FabSwingers.com forum: Landlord v banks

By (user no longer on site) OP
over a year ago

Think you all know where this gonna go however my landlord is gone bust he owns quite a few property's some of his other tenants we know very well have all got court and bank letters too state we have 28 days too vacate the property's not mention on our deposit though when I rang him he said he has not got a penny and his assets have bin taken and its up to the banks too return it when I ring the bank there sending me here there and everywhere will I or do have any luck in getting it back or not cheers maybe someone might know here

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By *owdyBoobyMan
over a year ago

limerick

Can say good buy to your deposit unless you make a case to the PRTB thats if he was registered in the first place.

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By (user no longer on site)
over a year ago

You need to talk to the receiver

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By (user no longer on site) OP
over a year ago

"Can say good buy to your deposit unless you make a case to the PRTB thats if he was registered in the first place."
no he's deffo not registered as PRTB never head of him or his property's

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By (user no longer on site)
over a year ago

"You need to talk to the receiver "

Agreed

Unfortunately the deposits paid are probably a tiny debt in comparison to what the landlord owes and will most likely not be recovered.

Some banks honour the remaining terms of the lease providing you hold the lease, have proof of rental payments to date etc; this was a popular course two or three years ago when property prices were low but given the house price rise it's unlikely now they will.

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By *owdyBoobyMan
over a year ago

limerick

"Can say good buy to your deposit unless you make a case to the PRTB thats if he was registered in the first place. no he's deffo not registered as PRTB never head of him or his property's "

Did ye pay rent in cash

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By (user no longer on site) OP
over a year ago

"Can say good buy to your deposit unless you make a case to the PRTB thats if he was registered in the first place. no he's deffo not registered as PRTB never head of him or his property's

Did ye pay rent in cash"
some weeks I did other weeks I paid into his bank on the bank slips they have at the counters lodgement slips are my right

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By *obbie65Man
over a year ago

kildare

You probably won't get the deposit - just tell the bank you will be staying an extra month to get the value of the deposit back -

Save that months rent for your next deposit - feck it - stay 2 months !!

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By (user no longer on site)
over a year ago

"You need to talk to the receiver

Agreed

Unfortunately the deposits paid are probably a tiny debt in comparison to what the landlord owes and will most likely not be recovered.

Speak to the receiver. In the property make a list and take pictures of your items and landlords. Probably end up not paying last 2 months rent. Ie. Deposit. And 1 months rent

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By *ickirishallsortsMan
over a year ago

Lickie Manor

In law, the deposit remains your money, unless the landlord has made a specific claim on it.

If there’s no reason why the reciever shouldn’t return it to you without his sanction after giving him due notice that it intends to do so.

If / when the landlord is / was made bankrupt, the deposit does not form part of the landlord’s assets and can not be included within any potential bankruptcy.

In short you need to pursue the reciever.

In reality, you are in limbo right now, the landlord does not have a pot to piss in, your deposit is in his pocket, the bank is moving in to recoup as much as it can from the landlord.

Unfortunately, you may be just a pawn caught in the crossfire. Pursuing this via due process may cost more than the deposit.

If it was me, i'd be looking at the television, washing machine, oven, fridge, bed, and cutlery.

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By *vedonMan
over a year ago

The Dead Marshes

I appreciate that you're in the ROI, and I don't know all the ins-and-outs. But I have heard of some cases where this happened and the various tenants made a group representation to the bank to stay on. I know that "up here" the banks have too many properties to manage - they may be glad of a sitting tenant for at least a few months rather than pay the fees of securing yet more property. Councils are closing in on banks who leave properties unattended. They just don't need the extra hassle.

But as I say: the examples I know of are far and few between and I'm in a different legal/economic jurisdiction. It might just give you extra time though, if you "club together". Good luck.

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By (user no longer on site)
over a year ago

I rented a house from a couple before who turned out to be a nightmare to deal with

I told them I wasn't leaving until I got my deposit back but they found every excuse in the book to try not pay it.

Table is marked fridge is icing up couch is stained

All bullshit

I had an open sale in the house and sold washing machine fridge couch and table and got my money back plus a few quid for my troubles.

Thought them a lesson

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By (user no longer on site)
over a year ago

Go to citizens advice or some professional the law is there for u and them

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By (user no longer on site)
over a year ago

Google David Hall and associates in Dublin they take and advise all sort of repossession cases and tenant property issues and usually for free

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