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A (not so) hypothetical

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)

Real story.

Person A has a car insured by company X.

Person B has sex in Person A's car.

Unbeknownst to Person B, Person A has an STD, and gives it to Person B.

Who, if anyone, is liable? Who should be liable?

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By (user no longer on site)
over a year ago

Ford motor company

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By *ingo00Man
over a year ago

Cowley

Didn't this come up in the news recently? No idea how the insurance even got dragged into it

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By *rwhowhatwherewhyMan
over a year ago

Aylesbury

[Removed by poster at 14/06/22 21:22:29]

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"Didn't this come up in the news recently? No idea how the insurance even got dragged into it "

Missouri law is apparently weird

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)

[Removed by poster at 14/06/22 21:23:09]

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By *rwhowhatwherewhyMan
over a year ago

Aylesbury

I'm going with person A (I previously misread the scenario)

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"I'm going with person A (I previously misread the scenario)"

Under English and Welsh criminal law (which this did not happen under), the case law potentially supports that conclusion.

Although this happened in the US, so, different.

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By (user no longer on site)
over a year ago

Can I phone a friend?

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By (user no longer on site)
over a year ago

Not only did they manage to sue the insurance company, wasn’t it for millions of dollars!?!

To answer your question, I’d say it’s up to the individual to make sure they are adequately protected - as much as I don’t like insurance companies (in so far as they often try to wriggle out of paying legitimate claims) the fact that they were deemed liable is a farce (in my rudimentary legal expertise)

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By (user no longer on site)
over a year ago

It’s definitely the cars fault. It caught the clap from person A, and passed it to Person B. Dirty fuckin motors.

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By *etcplCouple
over a year ago

Gapping Fanny


"Real story.

Person A has a car insured by company X.

Person B has sex in Person A's car.

Unbeknownst to Person B, Person A has an STD, and gives it to Person B.

Who, if anyone, is liable? Who should be liable?"

Company X is currently liable

Honestly, person B should have known he was a filthy diseases riddled skank because he wanted to bone in a car and not a cheap motel so its her fault

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By *uke olovingmanMan
over a year ago

Gravesend

Did they lose their no clams bonus?

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By *rwhowhatwherewhyMan
over a year ago

Aylesbury


"I'm going with person A (I previously misread the scenario)

Under English and Welsh criminal law (which this did not happen under), the case law potentially supports that conclusion.

Although this happened in the US, so, different."

Yeah well, I guess they will have to set a precident

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"Not only did they manage to sue the insurance company, wasn’t it for millions of dollars!?!

To answer your question, I’d say it’s up to the individual to make sure they are adequately protected - as much as I don’t like insurance companies (in so far as they often try to wriggle out of paying legitimate claims) the fact that they were deemed liable is a farce (in my rudimentary legal expertise)"

I believe in this case the infector knew they had the disease and didn't inform the infectee.

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By (user no longer on site)
over a year ago

They sue over here for everything lol then people wonder why insurance expensive.

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By (user no longer on site)
over a year ago

If person A knew they had an infection and failed to inform B or use a condom they could potentially be liable for actual bodily harm. People with HIV and aware who have had unprotected sex with others and passed on the infection have been prosecuted, the same could apply here. - I can't see that it would have anything to do with the insurance company unless there was an RTA at the time,.

If person A was unaware of infection then B is equally liable for being reckless and having unprotected sex. In which case it is a 'shit happens' scenario and be more careful in future.

But as this happened in the USA someone will always be looking for a payout, fart in a lift and you might get sued

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By (user no longer on site)
over a year ago

This is the kind of skanky activity that takes places in Vauxhall Astras.

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"If person A knew they had an infection and failed to inform B or use a condom they could potentially be liable for actual bodily harm. People with HIV and aware who have had unprotected sex with others and passed on the infection have been prosecuted, the same could apply here. - I can't see that it would have anything to do with the insurance company unless there was an RTA at the time,.

If person A was unaware of infection then B is equally liable for being reckless and having unprotected sex. In which case it is a 'shit happens' scenario and be more careful in future.

But as this happened in the USA someone will always be looking for a payout, fart in a lift and you might get sued"

Yes, I alluded to the potential for ABH liability above - I once encountered a case where it extended to another STD, although I'm not sure how I feel about that. There is certainly something to be said for HIV being a special case.

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By (user no longer on site)
over a year ago

It’s the us you can get suited for looking at someone so not supriced

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"It’s the us you can get suited for looking at someone so not supriced "

I dunno. The libel laws in England are pretty ridiculous

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By *atnip make me purrWoman
over a year ago

Reading

Well the guy maintains she did know and Geico should have handled the whole thing better. Pretty sure it will get overturned though.

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By (user no longer on site)
over a year ago


"It’s the us you can get suited for looking at someone so not supriced

I dunno. The libel laws in England are pretty ridiculous "

True but I have heard off some real odd suits comeing out off the us

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"It’s the us you can get suited for looking at someone so not supriced

I dunno. The libel laws in England are pretty ridiculous

True but I have heard off some real odd suits comeing out off the us "

Their media laws are different - more protection of privacy in the UK generally

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By (user no longer on site)
over a year ago


"It’s the us you can get suited for looking at someone so not supriced

I dunno. The libel laws in England are pretty ridiculous

True but I have heard off some real odd suits comeing out off the us

Their media laws are different - more protection of privacy in the UK generally"

Yes they are that

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By *inky_couple2020Couple
over a year ago

North West

STD = sticky transmission disease. That's why it's the car's fault

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By *naswingdress OP   Woman
over a year ago

Manchester (she/her)


"STD = sticky transmission disease. That's why it's the car's fault "

I don't think she was playing with the stick

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By *inky_couple2020Couple
over a year ago

North West


"STD = sticky transmission disease. That's why it's the car's fault

I don't think she was playing with the stick "

Did the vehicle have a tow bar?!

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By *ophieslutTV/TS
over a year ago

Central

I learned of the legal decision pn this, a day or so ago and didn't get around to raising it here.

I'm not a fan of the actual insurance company and feel it's the right decision that they pay up, for their claimant's clap.

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