FabSwingers.com forum: Early retirement

By *astello OP Woman
36 weeks ago

Far far away

Desperately seeking a fab financial planner...

only joking..

After a recent globe trotting solo trip got me thinking. Anyone here retire early? Happy or regret.

Any tips.. Or will l "Ask Paul"..

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By *og-ManMan
36 weeks ago

somewhere

I think I'd be bored if I retired from my main job and only did my part time job

So I stay working but its no hardship

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By *astello OP Woman
36 weeks ago

Far far away

"I think I'd be bored if I retired from my main job and only did my part time job

So I stay working but its no hardship

I guess it depends on how much you love your job. I think ld prefer my side hustle to my real job..

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By *og-ManMan
36 weeks ago

somewhere

"I think I'd be bored if I retired from my main job and only did my part time job

So I stay working but its no hardship

I guess it depends on how much you love your job. I think ld prefer my side hustle to my real job.. "

Can your side hustle become your main job if you take retirement

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By *ealitybitesMan
36 weeks ago

Belfast

I don't earn enough to even consider it.

I know people who have done it but ended up better off financially because they became part time contractors or sub teachers doing their old job at double or triple their previous hourly rate.

I would love to be able to do it but I've never had a job where I could work part time. Fewer days would just mean longer hours to do the same work.

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By (user no longer on site)
36 weeks ago

I WFH, planning on WFH in a sunnier place in 3ish years, as soon as my kids are out of secondary school.

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By *adger BrocMan
36 weeks ago

Co. Cork

I regret not having retired sooner.

The freedom is amazing and you will only be bored if you allow yourself to be.

Sooner you can retire the longer you will be able to enjoy what you worked hard for.

Retire from work and work on being retired.

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By *ilthyNightsCouple
36 weeks ago

East / North, Cork

I'm slowing down my input in my business and making sure I have staff who I can really rely on. It's likely to be more of a gradual phase down rather than actual early retirement.

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By *aseylee324Couple
36 weeks ago

Valley of Squinting Windows

I'm working 4 days per week and hoping to reduce to 3 by the end of the year. Have one child still in uni so realistically won't be able to retire fully until she's finished in hopefully 3 years. I cannot wait

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By *aseylee324Couple
36 weeks ago

Valley of Squinting Windows

Retirement or even semi retirement would be a godsend. Hopefully in the next couple of years.

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By (user no longer on site)
36 weeks ago

"Desperately seeking a fab financial planner...

only joking..

After a recent globe trotting solo trip got me thinking. Anyone here retire early? Happy or regret.

Any tips.. Or will l "Ask Paul"..

It was the best thing i ever did. At the time my friends tried to talk me out of it but when i meet them now they all wish they'd retired with me.

Its a definite 'never look back' decision for me. No rat race, no stress, no meetings to attend and no worries of being late and not bored enough to wish i was working - ever!!

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By *heBlowinsCouple
36 weeks ago

West Cork

We're what we like to think of as "semi-retired"- we're fortunate enough to be financially independent enough to be off work for a number of years but not for the rest of our lives (given a healthy life expectancy).

We're re-educating/skilling in things we actually want to do in the future.

We love the freedom to do whatever we feel like on any given day and our whole family's mental and emotional health has largely benefited.

Some people love their jobs. We never did. Hated with a passion and led to depression and other related issues.

We can barely conceive of how anyone can be bored in retirement. It's wonderful

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By *astello OP Woman
36 weeks ago

Far far away

"I don't earn enough to even consider it.

I know people who have done it but ended up better off financially because they became part time contractors or sub teachers doing their old job at double or triple their previous hourly rate.

I would love to be able to do it but I've never had a job where I could work part time. Fewer days would just mean longer hours to do the same work. "

Probably a challenge for a lot of people. The balancing act is hard to find.

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By *astello OP Woman
36 weeks ago

Far far away

"We're what we like to think of as "semi-retired"- we're fortunate enough to be financially independent enough to be off work for a number of years but not for the rest of our lives (given a healthy life expectancy).

We're re-educating/skilling in things we actually want to do in the future.

We love the freedom to do whatever we feel like on any given day and our whole family's mental and emotional health has largely benefited.

Some people love their jobs. We never did. Hated with a passion and led to depression and other related issues.

We can barely conceive of how anyone can be bored in retirement. It's wonderful

I love the fact you are both following your passions now through upskilling and education.

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By *astello OP Woman
36 weeks ago

Far far away

"Retirement or even semi retirement would be a godsend. Hopefully in the next couple of years.

I still have college years to fund so thats the eek moment of not being able to retire early...

Enjoy the less working days when they come.

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By *astello OP Woman
36 weeks ago

Far far away

"I'm slowing down my input in my business and making sure I have staff who I can really rely on. It's likely to be more of a gradual phase down rather than actual early retirement."

Thats the best outcome to rely on good people to work while you step back a bit.

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By *astello OP Woman
36 weeks ago

Far far away

"I regret not having retired sooner.

The freedom is amazing and you will only be bored if you allow yourself to be.

Sooner you can retire the longer you will be able to enjoy what you worked hard for.

Retire from work and work on being retired. "

One of my thought processes is health wise. To be able to enjoy retirement. Having lost my sister in her 40s made me very cognisant of lifes fragility. Hence the why wait attitude.

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By *aseylee324Couple
36 weeks ago

Valley of Squinting Windows

"I'm slowing down my input in my business and making sure I have staff who I can really rely on. It's likely to be more of a gradual phase down rather than actual early retirement."

I would be working off a similar approach in my business.

Lee

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By *ackandsashaCouple
36 weeks ago

West Dublin

"I regret not having retired sooner.

The freedom is amazing and you will only be bored if you allow yourself to be.

Sooner you can retire the longer you will be able to enjoy what you worked hard for.

Retire from work and work on being retired. "

Love your outlook. We plan to retire in 8 years time when I'm 60. What age were you when you retired ?

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By *ustBoWoman
36 weeks ago

Somewhere in Co. Down

I wish I could but I can't see it being a possibility even at retirement age.

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By *ind PaddyMan
36 weeks ago

South County Dublin

I retired early and so glad I did. Do not miss work. Have plenty of things to keep me busy

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By *adger BrocMan
36 weeks ago

Co. Cork

"I regret not having retired sooner.

The freedom is amazing and you will only be bored if you allow yourself to be.

Sooner you can retire the longer you will be able to enjoy what you worked hard for.

Retire from work and work on being retired.

Love your outlook. We plan to retire in 8 years time when I'm 60. What age were you when you retired ?"

.........

I had always planned to retire by 60 but unfortunately "the crash" set me back by a couple of years. But 20 months being unemployed actually helped prepare me for managing on less money and managing my free time.

When I was ready to retire at, I was enjoying my job so I stayed on a couple of years longer than I had intended.

I finally bit the bullet at 66.

Don't let your job define you.

No one feels as free as a retiree...

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By *on Juan the MADridMan
36 weeks ago

Lisbon/ North England/ Wales/ Madrid/

Working involves a way of living and financial stability so, if the way of living doesn’t make me feel happy and my financial stability is guaranteed, retirement would be the right call.

Not in my case.

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By *ombikerMan
36 weeks ago

the right side of the river

A friend of mine retired early and he says he was never as busy since he retired. Always doing something or going somewhere.

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By *astello OP Woman
36 weeks ago

Far far away

Thanks everyone for the feedback.. It seems planning is a big part of it. Also health plays a major role.

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By *ozzlesMan
36 weeks ago

galway

My financial non plan largely involved me working until about age 80 or death, whichever came first, but I've had a couple of good years so looks more like 78 now

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By *uittopMan
36 weeks ago

South County Dublin

I'm retired and hate not working. I like to have structure to my days, but limited options. Like a jigsaw puzzle with one piece missing

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By *astello OP Woman
36 weeks ago

Far far away

"My financial non plan largely involved me working until about age 80 or death, whichever came first, but I've had a couple of good years so looks more like 78 now"

A fresh 78 I'm sure

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By *astello OP Woman
36 weeks ago

Far far away

"I'm retired and hate not working. I like to have structure to my days, but limited options. Like a jigsaw puzzle with one piece missing "

Yes the forced retirement may be an issue for ppl. I can't understand how if you're fit and willing.. Work on.. Unlike me, l want leave

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By *ozzlesMan
36 weeks ago

galway

"My financial non plan largely involved me working until about age 80 or death, whichever came first, but I've had a couple of good years so looks more like 78 now

A fresh 78 I'm sure "

Fresh and frisky with any luck

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By *ozzlesMan
36 weeks ago

galway

A serious answer though, I'd prefer to continue to work in some capacity as long as my health allowed. I would like to drop to 4 days instead of 5 in the next few years to get a better balance.

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