off is potentially unreliable income

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By *uby StarCouple
over a year ago

Durham

I'm both. They both have their pros and cons. Self employment means all the stresses and worries are on you. But it has its bonus as in you aren't answerable to a boss.

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By *issmorganWoman
over a year ago

Calderdale innit

I'm about to go back on a flexible contract so I can pick when and where I pick up shifts

I'm in healthcare so there's always lots of work .

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By (user no longer on site)
over a year ago

Having done both, employment suits me more

I am not dynamic enough to make a good go of self employment

I just couldn't be arsed to chase business, which is a bit of a flaw really

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By *den-Valley-coupleCouple
over a year ago

Cumbria

Self-employed limited company

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By (user no longer on site) OP
over a year ago

I'm self employed. What I like about it is I can choose my days and how many hours a day I work. Its been really hard lately though.. today I worked from 9 until 6:30pm for next to nothing.

Now I'm thinking I'd be better off employed, but I wouldn't like being tied into a set time. Love the idea of not having to sort my books out and having paid holiday though.

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By (user no longer on site)
over a year ago

I don't quite understand what's being asked here.

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By *uriousscouserWoman
over a year ago

Wirral

Depends what you're looking for.

The money is better for me self employed, but it's inconsistent. It was also a lot of work keeping the business records up to date, but a decent accountant will help with that.

I love having total autonomy over hours and days worked but I find that I don't take time off as a day off is a day's pay lost.

Nobody will work on a development plan for me or book a training course for me as a consultant; it's entirely up to me to keep my skills up to date or my work will start to dry up.

I loved the fact that I didn't get involved in any office politics as I sat outside the corporate structure of my clients. It did mean that I was never part of the team, never socialised with colleagues until after I'd left the business and never really put down any roots because I wouldn't be there long enough.

Someone else has mentioned touting for business and that's been huge for me. When I was self-employed I spent a huge amount of time building a network and schmoozing to make sure I always had my next client lined up. It's something I'm good at so it wasn't a massive deal to me, but it took a lot of energy.

Only you can know which is a better fit for you OP, which your personality is more suited to.

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By *uriousscouserWoman
over a year ago

Wirral

"I'm self employed. What I like about it is I can choose my days and how many hours a day I work. Its been really hard lately though.. today I worked from 9 until 6:30pm for next to nothing.

Now I'm thinking I'd be better off employed, but I wouldn't like being tied into a set time. Love the idea of not having to sort my books out and having paid holiday though.

Do you work in a function that could offer flexible working in a permanent role?

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By (user no longer on site) OP
over a year ago

"I don't quite understand what's being asked here."

Basically which do you prefer and why. Just random chat about being employed and being self employed.

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By *rder66Man
over a year ago

Tatooine

Employed.

Do I pass?

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By *heGateKeeperMan
over a year ago

Stratford

I’d imagine it depends on a number of things:

The industry

Your experience

Your personality

Your network

Your work ethic

Etc. I’ve only ever been employed but have flirted with the idea of consultancy/contracting in my field

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By (user no longer on site) OP
over a year ago

"I'm self employed. What I like about it is I can choose my days and how many hours a day I work. Its been really hard lately though.. today I worked from 9 until 6:30pm for next to nothing.

Now I'm thinking I'd be better off employed, but I wouldn't like being tied into a set time. Love the idea of not having to sort my books out and having paid holiday though.

Do you work in a function that could offer flexible working in a permanent role?"

Umm I'm not sure how you mean ?

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By *heVonMatterhornsCouple
over a year ago

Lincoln

I'd prefer company employed personally. Company benefits, security, and most importantly: I don't have to do my own taxes

LvM

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By *tevieg3222Man
over a year ago

Brighton

Self employed

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By (user no longer on site) OP
over a year ago

"Employed.

Do I pass?"

It's not a test

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By *ubmissiveman2uMan
over a year ago

Cheshire

I have been self employed for a very long time , could not see me working for anybody else now ,I love the freedom,but it's even now where's the next job coming from always chasing the carrot, nobody pays me to sit on a beach.

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By *r SxxMan
over a year ago

ashford

I'm both

Different benefits and negatives.

Currently thinking of cutting down my self employed days. The added admin and stress is ticking it over into not being worth it overall

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By *idnight RamblerMan
over a year ago

Pershore

Self-employed thru Ltd company. Wouldn't work another way now. But each has it's merits according to circumstances.

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By (user no longer on site) OP
over a year ago

"I have been self employed for a very long time , could not see me working for anybody else now ,I love the freedom,but it's even now where's the next job coming from always chasing the carrot, nobody pays me to sit on a beach. "

This is exactly how I feel. Chasing those carrots every day and it is getting harder as I grow older. I don't know if I can possibly continue doing it until my retirement.

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By *uriousscouserWoman
over a year ago

Wirral

"I'm self employed. What I like about it is I can choose my days and how many hours a day I work. Its been really hard lately though.. today I worked from 9 until 6:30pm for next to nothing.

Now I'm thinking I'd be better off employed, but I wouldn't like being tied into a set time. Love the idea of not having to sort my books out and having paid holiday though.

Do you work in a function that could offer flexible working in a permanent role?

Umm I'm not sure how you mean ?"

I work in procurement. One of the companies I worked with a few years back offered flexible working to their procurement team - 37.5 hours per week but there were no core hours. If you wanted to do a couple of 12 hour days and a couple of half days that was fine. If you wanted to work at night it was fine. If you preferred your rest days to be mid week and work over the weekend it was fine.

Doesn't work for any function where you need to be available for core hours, but it worked really well in that business.

I also worked in the public sector and the core hours in that role were 10am to 12 noon and 2 til 4 pm. As long as you were online for those hours you could work the rest of your hours whatever time you liked.

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By (user no longer on site) OP
over a year ago

"Self-employed thru Ltd company. Wouldn't work another way now. But each has it's merits according to circumstances."

Are there benefits to being limited ? I asked my accountant about that before and it sounded expensive to get into.

I know some guys who open and close lots of different limited companies. I'm not what they are achieving from that.

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By (user no longer on site)
over a year ago

It all depends tbh, both have their advantages, did both , tough game to be self employed , everything is up to you , and l mean everything , if you have lads working for you they have to be paid before you and one job has the potential to sink you

... an employee has none of the same to be worried or concerned about but again they're other things to be taken into consideration..wages amount, working hours etc...it all depends what's a big factor too is a person's age and the exact type of work involved , l know a plasterer or a blocklayer , ie the wet trades, are mostly riddled with arthritis or their joints are fucked up before they're 50 simply because of the nature of their trade .

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By *r O.Man
over a year ago

doncaster

Me too.....employed but with freedom to do what I want and I have my own business....plumbing pays lol

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By (user no longer on site)
over a year ago

I'm employed but have in the past been self employed but feel more security been employed and being in a secure job.

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By (user no longer on site) OP
over a year ago

"I'm self employed. What I like about it is I can choose my days and how many hours a day I work. Its been really hard lately though.. today I worked from 9 until 6:30pm for next to nothing.

Now I'm thinking I'd be better off employed, but I wouldn't like being tied into a set time. Love the idea of not having to sort my books out and having paid holiday though.

Do you work in a function that could offer flexible working in a permanent role?

Umm I'm not sure how you mean ?

Doesn't work for any function where you need to be available for core hours, but it worked really well in that business.

Ah, well I work from early until late most days except Sundays. If I did any less I wouldn't make much.

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By *uby StarCouple
over a year ago

Durham

"Self-employed thru Ltd company. Wouldn't work another way now. But each has it's merits according to circumstances.

Are there benefits to being limited ? I asked my accountant about that before and it sounded expensive to get into.

I know some guys who open and close lots of different limited companies. I'm not what they are achieving from that."

Depends on individual circumstances but it can be tax beneficial to trade as limited company. A main factor to consider is how much drawings you would extract from the company. Have a chat with an accountant for advice.

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By *rMs.NeekCouple
over a year ago

Worcestershire

I have both - afull time daytime job that's employed, and a part time self-employed gig.

Plusses and minuses for each one,in my limited experience

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By (user no longer on site)
over a year ago

"I don't quite understand what's being asked here.

Basically which do you prefer and why. Just random chat about being employed and being self employed."

But in what context?

For ones self or people you meet?

I really wish people would explain what they're on about a little better when starting these threads.

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By (user no longer on site) OP
over a year ago

"Self-employed thru Ltd company. Wouldn't work another way now. But each has it's merits according to circumstances.

Are there benefits to being limited ? I asked my accountant about that before and it sounded expensive to get into.

I know some guys who open and close lots of different limited companies. I'm not what they are achieving from that.

Sounds confusing. I will inquire about it again.

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By (user no longer on site) OP
over a year ago

"I don't quite understand what's being asked here.

Basically which do you prefer and why. Just random chat about being employed and being self employed.

But in what context?

For ones self or people you meet?

I really wish people would explain what they're on about a little better when starting these threads.

For ones self. If you only want to meet self employed ladies then feel free to fire away

. Maybe if you read through the forums a bit you will grasp it.

By the way great videos, straight to the point. Ladies check this guy out!

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By *asterR and slut mayaMan
over a year ago

Bradford

Started working was employed was made redundant so self employed from the until I retired

Been through 3 resessions .

Had lots of ups and downs in that time and made lots of money and lost lots of money .

The question would I have been better off employed .with all the benifits that gives . but because who I am I take the self employment .

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By (user no longer on site)
over a year ago

"I don't quite understand what's being asked here.

Basically which do you prefer and why. Just random chat about being employed and being self employed.

But in what context?

For ones self or people you meet?

I really wish people would explain what they're on about a little better when starting these threads.

For ones self. If you only want to meet self employed ladies then feel free to fire away

. Maybe if you read through the forums a bit you will grasp it.

By the way great videos, straight to the point. Ladies check this guy out!

Thanks for the nod fela

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By (user no longer on site)
over a year ago

This totally. Although my boss is a twat

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By (user no longer on site) OP
over a year ago

[Removed by poster at 23/03/23 21:22:47]

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By (user no longer on site) OP
over a year ago

"I don't quite understand what's being asked here.

Basically which do you prefer and why. Just random chat about being employed and being self employed.

But in what context?

For ones self or people you meet?

I really wish people would explain what they're on about a little better when starting these threads.

For ones self. If you only want to meet self employed ladies then feel free to fire away

. Maybe if you read through the forums a bit you will grasp it.

By the way great videos, straight to the point. Ladies check this guy out!

Thanks for the nod fela

Welcome. You look and sound like an angry Dellboy and I'm sure ladies are going to find it Cushty

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By *rMonkeyMan
over a year ago

Somewhere

Self employed for me.

I set up my own business 8 years ago, all positive for me.

My own boss, earn far more than I ever would/did doing the same thing as an employee, can work when I want to fit around life stuff. Helps I love what I do.

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By (user no longer on site)
over a year ago

I'd love to have the courage to set up on my own as a consultant for other organisations. I know there is definitely demand for what I do . Reality is that right now not having a guaranteed salary every month is too much of a risk .

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

I prefer employed right now , don’t need to chase payment and can take holidays etc.

I was self employed until COVID,, consulting in education , still have the company but barely traded since.

With the right company you can earn more employed, take a share of profits and keep the autonomy.

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By (user no longer on site)
over a year ago

I’ve been self employed for around forty years,I did do the unthinkable a few years back & get a couple of “proper” jobs but after five years decided I wasn’t cut out to be an employee so went back to full time self employment again which suits me so much better.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

Contract rates in the uk have declined or at best stagnated, and many are now inside IR35.

I get offers most weeks for £300-£400 a day inside IR35 , which is £8000 per month before tax and no pension, holidays etc so it’s really not worth the risk. In 1999 the sane jobs were paying £700 per day

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By *art3868437Man
over a year ago

Bradford

Been self employed since I left school, I have never known how it is to be on the books and get all the annual leave pay sick pay and bank holidays, but I do love getting that big lump sum back from HMRC in April

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By * and M lookingCouple
over a year ago

Worcester

Have been employed, but wouldn't go back.

After setting up our own company many years ago it feels so much better knowing that we are in control of our own destiny.

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By (user no longer on site)
over a year ago

Have been both but at the moment employed suits me better. One day I'll consider being self employed again.

Pxx

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By (user no longer on site)
over a year ago

Is there a website where I can match up with an accountant?

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By *r_PinkMan
over a year ago

london stratford

unemployed at the moment

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By *ig rig hullMan
over a year ago

Hull

Iv been self employed 11 years and it has its pros and cons.

Employed - holiday days, pension, tax and national insurance sorted and other benefits

Self employed- usually pays more, tax rebate annually, can hide more than what you earn etc

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

"Is there a website where I can match up with an accountant?"

I need one with lots of experience of double entry & benefits-in-kind

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By *REEPALESTINEMan
over a year ago

derby

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By *iceButtSlimMan
over a year ago

Ipswich

I've been self employed (through ltd company) I can echo much many of what others have said.

I have a retail business (physical and online) and being pretty much on my own means I regularly work 6 days a week and take little holiday as customers expect you to be there.

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By * and M lookingCouple
over a year ago

Worcester

"I've been self employed (through ltd company) I can echo much many of what others have said.

I have a retail business (physical and online) and being pretty much on my own means I regularly work 6 days a week and take little holiday as customers expect you to be there."

That's the bit that other folk don't see.

They think we just have customers on tap and they just feed us their money.

In reality, it's far harder than being employed but at least the profits are ours.

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By *zsander23Couple
over a year ago

Warrington

We're self employed, not sure if I could work for others again. Love being in control of the work load

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By (user no longer on site)
over a year ago

He's self-employed owner of limited company, she is working as an employee elsewhere. Both have stressful jobs with high levels of responsibility, but he has the staff headaches and the worry all weekend, emails 24/7, no such thing as a holiday where you can switch off completely, whereas she goes home and forgets about work.

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By *usie pTV/TS
over a year ago

taunton

For myself becoming self employed was the worst thing I ever did but all my own fault by not making the paperwork top priority. Don't entirely get the more freedom thing, some one is always on your back for something to be done.

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By *penbicoupleCouple
over a year ago

Northampton

I'm self-employed these days and would never go back.

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By *andC1000Couple
over a year ago

Ashford

Self employed for 20+ years. Would go employed if had to but been very fortunate to never be short of work even through lockdowns, if anything the downside for me is often too much and being disciplined enough to say no.

Mr employed but has often thought about going self employed but likes the job security. Think very much depends on your drive and industry you work in.

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By *appytaffWoman
over a year ago

blackwood

Self employed running my own training business

Wouldn’t go back to employment

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