FabSwingers.com forum: Card or cash/wallet

By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

A funny discussion over the weekend. Do you use card or cash more on a night out? Also if using cash, do u carry a wallet with a certain amount of cash in it?

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By *opcattMan
2 weeks ago

co down

"A funny discussion over the weekend. Do you use card or cash more on a night out? Also if using cash, do u carry a wallet with a certain amount of cash in it? "
cash is king, no one wants card payments only the government

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"A funny discussion over the weekend. Do you use card or cash more on a night out? Also if using cash, do u carry a wallet with a certain amount of cash in it? cash is king, no one wants card payments only the government"
I must admit on a night out card (revolut) is ideal.

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By *og-ManMan
2 weeks ago

somewhere

Never use cash ....have money in my wallet months

Cards for everything

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By *hunkyRedPandaMan
2 weeks ago

City

What the hell is a "night out"...

In my local I'll go cash, especially if it's busy. Card machines can be a torture. Also makes it easier for me to buy good staff a drink.

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By *exyScientistsCouple
2 weeks ago

Castlebar

Card

Rarely have even a couple of euros..

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By *ealitybitesMan
2 weeks ago

Belfast

I'm abroad at the minute and have the option to charge everything to my room but I'm paying in cash for everything.

At home I'll pay for fuel etc by card but so many local businesses either won't accept cards at all or have signs up asking customers to use cash and that's what I do in all of those.

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By *opcattMan
2 weeks ago

co down

"Never use cash ....have money in my wallet months

Cards for everything "
smarty pants

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"I'm abroad at the minute and have the option to charge everything to my room but I'm paying in cash for everything.

At home I'll pay for fuel etc by card but so many local businesses either won't accept cards at all or have signs up asking customers to use cash and that's what I do in all of those. "
jesus I very seldom see that down my way

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By *opcattMan
2 weeks ago

co down

"I'm abroad at the minute and have the option to charge everything to my room but I'm paying in cash for everything.

At home I'll pay for fuel etc by card but so many local businesses either won't accept cards at all or have signs up asking customers to use cash and that's what I do in all of those. "
fair play to you, helping hard working people and not billionaire government gangsters

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By *ealitybitesMan
2 weeks ago

Belfast

"I'm abroad at the minute and have the option to charge everything to my room but I'm paying in cash for everything.

At home I'll pay for fuel etc by card but so many local businesses either won't accept cards at all or have signs up asking customers to use cash and that's what I do in all of those. jesus I very seldom see that down my way "

Massive increase in the number of businesses not accepting cards now around me due to the vast increase in card charges they have to pay.

Some have a minimum card amount of £5 but a few customers have told me they will either be raising that to £10 or getting rid of the card machines very soon.

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"I'm abroad at the minute and have the option to charge everything to my room but I'm paying in cash for everything.

Massive increase in the number of businesses not accepting cards now around me due to the vast increase in card charges they have to pay.

Some have a minimum card amount of £5 but a few customers have told me they will either be raising that to £10 or getting rid of the card machines very soon. "
fuck. I was in Wexford and cork the last 2 weekends and every single place accepted card.

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By *og-ManMan
2 weeks ago

somewhere

"Never use cash ....have money in my wallet months

Cards for everything smarty pants "

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"Never use cash ....have money in my wallet months

Cards for everything smarty pants

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card "
would you carry some cash with you to give for tips?

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By *ursecretmischiefCouple
2 weeks ago

The West

Card for pretty much everything except for drinking!

Nothing says "you've probably had enough" like pulling out that last fiver and a bunch of shrapnel!

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By *og-ManMan
2 weeks ago

somewhere

"Never use cash ....have money in my wallet months

Cards for everything smarty pants

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card would you carry some cash with you to give for tips?"

If I'm going out for dinner I use the notes in my wallet for tips but the card to pay for the dinner

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"Never use cash ....have money in my wallet months

Cards for everything smarty pants

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card would you carry some cash with you to give for tips?

If I'm going out for dinner I use the notes in my wallet for tips but the card to pay for the dinner "
maybe I’m not tech savvy but when you say notes in my wallet, do you mean actual wallet or wallet on your phone?

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By *og-ManMan
2 weeks ago

somewhere

"Never use cash ....have money in my wallet months

Cards for everything smarty pants

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card would you carry some cash with you to give for tips?

If I'm going out for dinner I use the notes in my wallet for tips but the card to pay for the dinner maybe I’m not tech savvy but when you say notes in my wallet, do you mean actual wallet or wallet on your phone?"

No sorry .....I have actual notes in my wallet that I use for tips

Everything else ....or credit card or Revolut

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"Never use cash ....have money in my wallet months

Cards for everything smarty pants

Ahh no .....just easier....I can travel anywhere with just my phone and not even have my wallet .....when I travel to Belfast just put my card to sterling

Actually realised that the cash Ive spend over the last few months is tips in restaurants....dont put that on the card would you carry some cash with you to give for tips?

No sorry .....I have actual notes in my wallet that I use for tips

Everything else ....or credit card or Revolut "

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By *ogladyWoman
2 weeks ago

The bog

"A funny discussion over the weekend. Do you use card or cash more on a night out? Also if using cash, do u carry a wallet with a certain amount of cash in it? "

Cash for me I bring out a certain amount if I brought my card i wouldn't have a penny left on it.. 🙈🙈🙈

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By *oveat1stfeelMan
2 weeks ago

around here somewhere

"A funny discussion over the weekend. Do you use card or cash more on a night out? Also if using cash, do u carry a wallet with a certain amount of cash in it? "

Cash, in pocket...Cash is King .

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By *ot neuteredMan
2 weeks ago

Kildare

Use both, but always withdraw cash every week for day to day spending, tips, etc, banks and govt would like us all to use card

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By *og-ManMan
2 weeks ago

somewhere

"Use both, but always withdraw cash every week for day to day spending, tips, etc, banks and govt would like us all to use card "

Why

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By *nquisitive LadyWoman
2 weeks ago

Midlands

I use both. We need to keep cash in circulation. Small businesses need a cash intake to keep their costs down.

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By *ettaManMan
2 weeks ago

Based in Kerry, work in Cork.

I've gone nearly completely cashless. Since my bank enabled phone payments, I use my phone for everything.

I actually lost my bank card a few months ago and haven't bothered looking for it.

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By *ubadubdubWoman
2 weeks ago

Hereabouts

I use cash as often as card.

And I'm not going near phone apps.

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By *P_80Man
2 weeks ago

Waterford

I take a certain amount out of the ATM on Thursdays when I get paid and it usually does me for the week.

If I had a rare night out I'd take an extra few bob out of the ATM.

I don't have a wallet. Everything just in the pockets.

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By *uddermeIspinMan
2 weeks ago

city centre

"Card for pretty much everything except for drinking!

Nothing says "you've probably had enough" like pulling out that last fiver and a bunch of shrapnel!"

Haha there's truth in that alright. Shrapnel. I haven't heard that in an age.

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By *nquisitive LadyWoman
2 weeks ago

Midlands

"I use cash as often as card.

And I'm not going near phone apps.

At last someone else that doesn't have one

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By *uddermeIspinMan
2 weeks ago

city centre

Yeah I'm ashamed to say I just tap for everything. I should start visiting the cash machine again on the regular. Tapping is way way way too easy.

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By *hauna.HennTV/TS
2 weeks ago

Dundrum

It's all on the phone these days. I've given up carrying the wallet at all. The sooner the better we get the digital driving licence and digital Leap card.

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By *otsowickedCouple
2 weeks ago

Galway

I always have cash I couldn't go out without having cash in my wallet. But lately I am using revolut mostly. C

V nearly always uses revolut.

Its crazy the amount of things you can't use cash for now.

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By *atonaWoman
2 weeks ago

Meh

I’ve a smart watch so that’s what I use to pay for everything. Never have cash (except when kids need it for school), never have a wallet, and rarely even carry a phone (as watch takes calls and texts also).

If cash is the only payment method I go without. I love it

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By *ealcoupleCouple
2 weeks ago

So bad for using my phone to pay that I dont even carry my cards anymore so there has been occasions where I needed cash and didn't even have my card to withdraw from the ATM 🙈🙈 need to get better at at least having some cash.

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By *ipstick KissesWoman
2 weeks ago

Newry

I pretty much use my phone to pay for everything, and Revolut for days/nights out. The only time I don't is when I know I'm going somewhere that only accepts cash

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By *iscuits8Man
2 weeks ago

Meath / Dublin / Birmingham

Card the vast majority of the time

And no I'm not falling for the "ooh pay cash if you can, our costs blah blah" - you're looking to dodge paying tax as much as possible, and you need to change card machine provider if your charges are as massively high as you're saying.

I realise that'll possibly set a lot of people off

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By *nquisitive LadyWoman
2 weeks ago

Midlands

"Card the vast majority of the time

I realise that'll possibly set a lot of people off"

I'm self employed. The banks even charge me for standing on a main busy street to lodge money. When you add up bank charges for the year its a lot.

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By *opcattMan
2 weeks ago

co down

"Card the vast majority of the time

I realise that'll possibly set a lot of people off

I'm self employed. The banks even charge me for standing on a main busy street to lodge money. When you add up bank charges for the year its a lot. "
i use a card machine and get charged for every transaction, but sure card is the way forward 🫠

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By *uddermeIspinMan
2 weeks ago

city centre

I was in a pub earlier and asked for a pint. The barman saw me opening my phone and straight away said ..."cash only now, is that OK ?

I almost fell over with the shock. I could do nothing only walk out the door and into the next place where they happily took my tap

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"I was in a pub earlier and asked for a pint. The barman saw me opening my phone and straight away said ..."cash only now, is that OK ?

I almost fell over with the shock. I could do nothing only walk out the door and into the next place where they happily took my tap "
yep happened me. If I’m going out now I’ll have money on card on phone but I’ll also bring some cash.

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By *opcattMan
2 weeks ago

co down

"I was in a pub earlier and asked for a pint. The barman saw me opening my phone and straight away said ..."cash only now, is that OK ?

I almost fell over with the shock. I could do nothing only walk out the door and into the next place where they happily took my tap "
you 100% need to get outside more, im surprised they didn't grab the resuscitation box for you

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By *opcattMan
2 weeks ago

co down

"I was in a pub earlier and asked for a pint. The barman saw me opening my phone and straight away said ..."cash only now, is that OK ?

I almost fell over with the shock. I could do nothing only walk out the door and into the next place where they happily took my tap "
you actually are showing signs of ptsd from this situation

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By *ady BambiWoman
2 weeks ago

dublin

I always have a minimum of €100 cash on me

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By *aptain Caveman41Man
2 weeks ago

Home

Cash but I'd still have the card in the wallet

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By *electableicecreamMan
2 weeks ago

The West

I don't carry a wallet anymore. I tap with my phone and have my watch for redundancy if my phone gets broke or goes missing.

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By *unyabznssMan
2 weeks ago

Galway

"I use both. We need to keep cash in circulation. Small businesses need a cash intake to keep their costs down. "

This is spot on. Not enough people realise that if if goes out of use then places will be able to justify not taking cash.

Now for a night out I think if you're disciplined taking out cash prior to going out is a sensible way to control spend!

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By *cottybear74Man
2 weeks ago

kilkenny

Cash always

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By *r GadgetMan
2 weeks ago

centre

If you look up the digital euro that was approved last year you would use cash alot more. I mostly tap in Tesco, Dunnes etc but always take cash out once a week. It's vital to maintain cash transactions in this country, there's an older generation that rely on it also

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By *amsevenMan
2 weeks ago

cork

Have never tapped my card in my life. Cash for everything

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By *oc09Man
2 weeks ago

near u

Card it's just handier cause I just tap me phone don't even carry me cards or wallet with me to dangerous round city in Dublin now days

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By *lay rock69Man
2 weeks ago

monaghan

On a night out cash most of the time

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By *oodOmensfor2Couple
2 weeks ago

Ennis

phone and, as backup, card, I rarely ever carry cash (TBH I dont even have space to carry cash as I dont have a real wallet anymore).

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By *og-ManMan
2 weeks ago

somewhere

"On a night out cash most of the time "

Feck sake ya never go to the bar with it

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By *onny1969Man
2 weeks ago

local

Cards all the time,

I have my EDF 100 euro cash in case card machines down

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By *ou_knocked22Man
2 weeks ago

dublin

nearly all card, but 30e there in cash

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By *ubadubdubWoman
2 weeks ago

Hereabouts

"phone and, as backup, card, I rarely ever carry cash (TBH I dont even have space to carry cash as I dont have a real wallet anymore).

Isn't that what pockets are for

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By *og-ManMan
2 weeks ago

somewhere

"phone and, as backup, card, I rarely ever carry cash (TBH I dont even have space to carry cash as I dont have a real wallet anymore).

Isn't that what pockets are for

I work with a lot of women....I end up minding stuff for them because they dont have pockets

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By *ymbunny2016Man
2 weeks ago

Bangor

I carry neither, just use apple pay

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By *outhDublinMan86Man
2 weeks ago

shankill

Mainly card/phone but I see the importance of keeping cash as a payment method. Businesses ideally need to accept both, yes I know there’s a cost to accepting card, but lodging cash also costs money and more importantly time. If you prefer cash cause you want to dodge tax, then you can politely FRO.

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By *oodOmensfor2Couple
2 weeks ago

Ennis

"phone and, as backup, card, I rarely ever carry cash (TBH I dont even have space to carry cash as I dont have a real wallet anymore).

Isn't that what pockets are for

Nooo, cash in pockets is a bad idea. Especially when combined with a washing machine. Trust me... I know.

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By *ontbesillywrapyourwilly OP Man
2 weeks ago

Tipperary

"I carry neither, just use apple pay

"
my fav

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By *outh_of_EdenMan
2 weeks ago

Fota

Cash is the grease that keeps the wheels turning...no matter how many apps..cards..virtual wallets...cash keeps the economy turning.

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By *astelloWoman
2 weeks ago

Far far away

I like cash but definitely it's all card these days. I use revolut when l travel.

I manage my spend better when l use cash. The demon card...

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