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Premium bonds

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By *nd-D OP   Couple
over a year ago

portsmouth

Anyone win on the premium bonds tonight ? .

What’s your biggest win ever ? .

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By (user no longer on site)
over a year ago


"Anyone win on the premium bonds tonight ? .

What’s your biggest win ever ? . "

50 quid....wupeee!!!

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By *mwirralMan
over a year ago

wirral

Is the list out?

I won 200 last month

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By *essicagraceWoman
over a year ago

birmingham

Should I do this to invest money? I'm a money dunce

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By *mwirralMan
over a year ago

wirral


"Should I do this to invest money? I'm a money dunce"

Well you can win a million with no risk to capital.

New interest rate is 3%

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By *essicagraceWoman
over a year ago

birmingham


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%"

Bostin

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By *uby StarCouple
over a year ago

Durham

Only ever won £50 at a time

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By (user no longer on site)
over a year ago


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%"

Hold up I can invest and have a chance to win more with no risk to capital? Sounds too good to be true, what’s the catch?

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By *oroRick1027Man
over a year ago

Middlesbrough

I won the postcode lottery

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By *litterbabeWoman
over a year ago

hiding from cock pics.

The only risk is that while your money is invested it is losing value due to inflation, apart from that no risk.

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By *litterbabeWoman
over a year ago

hiding from cock pics.


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%"

I thought there was no interest paid on them

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By (user no longer on site)
over a year ago


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%

I thought there was no interest paid on them"

There isn't, the 3% will be the prize fund.

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By *mwirralMan
over a year ago

wirral


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%

I thought there was no interest paid on them

There isn't, the 3% will be the prize fund."

Correct, so prize fund has increased

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By *nd-D OP   Couple
over a year ago

portsmouth


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%

Hold up I can invest and have a chance to win more with no risk to capital? Sounds too good to be true, what’s the catch?"

No catch.

No guarantee you will win anything ,it’s all down to Luck , it’s a government backed savings plan , with easy access.

You can get better interest rates elsewhere, however I treat it as a place to save and bit of fun each month , hoping for the big one.

The prize fund has been increased this month to 3 %

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By *izandpaulCouple
over a year ago

merseyside

Few times, earned far more this year than any other account but its always a gamble but when interest rates are almost zero its a good option.

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By *ablo minibar123Woman
over a year ago

.

I won £100 this month, which I'm happy with as won £100 last month as well. £100 is the most I've ever won in one go

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By *8ddCouple
over a year ago

xxxxx

£225 this mth

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By *enandlisaCouple
over a year ago

Burnley'ish

We have the maximum invested and won £600 this month.

In 2022 we won £2850 which comparably with other investments we have was quite good.

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By *amantha TSWoman
over a year ago

Swindon

£25 in December. That's all I'm admitting to

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By *licia_2021TV/TS
over a year ago

Ashby De La Zouch

Been in it 6 months or so. Had nothing

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By (user no longer on site)
over a year ago


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%

Hold up I can invest and have a chance to win more with no risk to capital? Sounds too good to be true, what’s the catch?"

You hardly ever win even a small prize so the risk to your capital is inflation. I used to win average 7 times a year. They cut rates and I was lucky to get one £25 win a year

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By *orthmanMan
over a year ago

Kendal

Premium Bonds only really make sense if

(1) you have a large amount invested so that the portfolio returns regularly rather once in a blue moon

and

(2) You are a higher rate taxpayer. Unlike the interest from other no-risk products like high interest bank accounts and fixed term deposits, the gains from premium bonds are not taxable. But if you are a basic rate taxpayer you will generally do better with a high interest account or fixed term deposit, even after you have paid the income tax.

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By *ak777Man
over a year ago

shaw

75 today

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By *ooBulMan
over a year ago

Missin’ Yo’ Kissin’

Fucking-'ell op. They still going?

Am I being too digital?

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By *ex HolesMan
over a year ago

Up North

Was part of a big syndicate for over 20 years. We used to win a couple of thousand a year but split between 16 of us it worked out a few hundred each. Well worth it I’d say.

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By *uv2kissMan
over a year ago

fenland

Most I ever won in a single month was £50

I took it all out put some in an ISA @ 3.85% and the rest in chase bank @ 2.7%

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By *MCMan
over a year ago

Birmingham

Nice start to the year with a 125 win.

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By *etslaughtogetherMan
over a year ago

Basingstoke / Reading

With the current rates of winning you need about 10k “invested” to with average luck earn 2%.

They used to be pushed hard, but now are very easy to beat with “high rate” lol savings accounts.

1k would on average over five years earn £75. So now you have £1075.

With 4.55% now available for 3 years and 4.54% for 2 years fixed savings

1k is after 5 years £1240 (3 at 4.55% and 2 at 4.54%) that’s 24% vs 7.5%.

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By *idsAndyMan
over a year ago

Worcestershire

I win most months £25-£100, it's less reliable than interest but more fun too!

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By (user no longer on site)
over a year ago


"Should I do this to invest money? I'm a money dunce

Well you can win a million with no risk to capital.

New interest rate is 3%

Hold up I can invest and have a chance to win more with no risk to capital? Sounds too good to be true, what’s the catch?

No catch.

No guarantee you will win anything ,it’s all down to Luck , it’s a government backed savings plan , with easy access.

You can get better interest rates elsewhere, however I treat it as a place to save and bit of fun each month , hoping for the big one.

The prize fund has been increased this month to 3 %

"

I'm sure I read somewhere that almost £300million in total was paid out last month

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By *imi_RougeWoman
over a year ago

Portsmouth

My friend has the maximum amount, she wins something most months.

I've yet to have a win, fingers crossed for something this year!

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By (user no longer on site)
over a year ago

I won 25 this month 125 last month nice little bundle better then the lottery.

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