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"Often depending on the type of car and how well specified it is then the actual market value of a like for like replacement can be above the insurers guide price. Im sorting my insurance at the moment and the insurers give a market value of anywhere between £3950 and £6750. The only ones I can find with the same spec as mine are starting at £8500 and above as the spec is very high, rare and unusual. Some insurers will give you an agreed value of your car and guarantee to pay that value but you will be paying extra for the privilege. You can change the value of it on your quote but as stated above, you may pay extra on your policy amd if the worst happens and they write your car off, they wont pay you your assumed price but will only offer you the lowest market value of that type of car and it won't be to your cars specification. " Jeez, so you can't argue the value they offer if it gets written off?! | |||
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"Has the garage diddled me then or is it about the average deal? Its a 5 door fiesta 10 plate. The garage has replaced the brakes and cam belt " The garage didn't diddle you,you diddled yourself for not doing some research before buying the car | |||
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"Often depending on the type of car and how well specified it is then the actual market value of a like for like replacement can be above the insurers guide price. Im sorting my insurance at the moment and the insurers give a market value of anywhere between £3950 and £6750. The only ones I can find with the same spec as mine are starting at £8500 and above as the spec is very high, rare and unusual. Some insurers will give you an agreed value of your car and guarantee to pay that value but you will be paying extra for the privilege. You can change the value of it on your quote but as stated above, you may pay extra on your policy amd if the worst happens and they write your car off, they wont pay you your assumed price but will only offer you the lowest market value of that type of car and it won't be to your cars specification. Jeez, so you can't argue the value they offer if it gets written off?! " You can refuse to accept their first offer as they will always try to give you the least possible and its good practice to refuse their first offer as its common practice...they will usually come back with a better offer but unless you have a policy with an agreed value, they will always try it on with you. | |||
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"Has the garage diddled me then or is it about the average deal? Its a 5 door fiesta 10 plate. The garage has replaced the brakes and cam belt " The sales price of cars, especially smaller ones, has shot up recently I've seen similarly priced Fiestas around that price range | |||
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"Often depending on the type of car and how well specified it is then the actual market value of a like for like replacement can be above the insurers guide price. Im sorting my insurance at the moment and the insurers give a market value of anywhere between £3950 and £6750. The only ones I can find with the same spec as mine are starting at £8500 and above as the spec is very high, rare and unusual. Some insurers will give you an agreed value of your car and guarantee to pay that value but you will be paying extra for the privilege. You can change the value of it on your quote but as stated above, you may pay extra on your policy amd if the worst happens and they write your car off, they wont pay you your assumed price but will only offer you the lowest market value of that type of car and it won't be to your cars specification. Jeez, so you can't argue the value they offer if it gets written off?! You can refuse to accept their first offer as they will always try to give you the least possible and its good practice to refuse their first offer as its common practice...they will usually come back with a better offer but unless you have a policy with an agreed value, they will always try it on with you." Bugger! My lsst car was written off by someone else. I got £1445 for it, could I have bern offered much more if i refused? | |||
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"Has the garage diddled me then or is it about the average deal? Its a 5 door fiesta 10 plate. The garage has replaced the brakes and cam belt The sales price of cars, especially smaller ones, has shot up recently I've seen similarly priced Fiestas around that price range" Phheew.. Thanks | |||
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"Maybe not much more but if you had turned down their first offer you could have got more. Also depending on you and the state of the car, you could have bought it back at a very low cost and got money for it too and then either repaired it yourself or sold it on and that often releases more than the insurance would have paid you out." How much do you think i missed out on? £100? | |||
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"Maybe not much more but if you had turned down their first offer you could have got more. Also depending on you and the state of the car, you could have bought it back at a very low cost and got money for it too and then either repaired it yourself or sold it on and that often releases more than the insurance would have paid you out. How much do you think i missed out on? £100?" Don't spend any more time worrying about what you can't change, it's not healthy for your well being. | |||
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"Maybe not much more but if you had turned down their first offer you could have got more. Also depending on you and the state of the car, you could have bought it back at a very low cost and got money for it too and then either repaired it yourself or sold it on and that often releases more than the insurance would have paid you out. How much do you think i missed out on? £100? Don't spend any more time worrying about what you can't change, it's not healthy for your well being. " | |||
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