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Car insurance claim question

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By (user no longer on site) OP   
over a year ago

Okay so long story short I’ve hit into the back of someone going 5mph and made the tiniest dent from the impact. Nothing on my van. Is it really worth going through my insurance ? She has my details as I have hers but yeah…. What to do…… advice would be appreciated

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By *odgerMooreMan
over a year ago

Carlisle


"Okay so long story short I’ve hit into the back of someone going 5mph and made the tiniest dent from the impact. Nothing on my van. Is it really worth going through my insurance ? She has my details as I have hers but yeah…. What to do…… advice would be appreciated "

Depends what she wants to do i guess as your fault ( when you run into someone from behind - normally). Wait and see if she develops whiplash overnight…. Hopefully she’ll be happy to get it fixed and you pay the bill - no insurance involvement on either side.

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By (user no longer on site)
over a year ago

Depends really, if it's that small I'd offer your excess as a sorry about that, and not do anything if possible

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By *ris GrayMan
over a year ago

Dorchester


"Okay so long story short I’ve hit into the back of someone going 5mph and made the tiniest dent from the impact. Nothing on my van. Is it really worth going through my insurance ? She has my details as I have hers but yeah…. What to do…… advice would be appreciated "
well for starters it's your fault, speak to woman whose car you damaged and see what she says if she's willing to let you pay for the repair go with that

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By *ily WhiteWoman
over a year ago

?

I believe this would be entirely dependent on the other party, if they report to their insurers and process a claim it's out of your hands.

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By *arkandlovelyWoman
over a year ago

South Derbyshire


"Okay so long story short I’ve hit into the back of someone going 5mph and made the tiniest dent from the impact. Nothing on my van. Is it really worth going through my insurance ? She has my details as I have hers but yeah…. What to do…… advice would be appreciated well for starters it's your fault, speak to woman whose car you damaged and see what she says if she's willing to let you pay for the repair go with that "

Good idea but make sure you piss on her bonnet beforehand to establish dominance.

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By *eneralKenobiMan
over a year ago

North Angus

I have been in exactly this position, wee shunt up someone’s bum at a roundabout, the damage to their car was rubbed off with a thumb but I gave my details and took theirs. I never heard anymore about it afterwards

Hopefully you’re as lucky OP

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By *ris GrayMan
over a year ago

Dorchester


"Okay so long story short I’ve hit into the back of someone going 5mph and made the tiniest dent from the impact. Nothing on my van. Is it really worth going through my insurance ? She has my details as I have hers but yeah…. What to do…… advice would be appreciated well for starters it's your fault, speak to woman whose car you damaged and see what she says if she's willing to let you pay for the repair go with that

Good idea but make sure you piss on her bonnet beforehand to establish dominance."
lol under no circumstances do you piss on her bonnet

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By (user no longer on site) OP   
over a year ago

Thanks all

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By *irtuousBullMan
over a year ago

lake district

Have a craic with her, ask her if she's happy for you to sort it without going through insurance due to excess and NCB then just arrange for it to be sorted through an autobody company.

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