FabSwingers.com forum: Is it better to pay with cash than with card?

By *hagTonight OP Man
over a year ago

From the land of haribos.

Whilst both are good. I have noticed that when you are paying with cash you are more in control and aware of how much you are spending as your wallet get empty quicker and with a card, your mindset might not be the same as you are just swiping it

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By *rightonsteveMan
over a year ago

Brighton - even Hove!

I’ve seen some shops say ‘card only’ or ‘cash only’. Too bad for those who don’t have a card.

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By *rightonsteveMan
over a year ago

Brighton - even Hove!

"I’ve seen some shops say ‘card only’ or ‘cash only’. Too bad for those who don’t have a card. "
or cash.

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By *hagTonight OP Man
over a year ago

From the land of haribos.

"I’ve seen some shops say ‘card only’ or ‘cash only’. Too bad for those who don’t have a card. or cash. "
Yes. I have seen the same things as well and in sweden it is almost a cashless society there.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I spend less when I use a card. If I go shopping with £50 cash I tend to spend it all. If I take a card I don't

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By *VineMan
over a year ago

The right place

Cash doesn’t leave a digital footprint of where you’ve been and what you’ve purchased. But cards are very convenient

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By *orkswatcherMan
over a year ago

Wakefield

As a business owner it's far easier dealing with cards then cash.

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By *onnycpl1983Couple
over a year ago

Doncaster

I work in a retail store as much as cash is very must still used quite alot over the last 12 months card has definitely become more popular. Banking quantities alone definitely show this nowhere near as much to count each day these days.

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By *pursChick aka ShortieWoman
over a year ago

On a mooch

If I’m going out for the night and setting a budget, I have a separate card that I add my money to, once it’s gone it’s gone. With the added bonus of if it gets stolen or cloned, it isn’t linked to my bank account so all they’ll get is what is left of my budget.

I can’t remember the last time I used cash but it is about 2 years ago

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By *asycouple1971Couple
over a year ago

midlands

I use both.

Used a £20 note in mcds yesterday and the staff there was eyeing it up as if they never seen cash before, held it up to the light and ripped it.

I should have bit the coin she gave me and made sure its not chocolate.

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By *hagTonight OP Man
over a year ago

From the land of haribos.

"I spend less when I use a card. If I go shopping with £50 cash I tend to spend it all. If I take a card I don't"
That is good and yes that could happen as well

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By *hesblokeMan
over a year ago

Derbyshire village

"Whilst both are good. I have noticed that when you are paying with cash you are more in control and aware of how much you are spending as your wallet get empty quicker and with a card, your mindset might not be the same as you are just swiping it

I know exactly what you mean - handing over physical cash hurts just a tiny bit, whereas it doesn't even register that much with a card

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By (user no longer on site)
over a year ago

"I use both.

Used a £20 note in mcds yesterday and the staff there was eyeing it up as if they never seen cash before, held it up to the light and ripped it.

I should have bit the coin she gave me and made sure its not chocolate.

haha exactly when i pay with a twenty and they check it when they give me a tenner back in change i check it too last time i asked to use that pen thing they use on it and she looked at me as though i was weird but fuck it if they thing im dishonest and trying to pass off dodgy money i want to make sure they dont give me dodgy money back haha

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By *ilent...BobMan
over a year ago

Shushhhhhhyourmouthville

I always try to pay with sexual favours, but not many people accept that

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By (user no longer on site)
over a year ago

I try to use cash. It infuriates me that the bank takes a tiny percentage and collects all the data if I buy a beer in the local pub with a card. What business is it of theirs? It's my money and their beer, what's it to do with them?

Fun fact: paper money is made by the bank of England. The high street banks buy it at face value and out it in atms and the like. All of that money goes to the treasury. All other money is invented. It isn't real. Just 0s and 1s on a computer system, none of which goes to the treasury.

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By (user no longer on site)
over a year ago

If I see something in a shop I'll get money out and come back card feels so Impersonal. my view is its basically only to control us get us working for barely anything get us indebted to the system might as well be a cow boxed in and getting the life slowly sucked out of you and not in a good way lol.

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By *hagTonight OP Man
over a year ago

From the land of haribos.

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By *2000ManMan
over a year ago

Worthing

For small purchases in shops or fuel I always use cash.

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By *hagTonight OP Man
over a year ago

From the land of haribos.

I also like to feel and touch the coins and notes, do you?

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By *orkswatcherMan
over a year ago

Wakefield

"I try to use cash. It infuriates me that the bank takes a tiny percentage and collects all the data if I buy a beer in the local pub with a card. What business is it of theirs? It's my money and their beer, what's it to do with them?

For business,The banks take far more in fees, If I pay cash in its so much per Hundred and I want change its so much per Hundred plus the monthly banking fees, yes card payment do take a cut but no where near as much as a bank

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By (user no longer on site)
over a year ago

Anyway I can at the moment as my card is being temperamental

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By *lenderfoxMan
over a year ago

Leeds

Hardly even take my card out nowadays, use Applepay for everything

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By (user no longer on site)
over a year ago

"Cash doesn’t leave a digital footprint of where you’ve been and what you’ve purchased. But cards are very convenient "

Why would you want a digital footprint?

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By (user no longer on site)
over a year ago

I preffer cash and if a buisness won't take my cash I won't deal with them

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By *ooBulMan
over a year ago

Missin’ Yo’ Kissin’

Cards at a supermarket or bank.

Not in a coffee shop or in restaurant/bar. Then it would be cash as I would be worried about cloning!

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By *tue555Man
over a year ago

Passed Beyond Reach

I use my phone mostly, card occasionally when I need to, rarely ever use cash.

I say if you you have nothing to hide why worry about digital footprint.

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By *uddy laneMan
over a year ago

dudley

They can't track cold hard cash.

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By (user no longer on site)
over a year ago

When I was in London they wouldn't accept cash in some of the pubs

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By *tue555Man
over a year ago

Passed Beyond Reach

"They can't track cold hard cash.

If people are worried about being tracked then.they have something to hide

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By (user no longer on site)
over a year ago

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

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By (user no longer on site)
over a year ago

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice"

More fool them as I saw plenty of people walk out and they lady tried to tell me that there had signs explaining that it was a 'cashless pub' but they didn't and after I pointed this out they later painted it on a board and placed it outside

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By *ophieslutTV/TS
over a year ago

Central

I don't want a cashless society, nor 1 that is too much more dependenr on public use of technology to access and manage their money. It's very divisive, with many people without the broader financial access that many of us take for granted.

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By *tue555Man
over a year ago

Passed Beyond Reach

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice"

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.

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By *ophieslutTV/TS
over a year ago

Central

"They can't track cold hard cash.

If people are worried about being tracked then.they have something to hide"

That's an oft trotted out trope, that tries to stomewall those who may have significantly different understanding of things, as well as needs. We're not an equal society - far from it - with some having undue negative restrictions on their liberty and well-being, that others can be oblivious to.

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By *ustfun009Man
over a year ago

oxford

I withdraw loads of cash a week as i dont want a paper trail of where and when and what i spend my money on

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By *ooBulMan
over a year ago

Missin’ Yo’ Kissin’

[Removed by poster at 16/08/21 22:24:07]

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By *ooBulMan
over a year ago

Missin’ Yo’ Kissin’

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious. "

Yeah, washing cash!

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By *uddy laneMan
over a year ago

dudley

"They can't track cold hard cash.

If people are worried about being tracked then.they have something to hide"

Yes I have lots to hide my pin number, my penis, my fab swingers password.

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By *uddy laneMan
over a year ago

dudley

I'm all for the block chain stop the theft and wars.

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By *tue555Man
over a year ago

Passed Beyond Reach

"I withdraw loads of cash a week as i dont want a paper trail of where and when and what i spend my money on

Isn't that the point that you want to hide what you are spending your money on.

It's your choice obviously

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By (user no longer on site)
over a year ago

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious. "

What type of exhibition?

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By *tue555Man
over a year ago

Passed Beyond Reach

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.

What type of exhibition? "

Photography

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By (user no longer on site)
over a year ago

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.

Yeah, washing cash!"

Not always the case

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By (user no longer on site)
over a year ago

"When I was in London they wouldn't accept cash in some of the pubs

Their business, their choice

Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.

What type of exhibition?

Photography "

Well depends on the buisness. I pay 3'4 grand cash at a time for stock and nobody batters an eye lid.. Infact I think they would be suspicious if I wanted to pay by card, as most people pay with cash

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By *agneto.Man
over a year ago

Bham

If I take cash out, I just seem to fly through it. I manage my money better with a card, once you break a £20, you might as well spend the rest.

One drawback to card is I never have change for parking anymore. And calling the parking number or doing it by app is a faf.

Most car parks are adding card readers to their machines now though.

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By *pursChick aka ShortieWoman
over a year ago

On a mooch

"When I was in London they wouldn't accept cash in some of the pubs

It’s been like that for a couple of years and more places are following suit.

I asked a manager once why they went that way, his response, nothing for anyone to steal, tap and go quicker so we can serve more customers quicker.

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By *TK421-Man
over a year ago

Cheltenham

Definitely feel like covid has speed up the advance towards a cashless society.

I like cash. But cards just so convenient. No change bouncing around in pockets or getting lost town the sofa.

Also what's the cost to produce cash? Both in money and environmental?

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By (user no longer on site)
over a year ago

Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.

Quite often the coins are worth more than the face value too, so that’s also a bonus.

But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why?

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By (user no longer on site)
over a year ago

"Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.

Quite often the coins are worth more than the face value too, so that’s also a bonus.

But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why?"

This. This exactly. When that jar is full up I tip it in one of those machines and I buy a pair of shoes. Feels like free money.

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By (user no longer on site)
over a year ago

I tried to pay by cash in Asda the other day but couldn't work out how to put it in the slot of the new self-service till. I gave up and paid by card.

I mostly pay by card these days but it is harder to keep track of spending than cash

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By *arkus1812Man
over a year ago

Finedon ,

After watching last nights Panorama which dealt with the ever increasing rise in card fraud I think I will stick with my policy of using cash as much as possible.

It would appear that so called Social Media influencers are selling users card and bank details for as little as £100 for 150 leads.

The so called Dark Web is slowly being eroded by Social Media.

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By (user no longer on site)
over a year ago

"They can't track cold hard cash.

This.

I only use my card for things I don't mind people knowing I buy, like food or fuel

Cash for everything else so no/little footprint.

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By *ablo minibar123Woman
over a year ago

"Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.

Quite often the coins are worth more than the face value too, so that’s also a bonus.

But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why?"

Peter rabbit is for amateurs, aim for Jemima Puddle duck

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By *tue555Man
over a year ago

Passed Beyond Reach

"After watching last nights Panorama which dealt with the ever increasing rise in card fraud I think I will stick with my policy of using cash as much as possible.

It would appear that so called Social Media influencers are selling users card and bank details for as little as £100 for 150 leads.

The so called Dark Web is slowly being eroded by Social Media."

Why I use my phone because it creates a fake card that cannot be cloned.

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By (user no longer on site)
over a year ago

Cash. I've never had an issue with cash..cards however

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By *uriousscouserWoman
over a year ago

Wirral

Personally I use card/phone/digital payments most of the time. I'm not bothered about being tracked. I do like to have the facility to pay in cash at a market or when tipping.

The seemingly inexorable move to a cashless society does worry me. I have older family members who can't get to grips with a cash point and will still go into the bank to draw out money. They aren't ready for a cashless society and I doubt they ever will be.

It's not just the elderly who will struggle I know, but they are the ones I see most often.

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By *LiamMan
over a year ago

Midlands

Much prefer cash but use card these day's because some shops won't take cash

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By (user no longer on site)
over a year ago

I use my phone or watch ! But always carry cash

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By (user no longer on site)
over a year ago

Never have cash. It just ends up lost.

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By *ed VoluptaWoman
over a year ago

Wirral.

I use both, but mostly card. I'm pretty anal about spending though & always get a receipt, which will be ticked off against my statement (I was a victim of card fraud 10 yrs ago.)

Credit cards have the edge when making larger purchases, though, as they're automatically covered by insurance.

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By *hebfg2020Man
over a year ago

Doncaster

Cash is king !!!

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By (user no longer on site)
over a year ago

I hate carrying a wallet as it ruins the crisp lines of my outfits. Unfortunately whenever I’ve carried money I’ve tended to lose it as it has a knack of slipping out without my noticing. I’m card all the way now.

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By *icolerobbieCouple
over a year ago

walsall

I prefer to use businesses that accept cash.

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