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How to help yourself financially

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By (user no longer on site) OP   
over a year ago

I always have a yearly review of my expenses. For example I now have my lowest ever mobile phone cost £5.00 a month.

Always compare utilities, WiFi provider etc.

Could you save yourself money?

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By (user no longer on site) OP   
over a year ago

If you are living alone, make sure you claim your single person council tax deduction.

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By (user no longer on site)
over a year ago


"I always have a yearly review of my expenses. For example I now have my lowest ever mobile phone cost £5.00 a month.

Always compare utilities, WiFi provider etc.

Could you save yourself money?

"

Next time try doing it through topcashback

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By *essie.Woman
over a year ago

Serendipity

If you are in debt, Stepchange give free impartial advice. They can be really helpful and are online.

Lots of the credit card companies are giving 3 months payment holiday but interest will still accrue.

And if you have Sky - always threaten to cancel and it’s amazing what they’ll offer. Like a lot of places actually, if you go through to the cancellations dept.

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By *ir-spunk-alotMan
over a year ago

Southern England

If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

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By (user no longer on site)
over a year ago


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all."

The warm home discount , you would need to be on a disabled element or have a child under 5 ...needs to be pointed out

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By *ir-spunk-alotMan
over a year ago

Southern England


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

The warm home discount , you would need to be on a disabled element or have a child under 5 ...needs to be pointed out "

Yes, and if on wtc earning no more than £16k.

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By (user no longer on site)
over a year ago

Stop drinking would be a start for me

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By (user no longer on site)
over a year ago


"I always have a yearly review of my expenses. For example I now have my lowest ever mobile phone cost £5.00 a month.

Always compare utilities, WiFi provider etc.

Could you save yourself money?

Next time try doing it through topcashback "

And if your broadband contract is up for renewal....go through TCB to the post office..after cash back is only around £10.50 per month.

And no it's not fibre

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By (user no longer on site)
over a year ago


"Stop drinking would be a start for me "

Me too

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By (user no longer on site)
over a year ago


"Stop drinking would be a start for me "

Mate I've just started a diet and giving up smoking at the same time. Theres only so many you can knock out in a day ffs

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By (user no longer on site)
over a year ago

Moneysavingexpert.com

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By *irky_coupleCouple
over a year ago

kirky

For those that always have the latest mobile phones and I did this myself. Contract was up and for the phone I wanted was £48 a month for 3 years! Bought the phone directly from the maker(paying monthly) and got a sim only deal for 12 months for the same money but this way I can upgrade the phone after a year or after 2 years its mine to keep. Saves £420 over the 3 years. Always helps.

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By (user no longer on site)
over a year ago


"If you are living alone, make sure you claim your single person council tax deduction. "

I don't pay council tax

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By *ce WingerMan
over a year ago

P.O. Box DE1 0NQ

Are you Wynne Evans in disguise OP?

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By (user no longer on site)
over a year ago


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all."

Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham


"I always have a yearly review of my expenses. For example I now have my lowest ever mobile phone cost £5.00 a month.

Always compare utilities, WiFi provider etc.

Could you save yourself money?

"

Wow that’s impressive. I find increasing income and assets much easier and effective long term than making savings. But as this is about savings have you considered taking the water off your roof and claiming a rebate ? ROI in under 24 months. You do need to do 100% of the roof to get your money back

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By (user no longer on site)
over a year ago

When food shopping, have your list and stick to it. Don't buy anything other than what is in the list. It's amazing how many 'extras' one walks out with in most food shops. That's an easy way to save.

Fast foods are expensive foods and cut out the inbetween snacks.

Snob brands aren't always the best tasting, some are however.

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By (user no longer on site)
over a year ago


"When food shopping, have your list and stick to it. Don't buy anything other than what is in the list. It's amazing how many 'extras' one walks out with in most food shops. That's an easy way to save.

Fast foods are expensive foods and cut out the inbetween snacks.

Snob brands aren't always the best tasting, some are however."
but what about the cake and chocolate isle they make me buy extra by them looking so nice especially the ones with cream in.

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By *rHotNottsMan
over a year ago

Dubai & Nottingham


"Moneysavingexpert.com"

The time it takes to read the crap that Martin Lewis or whoever writes it these days, and the savings you will make, you could make more money clicking on internet ads and filling out surveys. The site is abysmal advice that props up the big suppliers and banks and scares people that dare to think differently about money

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By (user no longer on site)
over a year ago


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all."

I don't think their school uniforms would fit me

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By *ir-spunk-alotMan
over a year ago

Southern England

[Removed by poster at 28/04/20 20:36:16]

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By *ir-spunk-alotMan
over a year ago

Southern England


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance. "

Wind your neck in. Im sure there are loads of people on benefits that would love to swap their situation with yours. Hopefully you wont have to rely on the state, but im sure a hell of alot more people in a similar situation to yours now will do in the next few years.

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By (user no longer on site)
over a year ago


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance.

Wind your neck in. Im sure there are loads of people on benefits that would love to swap their situation with yours. Hopefully you wont have to rely on the state, but im sure a hell of alot more people in a similar situation to yours now will do in the next few years."

Well said. people need to be careful what they wish for

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By *dam1971Man
over a year ago

Bedford


"Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance. "

That’s strange, most people I know who “pump a few kids out” really struggle for money. Once you’ve got a couple who need childcare, that’s the same cost as buying a brand new TV every month and the costs only go up as they get older.

I think it costs about £250,000 to bring up a child so maybe the question is, what have you done with the half a million you haven’t had to spend?

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By (user no longer on site)
over a year ago


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance.

Wind your neck in. Im sure there are loads of people on benefits that would love to swap their situation with yours. Hopefully you wont have to rely on the state, but im sure a hell of alot more people in a similar situation to yours now will do in the next few years."
so your advice is just to hang in and it might happen in next few years, well suppose that would give me time to save up and get a boat to spend my newly aquired spare time on which would be nice, thanks for the advice

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By *om and JennieCouple
over a year ago

Chams or Socials

I’m a debt collector. Never pay more for utilities than I need too. Constantly review them.

For anyone struggling, please talk to your creditors & say can’t afford to pay due to COVID-19. This should activate a new process & you should. E able to pause or reduce payments.

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By *ir-spunk-alotMan
over a year ago

Southern England


"If you are on universal credit or working tax credits there are other hidden benefits you are entitled too.

Warm home discount (£140 credit on energy bills, applications open oct/nov, check with provider if they offer scheme)

Free dental care

Pdsa vets

Free school meals (if your child does not have school meals, some schools offer vouchers to use in supermarkets £15 per week)

School uniform allowance (check with local council)

There are quite a few "hidden" benefits but cant list them all.

Is there any benefits that a single male with no children own house and earns a decent wage can qualify for? would love to go down to 3 days a week so can spend a bit more time doing my hobbies and maybe having a few long weekends away, have abit more of a semi retired life style. I have noticed most near me who manage to qualify for this lifestyle pump a few kids out to get the dollar but I don't really want to go down this route so any help on the subject would be appreciated thanks in advance.

Wind your neck in. Im sure there are loads of people on benefits that would love to swap their situation with yours. Hopefully you wont have to rely on the state, but im sure a hell of alot more people in a similar situation to yours now will do in the next few years. so your advice is just to hang in and it might happen in next few years, well suppose that would give me time to save up and get a boat to spend my newly aquired spare time on which would be nice, thanks for the advice "

Where did i say that. Not sure if you are trying to be funny or a smart arse. Either way your sounding like a complete twat.

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By (user no longer on site)
over a year ago

[Removed by poster at 28/04/20 22:06:02]

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By (user no longer on site)
over a year ago

Most channels I watch are mainly on freeview. I had aerials fitted in every room for the price of 3 months sky subscription. I pay £22 a month to watch all my tvs in every room and my broadband. Sky alone would have been twice that a month for not much more.

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By *ir-spunk-alotMan
over a year ago

Southern England


"Most channels I watch are mainly on freeview. I had aerials fitted in every room for the price of 3 months sky subscription. I pay £22 a month to watch all my tvs in every room and my broadband. Sky alone would have been twice that a month for not much more."

If you have decent broadband connection get a now tv box. Its a the sky content on demand and its much cheaper.

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By (user no longer on site)
over a year ago


"Most channels I watch are mainly on freeview. I had aerials fitted in every room for the price of 3 months sky subscription. I pay £22 a month to watch all my tvs in every room and my broadband. Sky alone would have been twice that a month for not much more.

If you have decent broadband connection get a now tv box. Its a the sky content on demand and its much cheaper. "

But I don't pay anything for TV and have all I need to watch. I have built in Freeview Play so I get pretty much all the catch up tv I need for free too

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By *ir-spunk-alotMan
over a year ago

Southern England


"Most channels I watch are mainly on freeview. I had aerials fitted in every room for the price of 3 months sky subscription. I pay £22 a month to watch all my tvs in every room and my broadband. Sky alone would have been twice that a month for not much more.

If you have decent broadband connection get a now tv box. Its a the sky content on demand and its much cheaper.

But I don't pay anything for TV and have all I need to watch. I have built in Freeview Play so I get pretty much all the catch up tv I need for free too "
sorry misread it. My bad.

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By (user no longer on site)
over a year ago


"I always have a yearly review of my expenses. For example I now have my lowest ever mobile phone cost £5.00 a month.

Always compare utilities, WiFi provider etc.

Could you save yourself money?

"

I completely agree with having a yearly review but then I also review it throughout the year too. I'm a bit sad in that I have a spreadsheet setup with all outgoings on it. When it comes to end of tariff on gas/elec or car insurance etc I always get on price comparison websites to get the best possible prices. Fortunately, I've got a well paid job but we all need to be savvy in our spending, even more so with another recession on the horizon.

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By *erdyWoman
over a year ago

wiltshire

Stop buying flash cars

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By (user no longer on site) OP   
over a year ago


"Are you Wynne Evans in disguise OP? "

Go compare *twiddle tache *.

I had to Google.

No, I simply don't have any income so I keep my outgoings as low as possible.

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