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"How much are they earning and what are their outgoings? " £25 -£30 I would say is fair, if they are earning £100+ a week. | |||
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"Third of what they earn. Pay a third, save a third, spend a third." Amazing you say that, it's exactly what we suggest (my ex and i) | |||
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"Third of what they earn. Pay a third, save a third, spend a third. Amazing you say that, it's exactly what we suggest (my ex and i) " Great minds! | |||
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"20% of what their take home wage is" This is what we take | |||
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"How much rent (if any) should an 18 year old (with a job) be paying his/her parents for Full board Washing Ironing Food Own room Internet TV Etc etc How much (if anything) a week? " I used to pay my parents one third of whatever was in my pay packet which always evened reasonable to me | |||
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"When I was approaching the end of secondary school, my dad said “You need to be learning or earning, I don’t mind which, but you have to be doing something.” Now my lad is a similar age I feel the same way. I’d say that, broadly, 1/3 rent, 1/3 savings, 1/3 spending is fine, provided they actually save. I don’t think my lad has the willpower for that at the moment. Personally, I plan to let him know a clear cost of the share of the monthly outgoings and say that his rent will be 50% of his take home until he’s earning more, then he can just pay his share. And, because I’m not a complete monster, I plan to put the money he pays to one side and give it back to him towards whatever deposit he needs when the time comes to move out. " I’d like all that except the last bit saving what they give for them. I wouldn’t want to treat them like children , by 18 they have been taught the basics of finance; saving, budgeting, generosity , business skills etc and it’s time for them to practice. My youngest daughter takes the max student loans while living with me for free and works 2-3 jobs through uni , invests 3/4 of her income so has her deposit already | |||
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"When I was approaching the end of secondary school, my dad said “You need to be learning or earning, I don’t mind which, but you have to be doing something.” Now my lad is a similar age I feel the same way. I’d say that, broadly, 1/3 rent, 1/3 savings, 1/3 spending is fine, provided they actually save. I don’t think my lad has the willpower for that at the moment. Personally, I plan to let him know a clear cost of the share of the monthly outgoings and say that his rent will be 50% of his take home until he’s earning more, then he can just pay his share. And, because I’m not a complete monster, I plan to put the money he pays to one side and give it back to him towards whatever deposit he needs when the time comes to move out. I’d like all that except the last bit saving what they give for them. I wouldn’t want to treat them like children , by 18 they have been taught the basics of finance; saving, budgeting, generosity , business skills etc and it’s time for them to practice. My youngest daughter takes the max student loans while living with me for free and works 2-3 jobs through uni , invests 3/4 of her income so has her deposit already " Giving money back that you have saved isn’t treating them like children. It’s just helping your children in life. | |||
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