FabSwingers.com forum: Retirement plans x

By *andyfloss2000 OP Woman
over a year ago

ashford

So I can retire in 22 months! Am so looking forward to it doing the simple things I've just put my name down for an allotment! Am hoping to do lots of cycling/walking and gardening! Its gonna b the good life for me! What do u look forward to doing? X

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By (user no longer on site)
over a year ago

Having recently sold a second home, that money will be set aside until I turn 50 when I’m going to quit corporate work and open up a sanctuary for domestic cats in need of rescue of special care

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

We looked forward to doing all those things we used to dream about when we worked. So reading, traveling, walking, gardening, following hobbie, going out, having time to stop and smell the roses etc etc. We haven't regretted it once and would hate to have to go back to work. I'll qualify for my state pension next year and I'm looking forward to getting a bus pass, I haven't been on a bus for about 30 years

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Having recently sold a second home, that money will be set aside until I turn 50 when I’m going to quit corporate work and open up a sanctuary for domestic cats in need of rescue of special care"

That's a wonderful idea! If I had money I would have a donkey scantury x

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Ps we're jealous of your allotment

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By *andyfloss2000 OP Woman
over a year ago

ashford

"We looked forward to doing all those things we used to dream about when we worked. So reading, traveling, walking, gardening, following hobbie, going out, having time to stop and smell the roses etc etc. We haven't regretted it once and would hate to have to go back to work. I'll qualify for my state pension next year and I'm looking forward to getting a bus pass, I haven't been on a bus for about 30 years

No I dont use buses but will when I get a bus pass u can use them all over the country I think? Would love to do journeys all over stopping of in b and bs just because I could lol x

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By *luebell888Woman
over a year ago

Glasgowish

I will hopefully do long stay holidays in the sun.

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Ps we're jealous of your allotment"

Not sure how long it will take to get one the site I can see out my back window so very close had one there many years ago but never had the time to maintain it really x

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By *JB1954Man
over a year ago

Reading

Having retired very end December 2019. So far things for me have not gone to plan . Covid plus other things. Now trying to somehow get back to plan ?

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By *andyfloss2000 OP Woman
over a year ago

ashford

"I will hopefully do long stay holidays in the sun."

I wont have alot of money so will b freebie stuff but I'm good with that am planning florida for the month after retirement as a one of as have a daughter moved there 2 years ago! Just want to see where she is living and settled x

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Having retired very end December 2019. So far things for me have not gone to plan . Covid plus other things. Now trying to somehow get back to plan ?

I'm sure u will get there x

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By (user no longer on site)
over a year ago

Sounds lovely. It will be a while before I retire but just look forward to lots more family time and looking to split my time more between North Wales and Scotland

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Sounds lovely. It will be a while before I retire but just look forward to lots more family time and looking to split my time more between North Wales and Scotland "

Family time sounds lovely! The older mine get the less they seem to need me these days! Which I found hard at first but that's the way I guess x

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By (user no longer on site)
over a year ago

Probably be dead before I can retire. If that doesn't happy, living in Greece by the sea.

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By (user no longer on site)
over a year ago

"Sounds lovely. It will be a while before I retire but just look forward to lots more family time and looking to split my time more between North Wales and Scotland

Family time sounds lovely! The older mine get the less they seem to need me these days! Which I found hard at first but that's the way I guess x"

They will always need you. You may not think it but they do xx

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Sounds lovely. It will be a while before I retire but just look forward to lots more family time and looking to split my time more between North Wales and Scotland

Family time sounds lovely! The older mine get the less they seem to need me these days! Which I found hard at first but that's the way I guess x

They will always need you. You may not think it but they do xx

Ohh yes for sure! What I was trying to say on a daily basis I had my first child at 17 and my last at 42 so have allways had little people around me now they are all grown! My 3 grandchildren when small saw them every day as helped with child care as I worked in school so fitted in! The youngest of them is 22 so dont see them that often as they have their busy lifes! And it's the way it shd b absoulutley! Think because I had such a long span of having little ones around i felt so redundant! That has passed to a degree and love when we do all get together! Precious times x

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By *urls and DressesWoman
over a year ago

Somewhere near here

I doubt I’ll ever retire like many of my generation, we’ll be working until we’re dead

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By *ean counterMan
over a year ago

Market Harborough / Kettering

With my current mortgage and rent commitments I'll be working for another 22 years

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By *andyfloss2000 OP Woman
over a year ago

ashford

"I doubt I’ll ever retire like many of my generation, we’ll be working until we’re dead"

Think u could b right!

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By *ockey64Man
over a year ago

Gloucester

"So I can retire in 22 months! Am so looking forward to it doing the simple things I've just put my name down for an allotment! Am hoping to do lots of cycling/walking and gardening! Its gonna b the good life for me! What do u look forward to doing? X

"
just bought a small camper. I’m down to 3 days a week now. Another couple years and giving it all up. Sell my rental flat and bugger off on travels

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By *andyfloss2000 OP Woman
over a year ago

ashford

"With my current mortgage and rent commitments I'll be working for another 22 years

I'm going to have to survive on state pension shall have to cut my cloth accordingly maybe take a lodger if I have 2 x

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By (user no longer on site)
over a year ago

Veritas, cos as it stands I can hardly afford to die ,not to mind retiring??

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By (user no longer on site)
over a year ago

Not something I lok forward to at all, I'm climbing the walls after a long weekend off work so guessing I'll work as long as I'm able to.

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Veritas, cos as it stands I can hardly afford to die ,not to mind retiring??"

I cant afford to! But am going to as my dad took early retirement at 60 and died at 68 so least he had those 8 years doing the simple stuff he enjoyed hopefully I can do same for a few more years

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Not something I lok forward to at all, I'm climbing the walls after a long weekend off work so guessing I'll work as long as I'm able to. "

My sister is same! She doesn't plan to retire at retirement age either x

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By (user no longer on site)
over a year ago

In 18 months time I'll be jetting off to an island in the Caribbean to spend my days in blissful peace & relative solitude, apart from my excellent house staff and the occasional guest.

Strolls along my private beach & sailing on a crystal ocean will help to pass the time, as will helicopter jaunts here and there as the fancy takes me.

Might write a few more books, might not.

Just hope I don't misplace my Euromillions ticket, or it's all off.

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By *ooBulMan
over a year ago

Missin’ Yo’ Kissin’

Good on you Op! Hope you get to do all the things you have not had time to do. Hope you have a full bucket list...

When I come to retire they will have extended the retirement age. Will pensions exist?

I hope I will do art in me old age.... Just like Pablo Picasso. A business not like a hobby. Dying in a face full of acrylic pens or acrylic spray paint.

I would much prefer dying in a young womans cleavage (40/50 yr old - I'm 80/90is), I'm just worried I might have the same problem as Pele..... So just flirting then?

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By (user no longer on site)
over a year ago

My goals haven’t changed. I still plan on buying a Croft in Scotland… and taking in rescue donkeys

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By (user no longer on site)
over a year ago

6 yeaes 'til i pay off my mortgage... Hoping no commitments so i can get a mobile home and travel - home +abroad

Perhaps rent my house out

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By (user no longer on site)
over a year ago

"6 yeaes 'til i pay off my mortgage... Hoping no commitments so i can get a mobile home and travel - home +abroad

Perhaps rent my house out"

Come visit me in my Croft

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By *ora the explorerWoman
over a year ago

Paradise, Herts

Emigrating

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By *andyfloss2000 OP Woman
over a year ago

ashford

"In 18 months time I'll be jetting off to an island in the Caribbean to spend my days in blissful peace & relative solitude, apart from my excellent house staff and the occasional guest.

Strolls along my private beach & sailing on a crystal ocean will help to pass the time, as will helicopter jaunts here and there as the fancy takes me.

Might write a few more books, might not.

Just hope I don't misplace my Euromillions ticket, or it's all off."

Plan simple might b achievable!

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By (user no longer on site)
over a year ago

"6 yeaes 'til i pay off my mortgage... Hoping no commitments so i can get a mobile home and travel - home +abroad

Perhaps rent my house out

Come visit me in my Croft

I might bring you my cats to look after

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By *parkle1974Woman
over a year ago

Leeds

3 years till my retirement but I know I will be restless so will see how things go x

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By *andyfloss2000 OP Woman
over a year ago

ashford

"3 years till my retirement but I know I will be restless so will see how things go x"

Early retirement? X

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By *parkle1974Woman
over a year ago

Leeds

"3 years till my retirement but I know I will be restless so will see how things go x

Early retirement? X"

Yes. Been a very draining, emotional and tiring year or so...very much needed x

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By *andyfloss2000 OP Woman
over a year ago

ashford

"3 years till my retirement but I know I will be restless so will see how things go x

Early retirement? X

Yes. Been a very draining, emotional and tiring year or so...very much needed x"

U very lucky x

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By *ad NannaWoman
over a year ago

East London

I'll probably be looking after great grandchildren and great great grandchildren until I take my last breath.

I have the time to do things I enjoy now, but can't physically do them.

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By (user no longer on site)
over a year ago

No plans to retire at all. I love what I do and can’t ever see myself not doing it

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By *andyfloss2000 OP Woman
over a year ago

ashford

"I'll probably be looking after great grandchildren and great great grandchildren until I take my last breath.

I have the time to do things I enjoy now, but can't physically do them.

"
hoping for some more great grandchildren soon have one step great grandchild x

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By *stbury DavenportMan
over a year ago

Nottingham

Closest thing I have to a retirement plan is dying in the climate wars, assuming the Tories don't succeed in murdering me first.

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By *wisted999Man
over a year ago

North Bucks

Plan to retire at 55. Will rent out Uk property and live in the one I inherited back home.

May be tempted to work part time if the right offer is there.

I need some sun on my bones and the sound of sea in my ears again

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Plan to retire at 55. Will rent out Uk property and live in the one I inherited back home.

May be tempted to work part time if the right offer is there.

I need some sun on my bones and the sound of sea in my ears again

Sounds good! Think we need to do whatever floats our boats for our twilight years x

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By (user no longer on site)
over a year ago

I’m retiring at 55, then me and the dog are buying a VW T5 and travelling around Europe

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By *andyfloss2000 OP Woman
over a year ago

ashford

"I’m retiring at 55, then me and the dog are buying a VW T5 and travelling around Europe "

Sounds great x

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By *2000ManMan
over a year ago

Worthing

I am freelance I.T. always doing something with tech old and new. Retirement? Probably more reading and less screen time but not holding my breath!

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By *damandeve4funCouple
over a year ago

Glasgow

I would love to retire and my dream for a long time has been to move somewhere warmer, like Greece, Spain, Portugal or France. Somewhere close to a naturist beach or a property isolated enough to be naturist in the garden/pool.

However, with climate change, it is becoming more problematic. Those areas around the Med will become increasingly less inhabitable - and dangerous - because of extreme weather events and will be first to be hit by an influx of those escaping climate disasters in areas closer to the Equator.

The other attraction of those countries was that my wife and I could afford somewhere detached with a garden where we could at least grow our own fruit and veg. If we remain in the UK, we are lucky to be able to afford a run-of-the-mill terraced house.

Yet, if we move abroad, my wife being much younger than I, will have difficulty finding work (her talents are not the kind that allow for a digital nomad existence). I would prefer if we could both live off my pension, but reality means she has to work to save for her own pension once I am long gone!

We've looked into the possibility of setting up a cat/animal sanctuary, a restaurant/cafe/B&B, buying a place with a gite or similar rental income, etc, but we either can't afford it or have all but ruled each option out for one reason or another.

So everything is in flux and I have seven years before reaching the statutory retirement age. Lots to think about.

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By *nimaginativeUsernameMan
over a year ago

Rochester, Kent

By the time I retire I’ll have nobody to bother about, and (probably) enough money to do whatever I like.

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By (user no longer on site)
over a year ago

Finding one or more friends with benefits to liven up my long days of freedom!

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Finding one or more friends with benefits to liven up my long days of freedom!"

Ohh yes I that goes without saying for me 2

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By (user no longer on site)
over a year ago

55 and im done golf sea shagging while I still can seen so many people retire then get ill in a year or two so try and get at least 10 years or so before my body gives up haha could get ill tomorrow i know but will enjoy life while still able to

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By *anae21Woman
over a year ago

Nearer than you think

Retired once, second career underway. I admit the pension is welcome additional income

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By *ickdasterdly51Man
over a year ago

Lingfield

At 61 I really need to pull the trigger now and do it, particularly as the world seems to be slowly opening up again. I want to travel a lot, particularly Europe but having a 15 year old daughter limits time available for that. I also fancy cycling the canal towpaths of Britain before I become too old. As for work I'd like to volunteer in an animal sanctuary doing dog walking and also do something to help the homeless.

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By *ornyone30Man
over a year ago

ABERDEEN

Due to poor life choices I'm probably going to have to work till I drop.

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Due to poor life choices I'm probably going to have to work till I drop. "

You wont u will just have to cut your cloth accordingly as will I x

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By *ornyone30Man
over a year ago

ABERDEEN

"Due to poor life choices I'm probably going to have to work till I drop.

You wont u will just have to cut your cloth accordingly as will I x"

No point being retired without a pot to piss in. Sitting at home with nothing to do and little money is not an exciting prospect.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham

Realistically I’ll be working to around 70 maybe longer in some capacity , by choice. Typical dreams of retirement I’m doing now , travel, adventure , time with family and friends, because they are too important to put off and who knows what your health will be like when you are older. So when I think about retirement or part time work, I get excited about all the literature, poetry and foreign films I’ll hane time to watch - if I can hear and see still

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By *arkus1812Man
over a year ago

Lifes departure lounge NN9 Northamptonshire East not West MidlandsMidlands

Took early retirement at 62 the plan being to live off my private pension until th state pension kicked in at 65, however I was headhunted with an offer I could not refuse and worked on until I was 70 at whch point I retired.

My state pension was offered to me at 65 with an option to roll it up if I did not want to draw it at that time. I opted for the roll up, when I finally decided to take the pension I was again given options, either take an enhanced pension or a lump sum, I chose the lump sum

Whilst the roll up is still in place the lump sum offer is not available only the enhanced pension.

The lump sum saw me comfortably through my 70s, sports cars and foreign holidays, then came Covid and the start of my 80s which sadly have been blighted by my severe Arthritus and Heart problems.

One event which made life easier however was that I became mortgage free at the age of 56.

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Due to poor life choices I'm probably going to have to work till I drop.

You wont u will just have to cut your cloth accordingly as will I x

No point being retired without a pot to piss in. Sitting at home with nothing to do and little money is not an exciting prospect. "

I will have zilch but I sure wont b sitting at home with nothing to do! I will b out cycling free doing the garden free long walks free fwb sex free and an alotment hopefully for a small fee! U dont need money to enjoy life ohh and the bus pass think u can get about fair bit with that x

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By (user no longer on site)
over a year ago

We were going h to spend our retirement between South Africa and the UK. runnibg Safari Tours from our house near the Kruger Park.. ans summers touring the coadt of UK in our caravan... my husband passed away a year before retiring so the plans never happened ... I hope everyone actually gets to retire and enjoys their plans.. but life goes on. im enjoying retirement on my own living by the sea and travelling now we can... life is for the living.. live every day. xx looking forward not back.

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By (user no longer on site)
over a year ago

Just looking at is as looking like made redundant after Christmas and can't be arsed to work anymore at what I do so might have grandson for a few days a week so daughter in law can go back to work im only 50 but really hope it comes of.

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By *andyfloss2000 OP Woman
over a year ago

ashford

"We were going h to spend our retirement between South Africa and the UK. runnibg Safari Tours from our house near the Kruger Park.. ans summers touring the coadt of UK in our caravan... my husband passed away a year before retiring so the plans never happened ... I hope everyone actually gets to retire and enjoys their plans.. but life goes on. im enjoying retirement on my own living by the sea and travelling now we can... life is for the living.. live every day. xx looking forward not back. "

Xxxx

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By *moothshaftMan
over a year ago

Coventry

I envy you so much.

I have to work until I die. My life was interrupted 25 years ago with a divorce, and she got the house. I had to start over again at 40 years old, so I'm not looking forward to the last part of my life.

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By *andyfloss2000 OP Woman
over a year ago

ashford

I envy you so much.

Technically I would have to do the same to b comfortable but I refuse I want to retire! My dad took early retirement at 60 and had 8 years till he passed at 68 I have nothing and will b a struggle but am determined x

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By (user no longer on site)
over a year ago

Well I don't like to brag, but I have just won the lottery, twice in two weeks!

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Well I don't like to brag, but I have just won the lottery, twice in two weeks!

2 x £10??

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By *moothshaftMan
over a year ago

Coventry

I envy you so much.

Good on you Candy! You have a good spirit inside you!

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By (user no longer on site)
over a year ago

"Due to poor life choices I'm probably going to have to work till I drop.

You wont u will just have to cut your cloth accordingly as will I x

No point being retired without a pot to piss in. Sitting at home with nothing to do and little money is not an exciting prospect.

I love this positivity xx

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By *atnip make me purrWoman
over a year ago

Reading

Not going to work!

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By *andyfloss2000 OP Woman
over a year ago

ashford

I envy you so much.

Good on you Candy! You have a good spirit inside you!

xx"

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Due to poor life choices I'm probably going to have to work till I drop.

You wont u will just have to cut your cloth accordingly as will I x

No point being retired without a pot to piss in. Sitting at home with nothing to do and little money is not an exciting prospect.

I love this positivity xx"

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By *andyfloss2000 OP Woman
over a year ago

ashford

"Not going to work! "

Ha ha yes that's the best bit! And getting up at 2 45 every work day to start at 4 b a big bonus x

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By (user no longer on site)
over a year ago

a briliant thing to do in retirement is house and pet sitting.. you get to travel and stay for free in nice places... worth a look....

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By *isfits behaving badlyCouple
over a year ago

Coventry

Basically the retirement plan is to move into Chameleons full time. Preferably next to the sundeck.

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By (user no longer on site)
over a year ago

Leoblooms isn't far off retirement age so he may be able to throw some ideas into the mix

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By *andybeachWoman
over a year ago

In the middle

I’m either going to buy a camper and adopt 10 dogs and travel round as “The Mad Dog Lady” or emigrate to Canada to live with eldest wether he wants me or not

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By *inkerbell67Woman
over a year ago

Clacton on sea essex

Im retired already at 54 ..

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By *inky-MinxWoman
over a year ago

Grantham

I cannot see myself ever retiring

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By *tephanjMan
over a year ago

Kettering

I'm already past retirement age I do not have enough money set aside yet. So my plan is work 1 more year, and will be looking forward to not having to get up at silly o'clock to go to work. My advice to all younger people is make sure you have a good pension in place

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By (user no longer on site)
over a year ago

Thankfully I got early retirement and am enjoying a lot more sailing and nude sunbathing.

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