FabSwingers.com forum: Retirement Plans

By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

Who's got one,

Is it home or abroad

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

With you x

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With you x"
xxx in Spain,

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With you x xxx in Spain,

India that where you and I are going x

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With you x xxx in Spain,

India that where you and I are going x"

Thats

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With you x xxx in Spain,

India that where you and I are going x

Thats"
ohhh I like the sounds of that,

What's the plan.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With you x xxx in Spain,

India that where you and I are going x

Thats ohhh I like the sounds of that,

What's the plan. "

Il tell you after I have wanked ya x

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With you x xxx in Spain,

India that where you and I are going x

Thats ohhh I like the sounds of that,

What's the plan.

Il tell you after I have wanked ya x"
or while,,,,,

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With you x xxx in Spain,

India that where you and I are going x

Thats ohhh I like the sounds of that,

What's the plan.

Il tell you after I have wanked ya x or while,,,,,

That x

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With you x xxx in Spain,

India that where you and I are going x

Thats ohhh I like the sounds of that,

What's the plan.

Il tell you after I have wanked ya x or while,,,,,

That x"
sweeetttt again.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With you x xxx in Spain,

India that where you and I are going x

Thats ohhh I like the sounds of that,

What's the plan.

Il tell you after I have wanked ya x or while,,,,,

That x sweeetttt again.

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By (user no longer on site)
over a year ago

Mines not to retire - can’t afford too

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By *otsossieMan
over a year ago

Chesterfield

"Mines not to retire - can’t afford too

This.

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By (user no longer on site)
over a year ago

Yes. Spain

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Yes. Spain

"
same here,

Which part?

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By (user no longer on site)
over a year ago

Hopefully at 55. I plan splitting my time between the UK and Montenegro or Croatia.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Mines not to retire - can’t afford too

"
what you mean, you have a pension right???

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Hopefully at 55. I plan splitting my time between the UK and Montenegro or Croatia."
nice, v nice

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By (user no longer on site)
over a year ago

Working on it now...globetrotter..

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By (user no longer on site)
over a year ago

"Yes. Spain

same here,

Which part? "

Costa Blanca. You?

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By *otsossieMan
over a year ago

Chesterfield

"Mines not to retire - can’t afford too

what you mean, you have a pension right??? "

Yes but it will not be enough to maintain the lifestyle I have become accustomed to.

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By (user no longer on site)
over a year ago

"Hopefully at 55. I plan splitting my time between the UK and Montenegro or Croatia. nice, v nice"

Hopefully it comes off, I was due to go over and look at villas this summer but a certain pandemic pissed on my chips.....always next year

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By * and M lookingCouple
over a year ago

Worcester

Home and then a one way trip to enjoy a pink drink.

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By (user no longer on site)
over a year ago

If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Yes. Spain

same here,

Which part?

Costa Blanca. You?"
Galica,

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life."
nice,

Being Ginger the sun is not my friend lol

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Working on it now...globetrotter..

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By *eavenscentitCouple
over a year ago

barnstaple

Spain - Costa Blanca

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By (user no longer on site)
over a year ago

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life. nice,

Being Ginger the sun is not my friend lol"

I guess you'll be heading to Spain for November to January then?

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Mines not to retire - can’t afford too

what you mean, you have a pension right???

Yes but it will not be enough to maintain the lifestyle I have become accustomed to. "
ohh feck that man, whack up the AVCs and get out early

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By (user no longer on site)
over a year ago

"Yes. Spain

same here,

Which part?

Costa Blanca. You? Galica,

Only about 9 hours from where I am. Damn could have had a sangria

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life. nice,

Being Ginger the sun is not my friend lol

I guess you'll be heading to Spain for November to January then?

"
naa I can handle 25 ish degrees Galica ain't that warm so I'm OK, I'm there 4 times a year on adv now so I'm OK with it,

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By *offiaCoolWoman
over a year ago

Kidsgrove

"Mines not to retire - can’t afford too

what you mean, you have a pension right??? "

I have had a small private pension since I was 21. Bad advice and lack of money skills means mine is practically worthless.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Spain - Costa Blanca "
nice

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Mines not to retire - can’t afford too

what you mean, you have a pension right???

I have had a small private pension since I was 21. Bad advice and lack of money skills means mine is practically worthless."
go seek professional help with it, you got a few years to turn it around, is BoJo still pushing fwd with 67 or higher retirement age??

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By *ex HolesMan
over a year ago

Up North

With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

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By *offiaCoolWoman
over a year ago

Kidsgrove

"Mines not to retire - can’t afford too

what you mean, you have a pension right???

I have had a small private pension since I was 21. Bad advice and lack of money skills means mine is practically worthless. go seek professional help with it, you got a few years to turn it around, is BoJo still pushing fwd with 67 or higher retirement age?? "

I don't understand what they are saying, hence I have accepted bad advice.

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By *ex HolesMan
over a year ago

Up North

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?"

12 years away

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By (user no longer on site)
over a year ago

My retirement is a long way away so don't have plans as of yet and anything can happen.

I'm in a decent position now career-wise so would like to just get my head and make most of my money in my 30s and 40s and then review where I am. If in a good position, I'd like to take long holidays abroad where I can

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

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By *ex HolesMan
over a year ago

Up North

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait"

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By *acey_RedWoman
over a year ago

Liverpool

As if retirement will be a thing by the time I'm old

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By (user no longer on site)
over a year ago

My retirement plan is currently fucked as my company pension I'm in has nosedived since the start of the pandemic

You had the option of having it in low medium or high risk investment I chose high I suspect I'll be waiting a while for it to recover

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

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By (user no longer on site)
over a year ago

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life. nice,

Being Ginger the sun is not my friend lol

I guess you'll be heading to Spain for November to January then?

I wish, in my dreams yes

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By (user no longer on site)
over a year ago

I wish... Can't afford to

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By *ex HolesMan
over a year ago

Up North

[Removed by poster at 03/12/20 21:48:27]

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By *ex HolesMan
over a year ago

Up North

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait."

I can’t. I was born after 1971

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By (user no longer on site)
over a year ago

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life. nice,

Being Ginger the sun is not my friend lol"

Cant win them all

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971"

Il wait

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

yes we had one, put it into action and now we're living it

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By (user no longer on site)
over a year ago

"yes we had one, put it into action and now we're living it"

Enjoying presumably?

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"yes we had one, put it into action and now we're living it

Enjoying presumably?

very much so, we often pinch ourselves because we can't believe how lucky we are. We've had our wings clipped a bit this year though

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By (user no longer on site)
over a year ago

"yes we had one, put it into action and now we're living it

Enjoying presumably?

very much so, we often pinch ourselves because we can't believe how lucky we are. We've had our wings clipped a bit this year though

Fantastic. Hopefully 2021 is prosperous for you guys.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"My retirement plan is currently fucked as my company pension I'm in has nosedived since the start of the pandemic

You had the option of having it in low medium or high risk investment I chose high I suspect I'll be waiting a while for it to recover"
naaa, it will climb quicker than you think pal, once we all get over this mess everything will skyrocket,

Keep the faith

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"yes we had one, put it into action and now we're living it"
great stuff

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"If it actually happens, Cornwall and hopefully somewhere like the canaries.

Need the sun and sea in my life. nice,

Being Ginger the sun is not my friend lol

Cant win them all

"
no that is true,

But 22 to 26ish I'm grand, and it's rare to get that high up the mts. So it's all good.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"yes we had one, put it into action and now we're living it

Enjoying presumably?

very much so, we often pinch ourselves because we can't believe how lucky we are. We've had our wings clipped a bit this year though

Fantastic. Hopefully 2021 is prosperous for you guys."

thanks

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971

Il wait

"
explain these laws guys/Gals please,?

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By *ENGUYMan
over a year ago

Hull

I retire in May next year.

However, in the past 4 months I was getting nowhere with my Pension Company, so evaluated a few Independent Financial Advisers, then chose the one who impressed me the most.

He worked wonders, getting my Pension Pot transferred to a new company, then organised some of my Tax Free Cash allowance into my bank account.

From that, I cleared off the balances of my Mortgage and a Loan, plus still have some to pay for some house improvements being done this month.

I have calculated, as a single person, I can live on my full State Pension. I still have my private pension gathering Interest until I decide how to use it plus tax free cash to draw down as and when I wish!

Meanwhile, I'm on benefits after redundancy last month till next May.

I'm content!

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"yes we had one, put it into action and now we're living it great stuff

its not what everyone would want but we're living the dream

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971

Il wait

explain these laws guys/Gals please,? "

The law of the land.

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By (user no longer on site)
over a year ago

I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy."

Nice when we going

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By (user no longer on site)
over a year ago

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going"

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going"
he said West, that's opposite to East,,

Your going to be feeding me out East remember

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By *wisted999Man
over a year ago

North Bucks

Planning on retiring at 55 and going to live in the property I inherited abroad.

Will live off my pension and income from some Uk properties I rent.

Will drink vino in the sun.

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder."
lol

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we goinghe said West, that's opposite to East,,

Your going to be feeding me out East remember

Oh xx

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder."

Your 38?

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"Planning on retiring at 55 and going to live in the property I inherited abroad.

Will live off my pension and income from some Uk properties I rent.

Will drink vino in the sun. "
pretty close to my plan, I'm driving distance from North Portugal, Douro wines, retire happy,

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By *he Ambassador OP Man
over a year ago

IRLANDA. / Prague. / Cil Dara

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971

Il wait

explain these laws guys/Gals please,?

The law of the land."
they don't sound to good for the working man/woman

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By (user no longer on site)
over a year ago

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder.

Your 38?"

Apparently so. I have no idea how I got here though.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder.

Your 38?

Apparently so. I have no idea how I got here though."

Are you an Alien

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By (user no longer on site)
over a year ago

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder.

Your 38?

Apparently so. I have no idea how I got here though.

Are you an Alien "

Certainly feels that way sometimes. You humans are weird AF.

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By *wisted999Man
over a year ago

North Bucks

"Planning on retiring at 55 and going to live in the property I inherited abroad.

Will live off my pension and income from some Uk properties I rent.

Will drink vino in the sun. pretty close to my plan, I'm driving distance from North Portugal, Douro wines, retire happy, "

I’m going to be around 2-3 hours from the Algarve. Never been to Portugal I’m planning on it though.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we going

I reckon we've got at least 25/30 years I'm afraid, unless you shake that money maker a bit harder.

Your 38?

Apparently so. I have no idea how I got here though.

Are you an Alien

Certainly feels that way sometimes. You humans are weird AF."
.

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"I want to move further West, somewhere near the coast. Get a German Shepherd and start a decent veg patch, maybe even a few chickens.

Generally live like a bit of a hippy.

Nice when we goinghe said West, that's opposite to East,,

Your going to be feeding me out East remember

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By *ex HolesMan
over a year ago

Up North

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971

Il wait

explain these laws guys/Gals please,? "

Currently as it stands if you have a pension you can start to draw from it at 55. From 2028 that is extended to 57.

I have 2 pensions. 1 is a DB final salary pension that I’ve paid into for 28 years. 1 is a DC pension which I’ve started a few years ago. With the new regulations around pensions and my current age, the earliest I can now retire and start to draw from my pot is when I reach 57.

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By (user no longer on site)
over a year ago

I like the idea of retiring at 50 but reckon I will have about 50p a week to live on by then. So I have a few years to get a plan together and make it happen.

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By (user no longer on site)
over a year ago

Cornwall

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By *asmeenTV/TS
over a year ago

STOKE ON TRENT

"With the new pension laws coming into effect in 2028 it means the earliest I can draw my pension is when I’m 57. I can guarantee I won’t work a day past my 57th birthday.

After this I’ll be spending my time travelling far and wide for as long as I can.

Sounds nice when you 57?

12 years away

Il wait

Or take early retirement and il still wait.

I can’t. I was born after 1971

Il wait

explain these laws guys/Gals please,?

Currently as it stands if you have a pension you can start to draw from it at 55. From 2028 that is extended to 57.

Oh il be waiting

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By *ualityoverquantityalwaysMan
over a year ago

Outside Telford

Yes, without a doubt I’ll be living in Spain for the majority of the year when I’m 55.

Draw down from my pension to purchase a property plus my business in the uk will fund a very modest lifestyle and I’ll toast the sunset every evening with a huge smile on my face.

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By (user no longer on site)
over a year ago

Stay at home all ready in retirement sort off well till the magic bubble burst that is x

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By (user no longer on site)
over a year ago

My pensions and super anuation thankfully are all in Australia so I've got the option to move back there.

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By * and M lookingCouple
over a year ago

Worcester

[Removed by poster at 05/12/20 09:51:31]

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By * and M lookingCouple
over a year ago

Worcester

Mrs M is already retired.

When I eventually hang up my work boots we will look for a barn in the country.

Europe lost its charm when they bought in the Euro.

A couple we know who are both in their 60's, lived in Almeria and their quote for health insurance scared them that much that they sold up and are back in the UK.

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By *amissCouple
over a year ago

chelmsford

We early retired many years ago. Before covid, several holidays a year,weekends away...just wake up in the morning and say what shall we do today

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By *9alMan
over a year ago

Bridgend

I live in beautiful Wales & will continue to live here when retired unfortunately cant afford to retire for a few years yet

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By (user no longer on site)
over a year ago

Im retired . I bought a yacht and now sail... freedom sunshine is out there.. Join me

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