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The hidden costs of buying a new house

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By (user no longer on site) OP   
over a year ago

Ok I am one of the very lucky ones as in i am currently at the point of moving to a new home in the coming weeks and the selling current home but . My god the money that you have to spend on top of the price of the new home. Looking at 15k between fees either side of buying and selling engineer report and ber rating and not to mention stamp duty and other taxes no wonder kids starting out have such a slim start

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By (user no longer on site)
over a year ago

Are the government still charging stamp duty

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By *attooYouMan
over a year ago

just about northside

1%,and consider yourself lucky, was much higher on 2nd hand homes

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By *ombikerMan
over a year ago

the right side of the river

As for property tax, why should anyone be penalised for providing their own housing.

Maybe for a 2nd property but for your own house that you live in, seems a bit of a penalty for being a responsible hard working person. But you don’t pay much more if you live in a multi million mansion than for an average 3 bed in a normal suburb.

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By *og-ManMan
over a year ago

somewhere


"1%,and consider yourself lucky, was much higher on 2nd hand homes"

I've paid 50K in tax between my first house and my second when I moved

Its a killer and then the professional fee's on top

Don't know how people afford them now

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By (user no longer on site)
over a year ago

Well 1% is not too bad for a new house. Is it much higher for older homes

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By *attooYouMan
over a year ago

just about northside

Property tax, motor tax etc etc all goes onto the same blackhole.....came in during 'austerity' watch that space

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By (user no longer on site) OP   
over a year ago

Well im looking at engineer report on new house 2% fees on each plus vat from solicitor . 1 % stamp duty and 2 % plus vat for estate agent on sale of old house. Then property tax om both if sale is not completed inside the tax year

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By *attooYouMan
over a year ago

just about northside

Get solicitor to get property tax paid by buyer

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By *osmicGateMan
over a year ago

louth


"Property tax, motor tax etc etc all goes onto the same blackhole.....came in during 'austerity' watch that space "

And electric gas prices being hiked again.. Like trying to get blood from a stone..

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By *ublinguy99Man
over a year ago

Dublin South

I sold 3 properties at market rates without using an estate agent. Can someone explain to me how they justify the eye watering rates they charge for opening a house and not being able to answer buyers questions about it? They perform no legal function so Im lost.

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By *osmicGateMan
over a year ago

louth


"I sold 3 properties at market rates without using an estate agent. Can someone explain to me how they justify the eye watering rates they charge for opening a house and not being able to answer buyers questions about it? They perform no legal function so Im lost. "

Where did you advertise said properties?

Was there much paperwork involved?

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By *ublinguy99Man
over a year ago

Dublin South


"I sold 3 properties at market rates without using an estate agent. Can someone explain to me how they justify the eye watering rates they charge for opening a house and not being able to answer buyers questions about it? They perform no legal function so Im lost.

Where did you advertise said properties?

Was there much paperwork involved?

Hi these were previous homes sold over the years. Just want to say Im not a property speculator. First was by word of mouth, second and third was ads in the paper but im sure you can advertise online now. No paperwork, be fair with a customer, dont be greedy, and engage a decent solicitor, do up a brochure yourself, keep the house in tip top shape and show it yourself. A lot of people think the estate agent performs some legal function, they dont. they can attract more potential buyers, that their only advantage. But when you look at their commission....!!!

"

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By *ol_ieMan
over a year ago

Dublin west

Would still rather be buying than what I dish out in rent every month.

But you can skip the estate agent or agree fees up front rather than the percentage off the top route.

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By *osmicGateMan
over a year ago

louth


"I sold 3 properties at market rates without using an estate agent. Can someone explain to me how they justify the eye watering rates they charge for opening a house and not being able to answer buyers questions about it? They perform no legal function so Im lost.

Where did you advertise said properties?

Was there much paperwork involved?

Hi these were previous homes sold over the years. Just want to say Im not a property speculator. First was by word of mouth, second and third was ads in the paper but im sure you can advertise online now. No paperwork, be fair with a customer, dont be greedy, and engage a decent solicitor, do up a brochure yourself, keep the house in tip top shape and show it yourself. A lot of people think the estate agent performs some legal function, they dont. they can attract more potential buyers, that their only advantage. But when you look at their commission....!!!

"

Cheers for that.. I'm thinking about doing it myself

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By (user no longer on site)
over a year ago

Try £400k repairs on a £285k house cause there has been a historic oil leak!!!

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By *og-ManMan
over a year ago

somewhere


"Try £400k repairs on a £285k house cause there has been a historic oil leak!!!"

Did insurance cover it....I'd imagine a huge amount of soil would have to be disposed of

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By (user no longer on site)
over a year ago

Yeah they are thankfully. 1400tons of soil including the whole ground floor of the house too!!

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By (user no longer on site)
over a year ago

[Removed by poster at 18/08/21 19:44:49]

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By *og-ManMan
over a year ago

somewhere


"Yeah they are thankfully. 1400tons of soil including the whole ground floor of the house too!!"

Holy god....the very best of luck with that

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By (user no longer on site)
over a year ago


"Yeah they are thankfully. 1400tons of soil including the whole ground floor of the house too!!

Holy god....the very best of luck with that "

Yep three months and still waiting on diggers to start. Then 6+ months out of the house!

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By *asterandhissparklesCouple
over a year ago

tipperary


"Well im looking at engineer report on new house 2% fees on each plus vat from solicitor . 1 % stamp duty and 2 % plus vat for estate agent on sale of old house. Then property tax om both if sale is not completed inside the tax year"

Did you really got charged based on the value of the house? We had a different experience as the price was fixed for it and not in relation the price of the house.

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By (user no longer on site)
over a year ago

2% fees! WTF! You were seen coming....and not in a sexual way

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By *oreignaffairKKMan
over a year ago

Between CW and KK


"Try £400k repairs on a £285k house cause there has been a historic oil leak!!!"

What happened? Is there an abandoned garage next to you?

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By *asual777Man
over a year ago

i travel all over

In the U.K. engineer fees are so much more expensive and conveyancing fees are so much cheaper

You d need to know what you’re doing buying now given how overheated the market is

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By (user no longer on site)
over a year ago


"Try £400k repairs on a £285k house cause there has been a historic oil leak!!!

What happened? Is there an abandoned garage next to you? "

Dodgy heating oil tank and bad ground makeup.

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