FabSwingers.com forum: Contactless card limits

By *abio OP Man
over a year ago

Newcastle and Gateshead

Use to be 30 pounds… then went up to 45 pound in pandemic so we wouldn’t have to touch people as much

Today the contactless card limit goes up to 100 pounds??

Is that too much?

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By *litterbabeWoman
over a year ago

hiding from cock pics.

I think it's quite worrying in case I lose my card and don't realise, in an hour somebody might have used it quite a few times.

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By (user no longer on site)
over a year ago

Contactless it’s self should be banned never have it activated on your card

They been shown they vulnerable to attack they don’t take notice

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By *pursChick aka ShortieWoman
over a year ago

On a mooch

One of the reasons I have a separate card for when shopping not connected to my bank account, if it gets swiped it doesn’t matter all they’ll get is what I choose to add to it that day.

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By (user no longer on site)
over a year ago

"I think it's quite worrying in case I lose my card and don't realise, in an hour somebody might have used it quite a few times."

Much more to worry about

I can sit in a cafe with a powerful homemade rfidi reader

Nab everyone card details walk out and clone your card for later use no need to find one

The banks know they don’t care

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By *rMojoRisinMan
over a year ago

Sheffield

Can’t you speak to your bank and keep it at £45 if you want? I’m sure I read that somewhere.

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By (user no longer on site)
over a year ago

apple pay no limit

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By *ad NannaWoman
over a year ago

East London

Yes. Thieves will love it.

5 taps and they've got £500 of your money.

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By (user no longer on site)
over a year ago

Works for me but I use Apple pay so there isn't a limit anyway

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By *otMe66Man
over a year ago

Terra Firma

I think it is for a contactless card transaction, the card offers no security other than it is on your person. Apple / Google pay offer greater levels of security such as face id, passcode etc, allowing for much higher upper limits. I hardly ever use my bank cards

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By (user no longer on site)
over a year ago

"I think it is for a contactless card transaction, the card offers no security other than it is on your person. Apple / Google pay offer greater levels of security such as face id, passcode etc, allowing for much higher upper limits. I hardly ever use my bank cards "

Hafe right apple and Google play need the mobile it’s coneted to it isn’t vurble to a 3rd party rfidi reader siting it picking up the data

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By (user no longer on site)
over a year ago

I turned the contactless off for my card as last year about a month before Christmas because somone stole my card and used it to make 3 £45 contactless payments in the space of 3 minutes, as soon as the first one went through I cancelled my card on the banking app but in the couple of minutes it took to do they used it twice more, the little corner shop it was used in split the massive amounts of fags and alcohol into small enough payments to use contactless and put them through one after the other (which is not aloud but all the shops care about is money, no doubt of the amount aloud was £100 a time I'd be £300 down instead of £135 so seems like a stupid idea to me

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By *2000ManMan
over a year ago

Worthing

I leave cards at home unless I know I'm going to need them. Cash for small purchases every time.

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By (user no longer on site)
over a year ago

I read this today….. I think that’s far too much to be honest ….. xxx

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By *EAT..85Woman
over a year ago

Nottingham

I believe you can set your own personal limits on them too? Go into the app.

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By (user no longer on site)
over a year ago

"Can’t you speak to your bank and keep it at £45 if you want? I’m sure I read that somewhere. "

I have an account with Starling Bank - you can choose your limit for contactless from today onwards or make it zero. Great bank.

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By (user no longer on site)
over a year ago

Im happy with it. Means i dont have to touch a dirty keypad.

Also worth noticing when contactless is used fraudulently you get you money back virtually instantaneously, if you've used chip/pin its much much harder as you've used a personal I.D number to activate it.

Im all for it.

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By (user no longer on site)
over a year ago

"Can’t you speak to your bank and keep it at £45 if you want? I’m sure I read that somewhere. "

Yep some do but my bank doesn't.

Going to keep less in it now and just top up when I need to.

Thanks for the reminder OP.

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By (user no longer on site)
over a year ago

You can set your own limit with your bank.

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By (user no longer on site)
over a year ago

Damn straight it’s too much, some swindler can spend £100 instantly

I use Apple Pay, other pay options available, as it’s much safer

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