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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days I’m kidding!!! ![]() ![]() ![]() ![]() | |||
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"My savings have been seriously depleted by tax, mot and insurance then the unexpected expense of a new laptop. Christmas is depleting them further but I have a budget which I'm sticking to. I'll be going to the dentist in the new year so that will probably leave me very low on funds." Xmas is usually one that can really drain money if someone isn’t careful!! X ![]() | |||
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"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself. Money does buy happiness, and i can attest to that given the life ive lived. At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need. I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill ![]() It certainly gives the flexibility to do things that can make you happy!! Whether it’s a holiday, or a retreat or courses or even buy things to make you feel momentarily better But more importantly it’s a peace of mind! That’s for sure My food bill is around £200 . Not counting the eating out (that is really rotten, I had times with £200-250 food bill on eating out alone in a month but I’m limiting it) ![]() | |||
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"Omg, anyone else is just feeling like money is literally being drained out of them soon as it hits the bank account? I’m haemorrhaging ££££ Had quite a few essentials expenses as of lately and today I had renewed my laser hair removal sessh. I’m feeling like I wanna laugh so I won’t be crying! Social here, expensive extra bill there, little cheeky visit to the hair dressers… It makes me wonder… Whoever said that money doesn’t bring happiness was a) a liar b) probably stinking rich ![]() ![]() ![]() Yup I personally feel the most depressing time is just before money hits my account because I do up my budget and I'm like ffs I should be happy to get money, not sad | |||
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"Yes! I feel this kylie chops. Money doesnt make you happy though... it makes things easier.. but not happy ![]() ![]() It’s the curse of those with champagne lifestyle ideas ![]() ![]() ![]() | |||
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"Yes…… totally, it’s haemorrhaging constantly out my account I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away " ![]() ![]() | |||
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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() ![]() ![]() ![]() ![]() Seriously, though We are comfy Like many couples belts have had to be tightened in the last 18 months Everything is budgeted and accounted for and we save a little every month We still have treats but nothing silly My one thing is that other than a mortgage and a car loan, we have no debt Credit Cards can be a killer So, unless it can be afforded, we don't have it | |||
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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() ![]() ![]() ![]() ![]() Sensible attitude. Credit cards can be dangerous for some people. | |||
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"Oh tell me about it! I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but) Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff. If you find a rich 90yr old can you check if he’s got a slightly older brother for me ![]() ![]() ![]() | |||
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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() ![]() ![]() ![]() ![]() We were sent one that was all set up with a big limit, hubby hates them and so do I so it was cut up, only our boy could have possibly done it but it was in my name so he would never have recieved it. | |||
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"Money goes in Kids take it all out ![]() Them small people!!! ![]() ![]() | |||
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"Yes…… totally, it’s haemorrhaging constantly out my account I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away ![]() ![]() I have 300 USD , took them to Sainsbury’s today abs they only offered me £196 , so I kept them , spent my last £20 on nectar & came home without much food ![]() | |||
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"Yes…… totally, it’s haemorrhaging constantly out my account I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away ![]() ![]() ![]() Did u try the post office? They might be a bit better with their rate? X ![]() | |||
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"Yes! I feel this kylie chops. Money doesnt make you happy though... it makes things easier.. but not happy ![]() ![]() ![]() ![]() ![]() Prosecco ![]() ![]() ![]() | |||
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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() ![]() ![]() ![]() ![]() I agreed. Cards in general, I have an AMEX and fuck me, some months it’s scary how out of control I can get ![]() | |||
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"Yes! I feel this kylie chops. Money doesnt make you happy though... it makes things easier.. but not happy ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() Hope that pop turns into the best champagne you could wish to ever put your lips on, very soon! X ![]() ![]() | |||
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"Mine looking good don't really bother with Christmas stuff so all bills paid till January although did spend a few grand on two coats I've always promised myself " Hey big spender ![]() | |||
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"Omg, anyone else is just feeling like money is literally being drained out of them soon as it hits the bank account? I’m haemorrhaging ££££ Had quite a few essentials expenses as of lately and today I had renewed my laser hair removal sessh. I’m feeling like I wanna laugh so I won’t be crying! Social here, expensive extra bill there, little cheeky visit to the hair dressers… It makes me wonder… Whoever said that money doesn’t bring happiness was a) a liar b) probably stinking rich ![]() ![]() ![]() Thankfully I’m in a really good place right now!! I’m away so I get extra money coming in and I managed to get rid of my expensive finances before coming away!! So I’ve hit my target for my Thailand Trip next year and my laser hair removal…now saving for my car and furniture for my house!! But it is December and whilst my kids think Santa makes and brings them toys I’m spending flat out to make the little assholes (meaning princesses) happy ![]() | |||
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"Mine are OK I have a sugar boi I suggest that's what you need Kylie ![]() ![]() ![]() ![]() ![]() ![]() Hubby got someone out of the shit a few years ago, his now ex wife got a loan out in his name, didn't pay and buggered off with another bloke and left it all with him, the bank took him to court and hubby's paperwork shit them up and they dropped everything, even paid him compensation, the lesson he learned is never trust anyone and always check your credit rating just to see if your spouse is screwing you money wise, hubby never bothers as he isn't worried. | |||
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"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself. Money does buy happiness, and i can attest to that given the life ive lived. At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need. I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill ![]() I can spend £20 a week on soft drinks. | |||
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"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself. Money does buy happiness, and i can attest to that given the life ive lived. At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need. I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill ![]() £30? Wtf My weekly shop at Aldi is £60 roughly and I eat amd but only the essentials Wtf are you eating for £30 a week | |||
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"Oh tell me about it! I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but) Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff. If you find a rich 90yr old can you check if he’s got a slightly older brother for me ![]() ![]() ![]() Surveyors creating documents? Clue is in the name if it is a structural survey etc but a conveyancing solicitor might be cheaper... ![]() | |||
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"Oh tell me about it! I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but) Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff. If you find a rich 90yr old can you check if he’s got a slightly older brother for me ![]() ![]() ![]() The irony of making a thread about money worries after you’ve inherited property Your most likely in the top 0.1% for people your age | |||
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"I'm just waiting for someone to offer to buy my socks " Socks you say ![]() ![]() | |||
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"Mine looking good don't really bother with Christmas stuff so all bills paid till January although did spend a few grand on two coats I've always promised myself Hey big spender ![]() it's what happens when kids left yrs ago and no nagging wife don't have loans credit cards just filthy cash | |||
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"I’m not proud to admit that last year I gambled and lost 25k playing online slot machines. When I went shopping and only had £13 in my account was the wake up call I needed. Since then I have saved and am back in an ok situation thankfully " Good on you bud, self positive change is a good thing ![]() ![]() | |||
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"I'm just waiting for someone to offer to buy my socks " How much do you want? | |||
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"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself. Money does buy happiness, and i can attest to that given the life ive lived. At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need. I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill ![]() Get out of debt, ASAP, it'll not get better by itself. Martin Lewis from money saving expert has loads of advice and practical help. As does Radio 4's Moneybox live presenter Paul Lewis. Between them, you should stop the financial hole digging and start to see daylight. | |||
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"I'm just waiting for someone to offer to buy my socks How much do you want? " Didn't take long | |||
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"I’ve just ordered my eldest a Pangaia hoodie. It’s like stop spending, you utter fuckwit. But alas I am powerless to stop ![]() ![]() ![]() ![]() | |||
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"Oh tell me about it! I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but) Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff. If you find a rich 90yr old can you check if he’s got a slightly older brother for me ![]() ![]() ![]() I still worry because my essential expenditures can be a bit out of control so… until I dissolved at least one asset I can’t feel… truly settled. And still then, I have already things that I need to do with that money. But I do realise I’ve been lucky to receive a “healthy” inheritance, don’t get me wrong ![]() | |||
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"I'm just waiting for someone to offer to buy my socks " I could do with this too. | |||
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"I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill ![]() It all depends on what one describes as 'food'. Anything with nutrients will tend to cost more that 'buy 1 get 3 free crappo white bread rolls'. | |||
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