Join us FREE, we're FREE to use
Web's largest swingers site since 2006.
Already registered?
Login here
Join us FREE, we're FREE to use
Web's largest swingers site since 2006.
Already registered?
Login here
 | Back to forum list |
| Back to The Lounge |
| Jump to newest |  |
 | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
"Have you missed the Stoptober ads? Daytime ads are atrocious." Never gonna happen! Although in the interests of helping others - i'll gladly pop round and pick up any horrible, nasty cigs you don't want anymore! I'm ever the thoughtful one!  | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
 | |||
| Reply privately | Reply in forum | Reply +quote |
"I don't watch tv in the daytime, would rather have the radio on in the background if I am home alone! Can't be doing with day time tv!! You wait till all the Christmas adverts start "I go into hibernation as soon as they start - and don't come out til it's warmer! | |||
| Reply privately | Reply in forum | Reply +quote |
"I don't watch tv in the daytime, would rather have the radio on in the background if I am home alone! Can't be doing with day time tv!! You wait till all the Christmas adverts start "The toy ads have begun already. Half term is when they really crank it up. | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too!" That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!  | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident! "Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs! | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs! "Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!! I can see the cheque in the post now! | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs!
Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!!
I can see the cheque in the post now! "Carpool and split the profits? (in my favor of course!)  | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs!
Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!!
I can see the cheque in the post now!
Carpool and split the profits? (in my favor of course!) "Could be a long stakeout - bad weather will help the 'accident' look more genuine! I'll bring the coffee - you bring the donuts! | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs!
Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!!
I can see the cheque in the post now!
Carpool and split the profits? (in my favor of course!)
Could be a long stakeout - bad weather will help the 'accident' look more genuine!
I'll bring the coffee - you bring the donuts! "Cookies make less mess! And long? Shall I bring the cards | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs!
Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!!
I can see the cheque in the post now!
Carpool and split the profits? (in my favor of course!)
Could be a long stakeout - bad weather will help the 'accident' look more genuine!
I'll bring the coffee - you bring the donuts!
Cookies make less mess! And long? Shall I bring the cards "Chocolate hob nobs and you're on! Although I always lose at strip poker! Strange - as when clothes aren't at risk I usually win!  | |||
| Reply privately | Reply in forum | Reply +quote |
"In a&e there are countless ads for these too! That pisses me off too! Next thing they'll be hanging around the door handing out business cards like they do in shopping centres! I had great fun the other day winding up one of those - told them about a nasty accident i'd had resulting in whiplash and time off work/loss of earnings (all pure fiction!) - you should have seen them drooling and reaching for forms!! They kind of shut up when I explained later that it was a van with their logo on that had caused said ficticous accident!
Haha!! Shame it was fictitious really, that would have been an interesting case. Might slam my brakes on infront of one just to see how much they would be willing to sue them selfs!
Genius idea! I'm gonna go hang out down the shopping centre later and wait til closing time! Then follow them to wherever they park. Wait in my car overnight and see how good their brakes are in the morning!!
I can see the cheque in the post now!
Carpool and split the profits? (in my favor of course!)
Could be a long stakeout - bad weather will help the 'accident' look more genuine!
I'll bring the coffee - you bring the donuts!
Cookies make less mess! And long? Shall I bring the cards
Chocolate hob nobs and you're on!
Although I always lose at strip poker!
Strange - as when clothes aren't at risk I usually win! "Done! Never played strip poker 
But if it's 5 card I don't have any concerns! | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
"Never watch TV during the day or any adverts when we watch TV, which is very rare. However with M at home today we've found things to entertain ourselves, intentionally
"What are you claiming for? Falling off a spinning stool or a slippery sofa? | |||
| Reply privately | Reply in forum | Reply +quote |
| Reply privately | Reply in forum | Reply +quote |
"Never watch TV during the day or any adverts when we watch TV, which is very rare. However with M at home today we've found things to entertain ourselves, intentionally
"Have you been playing ping pong again? | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
"Never watch TV during the day or any adverts when we watch TV, which is very rare. However with M at home today we've found things to entertain ourselves, intentionally
What are you claiming for?
Falling off a spinning stool or a slippery sofa? "Nope I am claiming for dry cleaning costs As M accidentally on purpose made a mess  | |||
| Reply privately | Reply in forum | Reply +quote |
"Never watch TV during the day or any adverts when we watch TV, which is very rare. However with M at home today we've found things to entertain ourselves, intentionally
Have you been playing ping pong again?"Yes blindfolded, not a good idea | |||
| Reply privately | Reply in forum | Reply +quote |
"In answer to your question though: Here's some guff! "Experts in the field of injury prevention avoid use of the term 'accident' to describe events that cause injury in an attempt to highlight the predictable and preventable nature of most injuries. Such incidents are viewed from the perspective of epidemiology - predictable and preventable."" I can understand this!! For example - I predict that if you were to stroll down your local high street whilst wearing your wonder woman knickers, drop something and bend to pick it up - there may be the odd predictable accident in a few male OAP's Y-fronts! Avoidable - simply by not going out and instead staying home and shagging all day! Simples!  | |||
| Reply privately | Reply in forum | Reply +quote |
"In answer to your question though: Here's some guff! "Experts in the field of injury prevention avoid use of the term 'accident' to describe events that cause injury in an attempt to highlight the predictable and preventable nature of most injuries. Such incidents are viewed from the perspective of epidemiology - predictable and preventable." I can understand this!! For example - I predict that if you were to stroll down your local high street whilst wearing your wonder woman knickers, drop something and bend to pick it up - there may be the odd predictable accident in a few male OAP's Y-fronts! Avoidable - simply by not going out and instead staying home and shagging all day! Simples! "Brilliant, problem solved and no one can sue me for their accidental heart attack
Some blokes in a van yesterday nearly caused an accident, I was walking across a zebra crossing, they were two cars behind and repeatedly beeped the horn at me and shouted a few things, the other drivers were not happy.
So who should they sue? Me or the van driver? | |||
| Reply privately | Reply in forum | Reply +quote |
| |||
| Reply privately | Reply in forum | Reply +quote |
"Never watch TV during the day or any adverts when we watch TV, which is very rare. However with M at home today we've found things to entertain ourselves, intentionally
What are you claiming for?
Falling off a spinning stool or a slippery sofa?
Nope I am claiming for dry cleaning costs
As M accidentally on purpose made a mess "To be fair though, you did swallow most of the mess. 
M | |||
| Reply privately | Reply in forum | Reply +quote |
"Whilst I agree that these adds are disgraceful and should be regulated, some of these companies are good. They do provide a route to seek assistance in obtaining legal advice in a situation where they may be entitled to some form of compensation. The cost of such advice may be out of the reach of some, without these companies being around. The idea of liability insurances are there to pay out in the event that it can be proven in a court of law that you were a victim of someone's negligence. For axample your definition of accident is true. However if I drive into the back of you, I may not have done it deliberately to hurt you, but I have been negligent in not driving far enough behind you to allow me to stop safely without colliding with you. Therefore why should someone not be compensated for their loss of earnings, and cost of rehabilitation? " A while ago (2006) I was a passenger in a car when we had pulled up to a roundabout, driver had to wait, a woman smashed into the back of our vehicle. She immediately got out and said sorry she wasn't concentrating. However as she hit us at 40 mph, I at the time suffered from a back injury. When I claimed, she soon changed her story and said the driver rolled backwards. Well the ground was flat, so not possible. After 5 years I got compensation, only because the company I used proved the driver to be a complete liar, she made up other things. So in my eyes, this may have been an "accident", but it was intentional as she was driving without due care and attention. | |||
| Reply privately | Reply in forum | Reply +quote |
"Whilst I agree that these adds are disgraceful and should be regulated, some of these companies are good. They do provide a route to seek assistance in obtaining legal advice in a situation where they may be entitled to some form of compensation. The cost of such advice may be out of the reach of some, without these companies being around. The idea of liability insurances are there to pay out in the event that it can be proven in a court of law that you were a victim of someone's negligence. For axample your definition of accident is true. However if I drive into the back of you, I may not have done it deliberately to hurt you, but I have been negligent in not driving far enough behind you to allow me to stop safely without colliding with you. Therefore why should someone not be compensated for their loss of earnings, and cost of rehabilitation? A while ago (2006) I was a passenger in a car when we had pulled up to a roundabout, driver had to wait, a woman smashed into the back of our vehicle. She immediately got out and said sorry she wasn't concentrating. However as she hit us at 40 mph, I at the time suffered from a back injury. When I claimed, she soon changed her story and said the driver rolled backwards. Well the ground was flat, so not possible. After 5 years I got compensation, only because the company I used proved the driver to be a complete liar, she made up other things. So in my eyes, this may have been an "accident", but it was intentional as she was driving without due care and attention." Surely driving too close, on your phone - or generally in any 'negligent' way - means the resultant incident was not accidental, but caused by someones inability to act in a proper manner whilst driving? Uncontrollable incidents - a black cat running in front of you causing you to swerve/brake, a tree fall, a bin liner blowing across your windscreen blocking your vision - these are true 'accident' causing occurrences. Funny how when there's no-one to sue - these "Accident Claims Specialists" can't really offer a lot of assistance!! | |||
| Reply privately | Reply in forum | Reply +quote |
"Have you missed the Stoptober ads? Daytime ads are atrocious. Never gonna happen! Although in the interests of helping others - i'll gladly pop round and pick up any horrible, nasty cigs you don't want anymore! I'm ever the thoughtful one! "I have 40 you can collect | |||
| Reply privately | Reply in forum | Reply +quote |
"Have you missed the Stoptober ads? Daytime ads are atrocious. Never gonna happen! Although in the interests of helping others - i'll gladly pop round and pick up any horrible, nasty cigs you don't want anymore! I'm ever the thoughtful one! I have 40 you can collect "Find me some folk with another couple of thousand death sticks to collect and that'll cover the diesel!! | |||
| Reply privately | Reply in forum | Reply +quote |
"Whilst I agree that these adds are disgraceful and should be regulated, some of these companies are good. They do provide a route to seek assistance in obtaining legal advice in a situation where they may be entitled to some form of compensation. The cost of such advice may be out of the reach of some, without these companies being around. The idea of liability insurances are there to pay out in the event that it can be proven in a court of law that you were a victim of someone's negligence. For axample your definition of accident is true. However if I drive into the back of you, I may not have done it deliberately to hurt you, but I have been negligent in not driving far enough behind you to allow me to stop safely without colliding with you. Therefore why should someone not be compensated for their loss of earnings, and cost of rehabilitation? A while ago (2006) I was a passenger in a car when we had pulled up to a roundabout, driver had to wait, a woman smashed into the back of our vehicle. She immediately got out and said sorry she wasn't concentrating. However as she hit us at 40 mph, I at the time suffered from a back injury. When I claimed, she soon changed her story and said the driver rolled backwards. Well the ground was flat, so not possible. After 5 years I got compensation, only because the company I used proved the driver to be a complete liar, she made up other things. So in my eyes, this may have been an "accident", but it was intentional as she was driving without due care and attention. Surely driving too close, on your phone - or generally in any 'negligent' way - means the resultant incident was not accidental, but caused by someones inability to act in a proper manner whilst driving? Uncontrollable incidents - a black cat running in front of you causing you to swerve/brake, a tree fall, a bin liner blowing across your windscreen blocking your vision - these are true 'accident' causing occurrences. Funny how when there's no-one to sue - these "Accident Claims Specialists" can't really offer a lot of assistance!! "Based on your definition of accident, it is still an accident, as they never intentionally set out for it to happen. They wouldn't have got in to the car thinking I'm gonna drive into someone. The part of the policy you are claiming against is the liability section. This section is designed to "indemnify you against claims from a third party as a result of loss and or damage to third party property or persons, following an act of negligence" They can only help when there is someone to blame, as that is their service. Many will tell you if they don't feel there is a claim. | |||
| Reply privately | Reply in forum | Reply +quote |
"Whilst I agree that these adds are disgraceful and should be regulated, some of these companies are good. They do provide a route to seek assistance in obtaining legal advice in a situation where they may be entitled to some form of compensation. The cost of such advice may be out of the reach of some, without these companies being around. The idea of liability insurances are there to pay out in the event that it can be proven in a court of law that you were a victim of someone's negligence. For axample your definition of accident is true. However if I drive into the back of you, I may not have done it deliberately to hurt you, but I have been negligent in not driving far enough behind you to allow me to stop safely without colliding with you. Therefore why should someone not be compensated for their loss of earnings, and cost of rehabilitation? A while ago (2006) I was a passenger in a car when we had pulled up to a roundabout, driver had to wait, a woman smashed into the back of our vehicle. She immediately got out and said sorry she wasn't concentrating. However as she hit us at 40 mph, I at the time suffered from a back injury. When I claimed, she soon changed her story and said the driver rolled backwards. Well the ground was flat, so not possible. After 5 years I got compensation, only because the company I used proved the driver to be a complete liar, she made up other things. So in my eyes, this may have been an "accident", but it was intentional as she was driving without due care and attention. Surely driving too close, on your phone - or generally in any 'negligent' way - means the resultant incident was not accidental, but caused by someones inability to act in a proper manner whilst driving? Uncontrollable incidents - a black cat running in front of you causing you to swerve/brake, a tree fall, a bin liner blowing across your windscreen blocking your vision - these are true 'accident' causing occurrences. Funny how when there's no-one to sue - these "Accident Claims Specialists" can't really offer a lot of assistance!!
Based on your definition of accident, it is still an accident, as they never intentionally set out for it to happen. They wouldn't have got in to the car thinking I'm gonna drive into someone.
The part of the policy you are claiming against is the liability section. This section is designed to "indemnify you against claims from a third party as a result of loss and or damage to third party property or persons, following an act of negligence"
They can only help when there is someone to blame, as that is their service. Many will tell you if they don't feel there is a claim. "And having had first hand experience of such 'services' - many have no qualms at all about suggesting you're injuries/losses were far more serious than they were - and that there's no negative impact on the poor souls who accidentally rear-ended you - just their insurance company. Which effectively means all those honest folk out there whose premiums go through the roof each year despite another years no claims bonus. Put them in room 101 please!  | |||
| Reply privately | Reply in forum | Reply +quote |
| Post new Message to Thread |
| back to top |  |
