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Advice on car accident (non-fault)

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By (user no longer on site) OP   
over a year ago

Ive been told i will loose the excess that i paid on my insurance, even though I was not to blame, (must've been in small print somewhere)

The cars a write off, so, is there any way I can recoup the amount of money ive lost?

I was given options by the insurance company but can't remember what they were. I was shaken up at the time

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By (user no longer on site)
over a year ago

This is very strange. If an accident was not your fault you should be able to claim back all losses (including your excess) from the other party.

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By *orny PTMan
over a year ago

Peterborough

Read your policy now and see if you have legal protection. It might help, if you can speak to an expert as well.

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By (user no longer on site)
over a year ago

Thats the point of the excess you pay it to start the claim, you get paid the cars value plus any other etc , ring your insurance speak to them not swingers on a site haha x

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By *evoncream2017Couple
over a year ago

exeter

Ring your insurers. Tell them the new car you’re buying and that it’s being treated as non fault accident If it’s an existing policy it will continue with change of the new car I doubt if the acc will increase it

When you start the next 12 month policy declare it and it may go up then until the other side admit liability and you recover your excess

Any other losses you Have to recover from other side

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By *ex HolesMan
over a year ago

Up North

Better call Saul

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By *wisted999Man
over a year ago

North Bucks

Ring insurance and ask if you have the legal cover?

Keep any receipts of costs you have occurred and pass them onto the insurance company.

Make sure you get the claim reference number so you can ring up and chase every so often.

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By (user no longer on site) OP   
over a year ago

Thanks for the replies. Yes I'll get in touch with them tomorrow.

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By (user no longer on site)
over a year ago

Was someone else involved?

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