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Contactless payments

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By (user no longer on site) OP   
over a year ago

The limit for contactless payments will go up to £100 later this year.

Is this a ‘hurrah, I can pay for my McDonalds order now’ or are you distrusting of these things?

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By *offiaCoolWoman
over a year ago

Kidsgrove

Who spends £100 at McDonald's

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By (user no longer on site) OP   
over a year ago


"Who spends £100 at McDonald's "

A friend

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By *offiaCoolWoman
over a year ago

Kidsgrove

F'ckin 'ell

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By (user no longer on site)
over a year ago

They're desperate to be rid of cash. It's the gradual march in that direction.

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By *andyfloss2000Woman
over a year ago

ashford


"They're desperate to be rid of cash. It's the gradual march in that direction."

Agreed! Such a shame though x

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By *luebell888Woman
over a year ago

Glasgowish

Call me old fashioned but i like paying with cash.

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By *ealthy_and_HungMan
over a year ago

Princes Risborough, Luasanne, Alderney

they haven't figured out how to prevent a blackmarket replacement yet though

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By (user no longer on site)
over a year ago

Why oh why? As long as the banks will refund the amounts if a card is stolen!

My ex had his cards used and its very easy to accumulate a huge amount.

I'm not convinced

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By (user no longer on site)
over a year ago


"Call me old fashioned but i like paying with cash."

Yeah, me too.

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By *offiaCoolWoman
over a year ago

Kidsgrove

How do you pay the milk man, the window cleaner, the Avon lady......

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......"

Bank transfer to my window cleaner

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......"

Little portable card readers.

Sadface

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By *offiaCoolWoman
over a year ago

Kidsgrove


"How do you pay the milk man, the window cleaner, the Avon lady......

Bank transfer to my window cleaner "

A lot of older people still don't have this technology

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By *naswingdressWoman
over a year ago

Manchester (she/her)

I thought limits existed for security reasons

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......

Bank transfer to my window cleaner

A lot of older people still don't have this technology "

Yes that’s true. Both my parents and in laws don’t do all the on line banking thing.

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By *2000ManMan
over a year ago

Worthing

I just get cash out for the week when I know it will be needed each weekend. I then leave cards at home. I only use credit card for car service and any large payments. Never use it for contactless small amounts.

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By (user no longer on site)
over a year ago


"They're desperate to be rid of cash. It's the gradual march in that direction."

May not be a bad thing, think of the extra tax lost due to cash in hand jobs and people not properly declaring income.

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By *offiaCoolWoman
over a year ago

Kidsgrove

Putting money in the kitty for people's birthday, leaving gift etc ?

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By *offiaCoolWoman
over a year ago

Kidsgrove


"How do you pay the milk man, the window cleaner, the Avon lady......

Bank transfer to my window cleaner

A lot of older people still don't have this technology

Yes that’s true. Both my parents and in laws don’t do all the on line banking thing. "

Hell I don't either

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......

Bank transfer to my window cleaner

A lot of older people still don't have this technology

Yes that’s true. Both my parents and in laws don’t do all the on line banking thing.

Hell I don't either "

Haha. God I couldn’t cope without it

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By *ealthy_and_HungMan
over a year ago

Princes Risborough, Luasanne, Alderney

it seems that the powers that be are keen on seeing a paper trail for peoples finances, to a cut off point above which they are keen on seeing the paper trail vanish.

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By (user no longer on site)
over a year ago


"They're desperate to be rid of cash. It's the gradual march in that direction.

May not be a bad thing, think of the extra tax lost due to cash in hand jobs and people not properly declaring income. "

For sure...I'm not fussed about any of that tho, my beef is it's no business of the banks where or how I shop. If the baker has bread and I have money and want a sandwich, why should the bank take a tiny percentage of that and mine our personal data too?

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By (user no longer on site)
over a year ago


"They're desperate to be rid of cash. It's the gradual march in that direction.

May not be a bad thing, think of the extra tax lost due to cash in hand jobs and people not properly declaring income. "

A trifling amount compared to the rich dodgers and multinationals.

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By *naswingdressWoman
over a year ago

Manchester (she/her)


"They're desperate to be rid of cash. It's the gradual march in that direction.

May not be a bad thing, think of the extra tax lost due to cash in hand jobs and people not properly declaring income.

For sure...I'm not fussed about any of that tho, my beef is it's no business of the banks where or how I shop. If the baker has bread and I have money and want a sandwich, why should the bank take a tiny percentage of that and mine our personal data too?"

Yes, it does create a system where a tiny number of companies get a percentage of all expenditure, which seems like bullshit to me

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By (user no longer on site)
over a year ago


"They're desperate to be rid of cash. It's the gradual march in that direction.

May not be a bad thing, think of the extra tax lost due to cash in hand jobs and people not properly declaring income.

A trifling amount compared to the rich dodgers and multinationals. "

Daily Mash headline a few years back:

BUILDER NOT TAXED TILL HE GOES TO PUB

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By *andybeachWoman
over a year ago

In the middle


"Why oh why? As long as the banks will refund the amounts if a card is stolen!

My ex had his cards used and its very easy to accumulate a huge amount.

I'm not convinced "

This happened to a friend of mine when the limit was only £30, lots of £30 in lots of shops soon adds up, imagine how much you could loose on £100

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By *entlemenpipMan
over a year ago

not far

Personally I don't like the idea of £100 contactless payments as it will just make it easier for people to go on spending sprees with your card if they get hold of it my card machine at work is caped at 30 and I won't be changing it.

It's fucking insane we went from signatures having to match up to a 4 digit pin let be honest what's easier to copy? And now you don't even need that it's just a tap of the card. Its almost like The card companies want fraud to happen

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By *pursChick aka ShortieWoman
over a year ago

On a mooch

It’s not something that bothers me, it’s rare I’ve carried cash in the last three year. If I’m going out for an evening, the day or abroad, I have a separate card I use that isn’t connected to my bank account, so even if it cloned or stolen all they get is what I have transferred for the day.

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By *rincess peachWoman
over a year ago

shits creek

If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

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By (user no longer on site)
over a year ago


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*"

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income

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By (user no longer on site)
over a year ago

I deliberatly got a new card from the bank that didnt have the contactless facility

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By *rincess peachWoman
over a year ago

shits creek


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income "

It is. Everything is such a tight ship at home and at work. I appreciate they've got some serious clawing back to do but even before the pandemic it's a tough living to make. When it's busy you're doing the job of 3 people, when it's quiet you get sent on unpaid breaks so not only are you not making tips, you're not making an hourly wage when you're on a break.

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By *hrough the looking gla55Couple
over a year ago

Epsom

No limit with apple or Google pay all the McDonalds you can desire

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By (user no longer on site) OP   
over a year ago


"No limit with apple or Google pay all the McDonalds you can desire "

Depends on the retailer - some stop that for Apple, Google and Samsung Pay

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By (user no longer on site)
over a year ago


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income "

Or even a second job. The phrase "side hustle" makes it sound cool, but essentially it's normalising you needing two jobs to make ends meet.

Once upon a time a wage could keep a family, now it can barely keep an individual.

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By (user no longer on site)
over a year ago

I can't remember the last time I paid cash for something!!

All of customers.pay me online, I don't accept cash as it costs me to deposit it. Also, it's getting harder and harder to actually find an open bank to deposit the cash.

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By (user no longer on site)
over a year ago

I like cashews I am old school.

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By *offiaCoolWoman
over a year ago

Kidsgrove


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income

It is. Everything is such a tight ship at home and at work. I appreciate they've got some serious clawing back to do but even before the pandemic it's a tough living to make. When it's busy you're doing the job of 3 people, when it's quiet you get sent on unpaid breaks so not only are you not making tips, you're not making an hourly wage when you're on a break."

And if they 'tip' on the card, it goes into the bosses account ?

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By *rincess peachWoman
over a year ago

shits creek


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income

It is. Everything is such a tight ship at home and at work. I appreciate they've got some serious clawing back to do but even before the pandemic it's a tough living to make. When it's busy you're doing the job of 3 people, when it's quiet you get sent on unpaid breaks so not only are you not making tips, you're not making an hourly wage when you're on a break.

And if they 'tip' on the card, it goes into the bosses account ?"

Nah it goes into the servers wages on payday. We have individual pin numbers to access the card machines so it's all linked. It's more the prompt than anything.

When it's contactless it doesn't give the customer the option to add a tip, they have to request you add one on. Then you have to leave the table, access the til, and enter it manually on the till screen, go back to the table and load it all back up again on the card machine. It doesn't take that long to do, but without the prompt they don't even think about it.

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......"

Maybe in kindness

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By (user no longer on site)
over a year ago

When I cut up my credit cards and started paying for everything with cash, I started to save money and cleared my debts.

With cash I can see how much I'm spending; take out £100 on a Monday and that has to last until Sunday evening. Food, diesel, take-away on a Friday, etc.

A second account pays for all my direct debits, mortgage, phone/gas/electric bills, the only time I use my bank card is when paying for something online, eg car insurance, car tax, hotels etc.

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By *offiaCoolWoman
over a year ago

Kidsgrove


"If I lost my card or had it cloned and £100 went missing from my account I'm truly fucked for the entire month.

It's also gonna mean making less tips at work. It was proven when we started taking contactless, and then again when it went up to £45.

When paying contactless people just tap n go. They rarely consider asking to add a gratuity. When the card goes in the machine it asks the customer.

I ain't gonna stand there and ask someone if they'd like to tip me. I think it's rude.

When they pay cash they very often "keep the change" and those £1.35 a couple of times a day can make the difference between me walking to and from work or affording a bus or taxi at midnight when I finish.

*sigh*

It's a sad indictment of society when wages are still not high enough that some still have to rely on tips to subsidise their income

It is. Everything is such a tight ship at home and at work. I appreciate they've got some serious clawing back to do but even before the pandemic it's a tough living to make. When it's busy you're doing the job of 3 people, when it's quiet you get sent on unpaid breaks so not only are you not making tips, you're not making an hourly wage when you're on a break.

And if they 'tip' on the card, it goes into the bosses account ?

Nah it goes into the servers wages on payday. We have individual pin numbers to access the card machines so it's all linked. It's more the prompt than anything.

When it's contactless it doesn't give the customer the option to add a tip, they have to request you add one on. Then you have to leave the table, access the til, and enter it manually on the till screen, go back to the table and load it all back up again on the card machine. It doesn't take that long to do, but without the prompt they don't even think about it.

"

I didn't know that and have avoided giving tips on card payment (I give cash instead)

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By *offiaCoolWoman
over a year ago

Kidsgrove


"How do you pay the milk man, the window cleaner, the Avon lady......

Maybe in kindness "

Fook off

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By (user no longer on site)
over a year ago

Tips is about the only thing I use cash for. I get all flustered trying to work out how much tip to leave when I pay by card. The contactless limit doesn't bother me.

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By *wisted999Man
over a year ago

North Bucks

Time to invest in a wallet shield.

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By (user no longer on site)
over a year ago

Cards will be wiped out in the future by mobile phones

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By *ce WingerMan
over a year ago

P.O. Box DE1 0NQ


"Call me old fashioned but i like paying with cash."

Me too, and I hate self service checkouts as well

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By (user no longer on site)
over a year ago


"Cards will be wiped out in the future by mobile phones "

Why does this sound like an adventure time plot?

*one for the geeks.

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By *partharmonyCouple
over a year ago

Ruislip

I don't trust contactless. People can walk around with card payment machines, dial up an amount, wave the machine near somebody's pockets or bag, and hey presto! It's been spotted. This will make it worse. I think contactless limits should remain pretty low.

Am I just a luddite?

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By *rightonsteveMan
over a year ago

Brighton - even Hove!


"I don't trust contactless. People can walk around with card payment machines, dial up an amount, wave the machine near somebody's pockets or bag, and hey presto! It's been spotted. This will make it worse. I think contactless limits should remain pretty low.

Am I just a luddite? "

I’ll get a wallet that stops things like that.

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By (user no longer on site)
over a year ago


"How do you pay the milk man, the window cleaner, the Avon lady......"

Bank transfer

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By (user no longer on site)
over a year ago


"Putting money in the kitty for people's birthday, leaving gift etc ?"

At my workplace we do it by bank transfer

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By (user no longer on site)
over a year ago


"It’s not something that bothers me, it’s rare I’ve carried cash in the last three year. If I’m going out for an evening, the day or abroad, I have a separate card I use that isn’t connected to my bank account, so even if it cloned or stolen all they get is what I have transferred for the day. "

That's a good idea

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By (user no longer on site)
over a year ago

Its to help alot people out with the weekly food shop at supermarket

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