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Lodger ??

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By *onlywishi OP   Man
over a year ago

Newcastle

I have a dilemma

I’ve been let down by work and I’m struggling to keep my home going ?

I will not claim benefits and I’m proactively looking for a better job !

But in the mean time has anyone ever taken a lodger?

How did you manage it ? What are the pitfalls I need to be aware of ?

Please any help would be gratefully received

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

I have not

But they leave your house messy

So make sure you get the right

Person not any old

Tim dick or barry

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By *rsmith21zMan
over a year ago

Peterborough

Yes I've done that before. It can work and be worth while.

You can get lodger agreement forms online which outline the house rules etc and rent payment date you can both sign it.

1 thing factor in the gas and electric. I didn't at first and depending on the lodger they could use more than you do.

I've had a female and male lodger and both worked out well. We even built a friendship! Good luck

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By (user no longer on site)
over a year ago

There's absolutely no shame in claiming benefits if you need them. Don't leave yourself in a negative situation because of pride.

As for the lodger thing if you own your property you may need to get permission from your mortgage lender.

You may also need to pay tax on any earnings but that will depend entirely on your situation.

If you do have a mortgage it's also worth talking to your lender, they may be able to assist with either a payment holiday or interest only or reduced payments for a while again depending on your situation.

If you currently live alone then you will lose the council tax single person discount

You'll also need to let your home insurance know as it may invalidate your policy if you dont

xx

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By (user no longer on site)
over a year ago

One website.... Oyez forms. If you need a hand, shout me xx

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By (user no longer on site)
over a year ago

And what was said above me xx

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By *onlywishi OP   Man
over a year ago

Newcastle

Thanks for the info so far all great for an insight into something I haven’t a clue about so far that is

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By *uv2kissMan
over a year ago

fenland


"There's absolutely no shame in claiming benefits if you need them. Don't leave yourself in a negative situation because of pride.

As for the lodger thing if you own your property you may need to get permission from your mortgage lender.

You may also need to pay tax on any earnings but that will depend entirely on your situation.

If you do have a mortgage it's also worth talking to your lender, they may be able to assist with either a payment holiday or interest only or reduced payments for a while again depending on your situation.

If you currently live alone then you will lose the council tax single person discount

You'll also need to let your home insurance know as it may invalidate your policy if you dont

xx

"

You can earn 75.00 per week from a lodger totally tax free

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By *a LunaWoman
over a year ago

South Wales

I had a lodger a few years back. I was lucky in that he was reliable, paid on time and didn’t make a mess. The only annoying thing he did was cook fish in the microwave and I bloody hate fish.

He stayed at mine Monday evening to Friday morning (he worked near me and he went home to his wife on Weekends).

I couldn’t have coped otherwise.

That said I’m not very sociable so if you are then it may work out better.

Him and his wife came and gave me and the house a once over before he moved in.

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By *lushmanMan
over a year ago

newark

Hi taking a laid her can b as easy as u want get 2 months upfront so u r always in pocket get a rent book to cover u

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By *onlywishi OP   Man
over a year ago

Newcastle

Thanks guys it seems that you have answered most of the questions I had spinning around my head

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