FabSwingers.com forum: If you win the premium bonds million,

By *litterbabe OP Woman
over a year ago

hiding from cock pics.

What would you buy, would you tell everybody or would you keep it private?

I don't think I would move house, I would pay off the mortgage here, as I like my home although there's very little storage and and property is very expensive to maintain as well as buy.

Maybe I would look at some investment property. I would change our cars, as they are getting old, and take the kids on nice holidays twice a year.

apart from that I think it would just be simple things like eating out when we can once or twice a week, and the occasional takeaway. I'm not even sure what else would change.

I would like to give something to family and also to some charities. I think it's quite hard with family there as I'm part of such a big family, I would have I really think that one through about how much to give and who to, as I couldn't leave anybody out.

It seems easier to keep it quiet, and just buy more generous presents for birthdays and Christmas.

What would you do if you found out you want £1,000000 today tax free?

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By (user no longer on site)
over a year ago

I used to have a very boring job and I'd spend my day spending £1M in my head.

These days it wouldn't go very far but it would still be life changing. I definitely wouldn't tell anyone.

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By *hilloutMan
over a year ago

All over the place! Northwesr, , Southwest

I'd keep it quiet. Pay off my current mortgage. Restore my car to factory standard as I don't want to sell it. Invest in property I could rent out as a source of income to supplement what I already make. Sadly, a million isn't enough to retire in style

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By *litterbabe OP Woman
over a year ago

hiding from cock pics.

"I used to have a very boring job and I'd spend my day spending £1M in my head.

These days it wouldn't go very far but it would still be life changing. I definitely wouldn't tell anyone.

I love spending £1000000 in my head, I've done it all my life.

If I can't fall asleep it's one of my favourite things to help.

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset

"I used to have a very boring job and I'd spend my day spending £1M in my head.

These days it wouldn't go very far but it would still be life changing. I definitely wouldn't tell anyone.

I love spending £1000000 in my head, I've done it all my life.

If I can't fall asleep it's one of my favourite things to help."

I've had a million pound retirement plan since I was 30. It's not a huge sum these days with average house prices what they are.

£25k a year tax free for 40 years.

I'd still work. Just less hours. And wouldn't tell a soul.

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By (user no longer on site)
over a year ago

I would tell my family and a couple of close friends but otherwise would keep it quiet. I'd buy a slighter bigger house, a car and treat myself and the kids to a couple of bits. I'd give some to my mum and then I'd invest some of it so I had a steady income while I'll done my degree.

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By *litterbabe OP Woman
over a year ago

hiding from cock pics.

I found the tell/ not tell bit the most difficult.

If I gave my brother money it would be damaging for him mentally and physically.

He likes travel and holidays so I would more likely buy him and my dad a holiday or two together.

They have always enjoyed travelling together rather than with friends.

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By *litterbabe OP Woman
over a year ago

hiding from cock pics.

That should send say find, as as I'm not in a position for it to say found!!! (Due to not having, as yet, won!)

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

I wouldn't tell anyone except my parents and my kids, people's attitude towards you changes if they think you've got money.

I'd never wash and style my own hair again, have the heating on all day, probably buy a new car mines getting on a bit and have a load of dental work done.

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

Oh and I'd increase what I give to charity.

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By *tephTV67TV/TS
over a year ago

Cheshire

I think a million isn’t enough to retire, but it’s enough to make sure you’re financially stable for the rest of your life.

I’d first buy a house in a decent area but needed work doing to it. So I’d get it cheaper than the market value for the area and as I had cash in the bank can negotiate good prices for builders and suppliers.

I’d buy a Tesla as I always fancied one and think they’d be a good investment.

That’s at least 300k gone or even closer to 400k.

So the 600k would then be invested to bring back an income which would mean I’d only have to work part time and retire earlier.

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By (user no longer on site)
over a year ago

If I won, I'd put the money alongside the cash I won last time. Probably spend all my time counting it, by candlelight of course, and wearing my nightgown and cap to enjoy the full Ebenezer experience.

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By *loudF7Man
over a year ago

South East

If I won a million pounds tax free, I'd jeep if very private.

I'd ensure mine and my siblings houses are all paid off in full (say 400k).

Id buy a new house (450k), give 50k to the folks and then with the rest (100k) it would most likely go on a good knees up with my mates, various charities i feel strongly about, maybe a new truck.

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By *naswingdressWoman
over a year ago

Manchester (she/her)

I wouldn't tell anyone. There is at least anecdotal evidence that big wins can destabilise people psychologically.

I'd get some medical stuff done privately (tubal ligation mostly), I'd create a nest egg, I'd do some self improvement/ professional development and I'd give a big chunk to charity.

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By *ob Carpe DiemMan
over a year ago

Torquay

A million is certainly enough to retire on if you are 50+

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By *icecouple561Couple
Forum Mod
over a year ago

East Sussex

"A million is certainly enough to retire on if you are 50+"

I think it depends how you want to live. We could certainly enjoy retirement on a million

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By *isfits behaving badlyCouple
over a year ago

Coventry

Probably enquire if we could buy a room or build a little penthouse in Chameleons.

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By (user no longer on site)
over a year ago

Unfortunately where I'd like to live any half decent house with location start at £500k so not sure but definitely move to the southwest

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By *ob Carpe DiemMan
over a year ago

Torquay

"Unfortunately where I'd like to live any half decent house with location start at £500k so not sure but definitely move to the southwest

Buy you quite a lot in Torbay

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By *a LunaWoman
over a year ago

South Wales

I’d pay for my mum to go private to get both her knees done. Not sure that would help with her mobility now but it would help with the pain she is constantly in.

I’d buy a modest holiday home in West Wales near the beach and I’d buy a single storey home here. Bigger than a standard bungalow so there is plenty of room for us all and my mum can get around more easily with a large garden for the kids to play in and me to sit out in.

I’d buy a bigger family car and then after putting money away for my kids, I’d put the rest away for a rainy day.

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By (user no longer on site)
over a year ago

i would keep it quite apart from my daughter, move house change my car and look to invest in the local community, mountian rescue are looking for donations to fund a new rescue vehicle

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By *2000ManMan
over a year ago

Worthing

Sort family out first, make sure they are comfortable.

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By *ily WhiteWoman
over a year ago

I'd pay off my mortgage and rent this house out for income, then buy a modest but detached house in the same area (lockdown has confirmed that I don't like neighbours....especially mine

). I'd buy an apartment somewhere by the sea in a place where I'd like to spend more time. And I'd buy a new car. The rest would be invested as a nest egg and I'd carry on working to pay the monthly bills, but probably get a less stressful job as I wouldn't need to earn as much.

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By (user no longer on site)
over a year ago

Pay off my student loan!

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By (user no longer on site)
over a year ago

"Unfortunately where I'd like to live any half decent house with location start at £500k so not sure but definitely move to the southwest

Buy you quite a lot in Torbay"

Really, I'll have a look

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By (user no longer on site)
over a year ago

"I'd pay off my mortgage and rent this house out for income, then buy a modest but detached house in the same area (lockdown has confirmed that I don't like neighbours....especially mine

It would make better financial sense to convert your mortgage to a buy-to-let one.

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By (user no longer on site)
over a year ago

I would rub it into the face of everyone who has pissed me off.

I'd even pay people to ring them randomly to remind them everyday.

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By *bi HaiveMan
Forum Mod
over a year ago

Cheeseville, Somerset

"I would rub it into the face of everyone who has pissed me off.

I'd even pay people to ring them randomly to remind them everyday.

Love it.

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By (user no longer on site)
over a year ago

I would build an extension. Have the whole house refurbed. I would buy a couple of cheaper buy to let houses for social housing. A house in Crete. I would invest as much as possible. It would change my life though

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